SFBS (SFBS)

$4.4B
Market Cap
14.7
P/E Ratio
0.89
Beta
1.90%
Dividend Yield
Piotroski 6/9

Quantitative Summary

Deterministic

Financial health is average: Piotroski 6/9.

Generated deterministically from quant metrics and financial statements. Not a recommendation.

DCF Sandbox

Interactive

Sensitivity Matrix

TG ↓ / WACC →8%10%12%
2%$198$151$123
3%$227$166$132
4%$272$186$143

Center = base case. Green = >10% upside, Red = >10% downside vs .

Pre-computed DCF: WACC=10.0%, terminal growth 3%. Fair value $166 (+0.0%). Not investment advice.

Price Chart with Moving Averages

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SMA 50 SMA 200

Quant Health Deep Dive

6/9
Piotroski F-Score
Average — mixed operational signals

Profitability & Value Creation

49.8%
Net Margin
+16.4%
Revenue Growth (YoY)
+21.7%
Earnings Growth (YoY)
349.3M
Free Cash Flow
21%
FCF Payout Ratio

✅ Conservative payout — room for dividend increases.

DuPont Analysis — ROE Decomposition

Breaking down Return on Equity to see how the company generates its ROE — efficiency, margins, or leverage.

49.8%
Net Profit Margin
NI ÷ Revenue
×
0.03x
Asset Turnover
Revenue ÷ Assets
×
9.58x
Equity Multiplier
Assets ÷ Equity
=
14.9%
Return on Equity
⚠️ High equity multiplier — ROE is being amplified by leverage, not operational excellence.

Balance Sheet Health

8.58x
Debt / Equity

Insider Activity (Last 90 Days)

Net Insider Flow
-$3M
Net Selling
0
Buy Transactions
1
Sale Transactions
2026-03-24CASHIO JOSEPH RICHARDSold 2/8 qtrsSale$3M
2026-03-12TUDER IRMA LOYAGrant$285,200
2026-02-09BROUGHTON THOMAS A IIISold 1/8 qtrsGrant6,018 shares
2026-02-09RUSHING RODNEY ELDONSold 1/8 qtrsGrant1,801 shares
2026-01-20BROUGHTON THOMAS A IIISold 1/8 qtrsGrant6,500 shares

Open-market buys vs sells by company insiders. Source: yfinance.

Earnings Surprise History

Q4
✗ Miss
Est: $1.18
Act: $1.16
-2.0%
Q3
✓ Beat
Est: $1.21
Act: $1.21
+0.3%
Q2
✗ Miss
Est: $1.34
Act: $1.30
-2.7%
Q1
✓ Beat
Est: $1.38
Act: $1.58
+14.2%

EPS estimates vs actuals for the most recent reported quarters. Source: yfinance.

Underwater (Drawdown from Peak)

How far below the all-time high the price has been over time. Deeper = more pain for holders.

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Rolling 60-Day Beta vs S&P 500 (VOO)

How the stock's sensitivity to market moves changes over time. β > 1 = more volatile than the market.

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Rolling Beta Market (β = 1.0)

Fundamentals

11.2
Forward P/E
PEG Ratio
2.36
Price/Book
328874
Avg Volume
$90.64
52W High
$67.20
52W Low
52W Range Position

Passive Flow Attribution

ETF Draft Effect
$184M
Tracked Passive Exposure
8
ETFs Holding SFBS
0.06%
Avg Weight in ETFs
$314B
Total ETF AUM

When investors buy or sell ETFs like KBE or KRE, the fund manager is mechanically forced to buy or sell SFBS shares regardless of SFBS's individual fundamentals. We estimate $184M of passive capital is structurally linked to SFBS through 8 tracked ETFs. Passive flows have a limited but growing influence on SFBS's daily trading dynamics.

Passive exposure = Σ (ETF AUM × stock weight in ETF) across 8 tracked ETFs. Actual passive ownership is larger (includes mutual funds). Not investment advice.

ETF Contagion Visualizer

Simulate a price drop in SFBS to visualize passive redemption contagion across ETFs and collateral stocks.

SFBS Shock
-0%
Est. Passive Redemption
$0
Systemic Risk
STABLE
SFBSEpicenterVIGETFVYMETFVBKETFABCBHigh RiskAUBHigh RiskFULTHigh RiskBKUHigh RiskBANCHigh Risk
SFBS Price Drop (%)0

If SFBS (SFBS) experiences a significant drawdown, ETF redemptions can create collateral selling pressure on co-held stocks. Our model identifies AMERIS BANCORP (ABCB) as the most exposed collateral stock, sharing 5 ETFs with SFBS. This is the "Passive Contagion" effect described in the Inelastic Market Hypothesis.

Contagion model based on shared ETF exposure and constituent weights across 11 tracked ETFs. Estimated selling pressure is a simplified model — actual impact depends on market liquidity, ETF redemption mechanics, and market-maker activity.

SFBS Ownership Dynamics

Ticker
SFBS

Float lock-up computed from 11 ETFs tracked by SecuritiesDB. Actual passive ownership is higher (includes mutual funds, pension funds, etc.).

Fails-to-Deliver (FTD) History

SEC-reported settlement failures. Elevated FTDs can indicate high short-selling pressure, operational settlement issues, or naked shorting activity.

DateFailed SharesClose PriceNotional Value
2026-05-128$76.87$614.96
2026-05-111$79.48$79.48
2026-05-013,085$79.62$245,627.7
2026-04-301$78.26$78.26
2026-04-28157$79.73$12,517.61
2026-04-2429$79.92$2,317.68
2026-04-024$73.14$292.56
2026-03-312$72.15$144.3
2026-03-26817$73.86$60,343.62
2026-03-25495$74.52$36,887.4
2026-03-2338$72.31$2,747.78
2026-03-20105$72.30$7,591.5
2026-03-19135$71.95$9,713.25
2026-03-1627$73.13$1,974.51
2026-03-0228$81.01$2,268.28
2026-02-278,913$85.79$764,646.27
2026-02-231,740$86.77$150,979.8
2026-02-1215,056$85.87$1.3M
2026-02-0622,883$85.27$2.0M
2026-01-162$78.31$156.62
2026-01-061$73.67$73.67
2026-01-05553$71.82$39,716.46
2025-12-3158$72.42$4,200.36
2025-12-3038$73.21$2,781.98
2025-12-291$73.59$73.59
2025-12-262$73.80$147.6
2025-12-241$73.97$73.97
2025-12-2233$72.65$2,397.45
2025-12-1621$73.76$1,548.96
2025-12-11135$75.80$10,233

Source: SEC Regulation SHO FTD data. Data is reported with a ~30 day delay. High FTD quantities relative to average daily volume may indicate settlement stress.

Compare SFBS to Peers

Quant metrics computed deterministically from financial statements and price data. Updated: N/A.

SecuritiesDB provides programmatic data aggregation for informational purposes only. None of the metrics, summaries, or algorithmic flags constitute a recommendation to buy or sell any security.