ETF · Broad Market

VPU(VPU)

$195.22
-0.65%
Expense Ratio
$10.8B
Total AUM
Holdings
Inception
Active Share vs VOO
Truly Active
0%20%60%100%
97.2%

AI Look-Through Summary

AI Generated

The portfolio's sector allocation reveals an overwhelming focus on utilities, with nearly 91% of assets concentrated in this sector. This is accompanied by a notable geographic bias, although the specific countries or regions are not disclosed. The market-cap profile appears to be skewed towards larger companies, given the presence of several large-cap utility stocks among the top holdings. Valuation-wise, the portfolio's weighted P/E and P/B ratios suggest that it holds a mix of growth and value-oriented securities.

Concentration risk is elevated due to the dominant position of NEE in the portfolio, which accounts for nearly 12% of assets. The sector mix diverges significantly from the broader market, where utilities typically account for around 5-6%. A favorable macro environment for this portfolio would likely involve stable or increasing demand for electricity and other utility services, such as during periods of economic growth or expansion in emerging markets. Conversely, a decline in demand due to increased competition from renewable energy sources or regulatory headwinds could be detrimental to the portfolio's performance.

Generated by Qwen-32B from constituent-level data. Not investment advice. Updated: 2026-07-14 08:39:39.137147+00

🔍 Theme Alignment Audit

AI GeneratedPurity: 98/100

The investment theme implied by the ticker VPU, which stands for Vanguard Utilities ETF, is executed with exceptional precision regarding its stated objective. The portfolio composition demonstrates a near-total alignment with the utility sector, as evidenced by the fact that all top holdings and the vast majority of the fund's assets are concentrated within this specific industry classification. There are no apparent deviations into unrelated sectors or mega-cap technology stocks that might obscure the thematic focus; instead, the concentration in names like NextEra Energy, Southern Company, and Duke Energy reinforces a dedicated approach to utility equities rather than utilizing broad market indices for stability.

Sector coherence is absolute within this specific mandate, with utilities accounting for 91.2% of total assets across thirty-nine holdings, indicating that the fund successfully differentiates itself from general equity benchmarks through strict industry adherence. The top-ten concentration level of 53.0% highlights a reliance on established leaders in the sector, which provides stability but also creates inherent sensitivity to regulatory or commodity price shifts specific to utilities rather than broader economic trends. While this structure ensures high fidelity to the named theme, it inherently limits exposure to other energy sub-sectors like renewables developers that may not be classified strictly under traditional utility definitions yet still fit a clean energy narrative, though such distinctions remain outside the scope of this fund's explicit sector weighting data.

AI analysis of holdings alignment vs fund theme. Not investment advice. Updated: 2026-05-15 22:02:09.023602+00

🏢 Sector Analysis

AI Generated

The sector allocation of VPU reveals an investment thesis strictly anchored in the utilities industry, with 91.2% of assets concentrated within this single segment. This overwhelming exposure indicates a fund designed to capture specific characteristics inherent to utility companies, such as regulated cash flows and defensive properties, while completely excluding other economic sectors like technology or healthcare. The top five holdings alone account for nearly half of the portfolio's value, suggesting that performance will be heavily driven by the operational outcomes of major players like NextEra Energy, Southern Company, and Duke Energy rather than a diversified basket of smaller utilities.

This structure introduces significant concentration risk, as evidenced by the top-10 concentration metric reaching 53.0%. Such a narrow footprint means that adverse regulatory changes affecting rate-setting mechanisms or broader macroeconomic shifts impacting energy demand could disproportionately impact the fund's overall performance compared to more broadly allocated peers. The heavy weighting in just thirty-nine holdings further amplifies this sensitivity, limiting the portfolio's ability to weather idiosyncratic risks associated with individual company failures or specific regional grid issues without immediate reflection in total returns.

Regarding factor tilts, the allocation suggests a pronounced bias toward value and low-volatility factors often found within established utility equities. The dominance of large-cap incumbents implies an intentional avoidance of growth-oriented strategies typically seen in other sectors. While this approach may offer stability during market downturns due to the defensive nature of the underlying assets, it inherently sacrifices diversification benefits that could mitigate systemic risks across different industries. Investors observing these metrics would see a vehicle optimized for specific utility sector dynamics rather than broad market exposure or aggressive growth potential.

AI-generated sector analysis from constituent-level data. Not investment advice. Updated: 2026-05-23 11:06:53.441587+00

Flow Driver Analysis

2-Step Circle

Which larger ETFs share VPU's holdings — and mechanically drive its price through index rebalancing flows?

Approximately 100% of VPU's weight flows through these larger ETFs

Driver ETFAUMExpenseShared StocksWeight Overlap
SPTMSPTM$12B5999.0%
ONEOONEO$25M4094.6%
SPLGSPLG$97B3189.9%
ITOTiShares Core S&P Total U.S. Stock Market ETF$80B3189.9%
SPYState Street SPDR S&P 500 ETF Trust$640B0.09%3189.9%

99% of VPU's portfolio by weight is also held by SPTM. When SPTM receives inflows, it mechanically buys these shared stocks — dragging VPU's NAV along regardless of any thematic or sector catalyst. Combined, the top 5 overlapping ETFs control exposure to 100% ofVPU's weight.

Overlap computed from constituent-level holdings data across 5 ETFs. Price co-movement with driver ETFs is structural, not coincidental. Not investment advice.

ETF Look-Through Dashboard

Peer through the ETF wrapper to see exactly what you own. Every metric is computed from constituent-level data.

21.2x
Weighted P/E
2.84x
Weighted P/B
$65B
Wtd Avg Market Cap

Weighted metrics calculated based on 97% of fund assets with available data.

Herfindahl-Hirschman Concentration Index

01000200030004000410
Well Diversified
Top 5: 34.4%Top 10: 52.0%

Morningstar-Style Box

Value
Blend
Growth
Large
Mid
Small
Mid Blend

Sector & Cap Explorer

Utilities91.7%
Visualization Mode

ETF Fundamental Radar

Total Analysis
100% Weight
Market Cap
Large
Risk Profile
High Distress

Operational health is mixed, with the bulk of weight in the mid-range (4–6) Piotroski scores.

Piotroski F-Score (Operational Health)

Score 0-9: Measures Profitability, Leverage, and Efficiency

↑ Weight (%)100%80%60%40%20%
0%
0–3 Weak
83%
4–6 Average
16%
7–9 Strong

Computed by rolling up individual stock Piotroski F-Scores, Altman Z-Scores, and Beneish M-Scores weighted by each constituent's allocation.

Dividend Safety True-Up

Deterministic
806%
Wtd FCF Payout Ratio
2.18%
TTM Yield
At Risk
Dividend Durability
806% of FCF
0% (retains all cash)50%100% (pays out everything)

The dividend-paying companies inside VPU collectively pay out 806% of their Free Cash Flow to maintain the current yield. Warning: constituent companies are paying out nearly all cash flow. A wave of dividend cuts may be imminent if earnings decline. Based on 29% of fund weight in dividend-paying stocks.

FCF Payout Ratio = Dividends Paid / Free Cash Flow, weighted by constituent allocation. Not investment advice.

Earnings vs. Price Decomposition

Proprietary
+10.0%
ETF 1Y Return
+8.9%
Wtd Earnings Growth
+1.2%
Multiple Expansion
Earnings
P/E Inflation

VPU is up 10.0% over the last 12 months. The underlying weighted earnings growth of its constituents is +8.9%. Price performance is closely aligned with fundamental earnings growth — valuations are roughly unchanged.

Earnings growth = weighted average YoY EPS growth of all constituents (capped at ±500% to limit outlier distortion). Based on 99% of fund weight with earnings data. Not investment advice.

Value Creation Map

ROIC vs WACC

What percentage of VPU's weight is allocated to companies that create economic value (ROIC > WACC) vs. destroy it?

98% Destroyers
Value Creators (ROIC > WACC)2.3%
Value Destroyers94.2%

Of VPU's analyzed weight, 2% is invested in companies earning more than their cost of capital — genuine value creators. The remaining 98% consists of companies whose ROIC falls below their WACC, effectively destroying shareholder value with every dollar invested.

ROIC-WACC spread for 96% of fund weight with available data. Not investment advice.

Concentration Risk Monitor

ELEVATED
11.7%
Largest Holding
NEE
24.8%
Top 3 Weight
24
Effective # of Stocks
33%
Top Stock Var. Share
Portfolio weight concentration
NEE
SO
DUK
Other 45 stocks

VPU's top holding NEE at 11.7% is above the 8% elevated-concentration threshold. The effective number of stocks is 24 vs. the actual count of 50.

Effective # of Stocks = 1 / HHI (Herfindahl-Hirschman Index). Variance share approximated as w² / Σw². Not investment advice.

Passive Crowding Score

HIGH

How much of each constituent's market cap is structurally locked in passive ETFs — a proxy for liquidity fragility during sell-offs.

51/ 100
Wtd Avg Passive Ownership15.4%
Most Crowded HoldingDTE (25.9%)
Least CrowdedCWEN (1.9%)
Coverage97% of fund weight
0 — Low255075100 — Extreme

VPU has a Passive Crowding Score of 51/100. On average, 15.4% of the market capitalization of VPU's underlying holdings is structurally locked in passive ETF vehicles. This indicates moderate passive ownership density. Index rebalances and ETF creation/redemption activity can amplify short-term volatility in the underlying holdings.

Passive $ = Σ(ETF AUM × holding weight) across all 30 tracked ETFs. Actual passive ownership is higher (includes mutual funds, pension funds). Not investment advice.

Under the Hood — Top 15 Constituents

Top 10 Concentration52.0%
#TickerCompanyWeightP/EF-Score
1NEE
NextEra Energy Inc.
Utilities
11.65%
22.7x5/9
2SO
Southern Co.
Utilities
6.87%
24.6x4/9
3DUK
Duke Energy Corp.
Utilities
6.27%
19.4x7/9
4CEG
Constellation Energy Corp.
Utilities
4.87%
21.9x6/9
5AEP
American Electric Power Co. Inc.
Utilities
4.73%
19.7x5/9
6SRE
Sempra Energy
Utilities
3.86%
31.6x6/9
7D
Dominion Energy Inc.
Utilities
3.82%
21.1x7/9
8VST
Vistra Energy Corp.
Utilities
3.42%
25.5x4/9
9ETR
Entergy Corp.
Utilities
3.35%
29.3x6/9
10XEL
Xcel Energy Inc.
Utilities
3.19%
23.0x5/9
11EXC
Exelon Corp.
Utilities
3.04%
17.1x6/9
12ED
Consolidated Edison Inc.
Utilities
2.60%
18.9x6/9
13PEG
Public Service Enterprise Group Inc.
Utilities
2.58%
17.6x8/9
14WEC
WEC Energy Group Inc.
Utilities
2.42%
22.9x5/9
15PCG
PG&E Corp.
Utilities
2.36%
13.6x5/9
The bottom 53 stocks in VPU account for only 35.0% of the total fund weight.

Historical Holdings Snapshots

Browse how VPU’s holdings have changed across SEC filing dates. Showing top holdings per snapshot.

2026-07-19

15 holdings · 65.0% tracked weight
#TickerWeightSharesMarket Value
1NEE11.65%14,275,868$1.3B
2SO6.87%7,717,457$738.6M
3DUK6.27%5,327,631$674.4M
4CEG4.87%2,108,211$523.6M
5AEP4.73%3,721,202$509.1M
6SRE3.86%4,472,687$414.7M
7D3.82%6,017,351$410.9M
8VST3.42%2,317,700$367.7M
9ETR3.35%3,134,061$360.0M
10XEL3.19%4,272,977$343.1M
11EXC3.04%7,002,671$326.5M
12ED2.60%2,522,196$279.0M
13PEG2.58%3,414,348$277.1M
14WEC2.42%2,229,715$260.4M
15PCG2.36%15,076,296$253.6M

2026-07-18

15 holdings · 65.0% tracked weight
#TickerWeightSharesMarket Value
1NEE11.65%14,275,868$1.3B
2SO6.87%7,717,457$738.6M
3DUK6.27%5,327,631$674.4M
4CEG4.87%2,108,211$523.6M
5AEP4.73%3,721,202$509.1M
6SRE3.86%4,472,687$414.7M
7D3.82%6,017,351$410.9M
8VST3.42%2,317,700$367.7M
9ETR3.35%3,134,061$360.0M
10XEL3.19%4,272,977$343.1M
11EXC3.04%7,002,671$326.5M
12ED2.60%2,522,196$279.0M
13PEG2.58%3,414,348$277.1M
14WEC2.42%2,229,715$260.4M
15PCG2.36%15,076,296$253.6M

2026-07-17

15 holdings · 65.0% tracked weight
#TickerWeightSharesMarket Value
1NEE11.65%14,275,868$1.3B
2SO6.87%7,717,457$738.6M
3DUK6.27%5,327,631$674.4M
4CEG4.87%2,108,211$523.6M
5AEP4.73%3,721,202$509.1M
6SRE3.86%4,472,687$414.7M
7D3.82%6,017,351$410.9M
8VST3.42%2,317,700$367.7M
9ETR3.35%3,134,061$360.0M
10XEL3.19%4,272,977$343.1M
11EXC3.04%7,002,671$326.5M
12ED2.60%2,522,196$279.0M
13PEG2.58%3,414,348$277.1M
14WEC2.42%2,229,715$260.4M
15PCG2.36%15,076,296$253.6M

2026-07-16

15 holdings · 65.0% tracked weight
#TickerWeightSharesMarket Value
1NEE11.65%14,275,868$1.3B
2SO6.87%7,717,457$738.6M
3DUK6.27%5,327,631$674.4M
4CEG4.87%2,108,211$523.6M
5AEP4.73%3,721,202$509.1M
6SRE3.86%4,472,687$414.7M
7D3.82%6,017,351$410.9M
8VST3.42%2,317,700$367.7M
9ETR3.35%3,134,061$360.0M
10XEL3.19%4,272,977$343.1M
11EXC3.04%7,002,671$326.5M
12ED2.60%2,522,196$279.0M
13PEG2.58%3,414,348$277.1M
14WEC2.42%2,229,715$260.4M
15PCG2.36%15,076,296$253.6M

2026-07-15

15 holdings · 65.3% tracked weight
#TickerWeightSharesMarket Value
1NEE11.78%14,307,722$1.2B
2SO6.74%7,734,808$712.0M
3DUK6.20%5,339,634$655.3M
4CEG5.75%2,112,893$608.0M
5AEP4.47%3,729,530$472.4M
6D3.82%6,030,851$403.7M
7SRE3.78%4,482,618$399.5M
8VST3.52%2,322,769$372.2M
9ETR3.24%3,141,040$342.5M
10XEL3.22%4,282,584$340.5M
11EXC3.03%7,018,357$320.3M
12PEG2.55%3,421,923$269.1M
13ED2.53%2,527,935$267.0M
14WEC2.35%2,234,761$248.2M
15PCG2.34%15,109,786$246.9M

2026-07-14

15 holdings · 65.3% tracked weight
#TickerWeightSharesMarket Value
1NEE11.78%14,307,722$1.2B
2SO6.74%7,734,808$712.0M
3DUK6.20%5,339,634$655.3M
4CEG5.75%2,112,893$608.0M
5AEP4.47%3,729,530$472.4M
6D3.82%6,030,851$403.7M
7SRE3.78%4,482,618$399.5M
8VST3.52%2,322,769$372.2M
9ETR3.24%3,141,040$342.5M
10XEL3.22%4,282,584$340.5M
11EXC3.03%7,018,357$320.3M
12PEG2.55%3,421,923$269.1M
13ED2.53%2,527,935$267.0M
14WEC2.35%2,234,761$248.2M
15PCG2.34%15,109,786$246.9M

Source: SEC filings and fund provider disclosures. Shows last 6 snapshot dates, top 15 holdings per date by weight.

Risk Profile

16.9%
Annual Volatility
0.54
Sharpe (1Y)
0.57
Sharpe (3Y)
-17.3%
Max Drawdown (3Y)
-25.1%
Max Drawdown (5Y)

Sharpe = risk-adjusted return (higher is better). Computed from 1,200+ trading days with 5% risk-free rate.

Price Chart with Moving Averages

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What Drove VPU Today?

Daily return attribution — which holdings contributed most (and least) to the fund's move.

Fund move:-0.65%(2026-07-17)

Top Contributors

+0.065%
+0.012%
+0.009%

Top Detractors

-0.055%
-0.055%
-0.072%

Attribution = holding weight × stock daily return. Only the top contributors and detractors are shown.

Underwater (Drawdown from Peak)

How far below the all-time high the price has been over time. Deeper = more pain for holders.

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Rolling 60-Day Beta vs S&P 500 (VOO)

How the ETF's sensitivity to market moves changes over time. β > 1 = more volatile than the market.

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Rolling Beta Market (β = 1.0)

Yield & Income

2.18%
TTM Yield
30-Day SEC Yield
5Y Div CAGR

Sector Drift Over Time

How VPU’s sector allocation has shifted across snapshots. Use the slider to travel through time.

2026-07-1994 snapshots
Utilities91.7%
Other8.3%
2026-03-302026-07-19

Active Conviction Tracker

Shares bought and sold between the latest two data snapshots — reveals what the fund manager is actually doing.

No position changes detected between snapshots.

Explore More

Quant metrics computed deterministically from financial statements and price data. Updated: 2026-07-17.

SecuritiesDB is for informational purposes only. Not investment advice.