Technology / Software - Application

Automatic Data Processing, Inc. (ADP)

$231.18
-1.10%
$88.7B
Market Cap
20.7
P/E Ratio
0.84
Beta
3.07%
Dividend Yield
Piotroski 8/9Altman Z 2.4 Gray ZoneBeneish M -2.44 CleanROIC−WACC +27.8%

Quantitative Summary

Deterministic

At 20.7x earnings — a 68% discount to the sector average of 65.0x — ADP is in the lower valuation range. Strong operational fundamentals (Piotroski 8/9) with Altman Z of 2.4. DCF fair value of $216 suggests 11% upside based on model assumptions.

Generated deterministically from quant metrics and financial statements. Not a recommendation.

Algorithmic Teardown

AI-Generated

Automatic Data Processing, Inc. demonstrates robust fundamental economics characterized by a substantial ROIC-WACC spread of +27.8%, indicating highly efficient capital deployment relative to its cost of equity. The DuPont decomposition reveals that this 65.9% return on equity is primarily driven by an exceptional net margin of 19.8% rather than asset turnover or leverage, which stands at a conservative 0.39x despite an equity multiplier of 8.62x. This operational quality is corroborated by strong integrity metrics: a Piotroski F-Score of 8/9 signals robust financial health and scorecard stability, while a Beneish M-Score of -2.44 suggests minimal earnings manipulation risk. However, the Altman Z-Score of 2.5 places the firm in the "gray zone," warranting close monitoring of liquidity buffers against potential distress despite its otherwise pristine profitability profile.

Valuation analysis presents a distinct dichotomy between current market pricing and intrinsic value models. The stock trades at a P/E ratio of 19.6x, significantly discounting to the sector average of 42.2x, which implies the market is not fully compensating for its superior margin expansion relative to peers. A discounted cash flow analysis estimates a fair value of $215 with implied six-year free cash flow growth of 12.1%, suggesting limited upside potential given the current price levels and only 6% implied DCF premium. This valuation compression is further contextualized by negative momentum factors; specifically, the stock exhibits a Fama-French Alpha of -48.12% annually and carries a Value Factor (HML) tilt of 0.176, indicating it has underperformed relative to size and value benchmarks over recent periods.

Risk assessment is complicated by divergent signals regarding insider activity and factor exposures. While the Piotroski score suggests financial strength, there was $1,299,491 in net insider selling over the last 90 days, a potential contrarian signal or cautionary indicator depending on one's interpretation of management liquidity needs versus confidence. The profitability factor (RMW) registers at 0.092, marking it as neutral rather than outperforming within the multi-factor framework. Collectively, these data points paint a picture of a high-quality compounder trading below sector multiples but burdened by recent underperformance against style factors and modest insider confidence, leaving the risk-reward profile dependent on whether mean reversion in valuation or continued margin expansion outweighs the negative alpha trajectory.

Generated by LLM from quantitative data inputs. May contain inaccuracies. Not investment advice.

DCF Sandbox

Interactive
Market Price
$231.18
Fair Value
$222
Implied Upside
-4.1%
$222IMPLIED FAIR VALUEFAIRLY VALUEDOVERUNDER
Growth Rate (Y1–5)9%
-10%20%50%
Discount Rate (WACC)9.8%
5%12.5%20%

5-year two-stage DCF. Terminal growth 3%. Default sliders match the pre-computed base case. Drag to explore scenarios. Not investment advice.

Reverse DCFMarket-Implied
11.6%annual FCF growth priced in at $231.18

The growth rate the market implicitly expects over the next 10 years to justify today's price. Compare with historical growth of 7% YoY revenue.

Sensitivity Matrix

TG ↓ / WACC →7.8%9.8%11.8%
2%$265$193$150
3%$313$216$164
4%$385$247$180

Center = base case. Green = >10% upside, Red = >10% downside vs $231.18.

Pre-computed DCF: WACC=9.8%, terminal growth 3%. Fair value $216 (+10.6%). Not investment advice.

Valuation Context

20.7x
ADP P/E
65.0x
Sector Avg
38.0x
5Y Avg P/E
-68%
vs Sector

Currently trading 52% below its 5-year average P/E of 38.0x.

Price Chart with Moving Averages

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SMA 50 SMA 200

Technical Setup

AI Generated

The current trading environment for Automatic Data Processing, Inc. presents a complex picture regarding institutional positioning, characterized by the stock hovering near its immediate support levels while maintaining stability above key moving averages. The proximity of price action to these technical thresholds suggests that larger market participants may be closely monitoring entry points without committing aggressively in either direction yet. Volume trends appear muted relative to recent volatility spikes, which often indicates a period of consolidation where institutional players are reassessing risk exposure rather than executing large-scale accumulation or distribution phases. This lack of decisive volume surges implies that the broader consensus among major holders remains cautious, waiting for clearer confirmation before altering their strategic allocations within this technology sector component. The interplay between price and moving averages reveals a delicate balance; while short-term fluctuations test lower boundaries, the absence of sustained breakdowns below critical support zones hints at underlying defensive positioning by significant shareholders. Such behavior typically reflects an expectation that fundamental valuations remain intact despite external market noise, leading institutions to hold rather than liquidate. However, the lack of upward momentum breaking through resistance levels also suggests that aggressive buying pressure has not yet materialized among these larger entities. Consequently, the technical setup indicates a state of equilibrium where institutional sentiment is neither overwhelmingly bullish nor bearish, but instead focused on preserving capital while observing how market dynamics evolve relative to established trend lines and support structures.

RSI (14)
SMA 50
SMA 200

Quant Health Deep Dive

8/9
Piotroski F-Score
Strong — high operational efficiency and profitability signals
2.4
Altman Z-Score
Grey Zone — between 1.8 and 3.0 thresholds. Thresholds: >3 safe, 1.8–3 grey, <1.8 distress.
-2.44
Beneish M-Score
Below threshold — no statistical earnings quality concern per Beneish model. Threshold: <-2.22 = below threshold.

Profitability & Value Creation

46.0%
Gross Margin
19.8%
Net Margin
37.7%
ROIC
9.8%
WACC
ROIC − WACC Spread: +27.8%— Positive value creation spread.
+7.1%
Revenue Growth (YoY)
+8.7%
Earnings Growth (YoY)
4.4B
Free Cash Flow
55%
FCF Payout Ratio

✅ Conservative payout — room for dividend increases.

DuPont Analysis — ROE Decomposition

Breaking down Return on Equity to see how the company generates its ROE — efficiency, margins, or leverage.

19.8%
Net Profit Margin
NI ÷ Revenue
×
0.39x
Asset Turnover
Revenue ÷ Assets
×
8.62x
Equity Multiplier
Assets ÷ Equity
=
65.9%
Return on Equity
⚠️ High equity multiplier — ROE is being amplified by leverage, not operational excellence.

Balance Sheet Health

7.62x
Debt / Equity
1.05x
Current Ratio
12.6x
Interest Coverage
0.1x
Net Debt / EBITDA
5.71%
FCF Yield
6.3B
EBITDA

Insider Activity (Last 90 Days)

Net Insider Flow
-$1M
Net Selling
0
Buy Transactions
8
Sale Transactions
2026-03-16D'AMBROSIO CHRISTOPHERSold 5/7 qtrsSale$113,188
2026-02-17D'AMBROSIO CHRISTOPHERSold 5/7 qtrsSale$115,349
2026-02-06MICHAUD BRIAN L.Sold 4/7 qtrsSale$234,180
2026-02-05FOSKETT DAVIDSold 3/7 qtrsSale$63,042
2026-01-13D'AMBROSIO CHRISTOPHERSold 5/7 qtrsSale$142,423

Open-market buys vs sells by company insiders. Source: yfinance.

Earnings Surprise History

Q4
✓ Beat
Est: $2.97
Act: $3.06
+2.9%
Q3
✓ Beat
Est: $2.23
Act: $2.26
+1.5%
Q2
✓ Beat
Est: $2.44
Act: $2.49
+1.9%
Q1
✓ Beat
Est: $2.57
Act: $2.62
+2.0%

EPS estimates vs actuals for the most recent reported quarters. Source: yfinance.

Dividend History

$1.7000
Latest Dividend
$6.32
2025 Total
+10.1%
YoY Growth
9 yrs
Consecutive Increases
Annual Dividends per Share
$1.63
2016
$2.34
2017
$2.80
2018
$3.28
2019
$3.66
2020
$3.83
2021
$4.37
2022
$5.15
2023
$5.74
2024
$6.32
2025
$1.70
2026
DateAmountChange
2026-03-13$1.70000.0%
2025-12-12$1.7000+10.4%
2025-09-12$1.54000.0%
2025-06-13$1.54000.0%
2025-03-14$1.54000.0%
2024-12-13$1.5400+10.0%
2024-09-13$1.40000.0%
2024-06-14$1.40000.0%
2024-03-07$1.40000.0%
2023-12-07$1.4000+12.0%
2023-09-07$1.25000.0%
2023-06-08$1.25000.0%
Stock Splits
2014-10-01: 1.139:12007-04-02: 1.107052:11999-01-04: 2:11996-01-02: 2:11991-05-01: 2:11986-06-09: 2:11981-05-22: 2:1

Dividend and split data from SEC filings and market data. Amounts are per share, not adjusted for splits. Source: yfinance.

Risk Profile

22.8%
Annual Volatility
-1.96
Sharpe (1Y)
-41.3%
Max Drawdown (5Y)

Sharpe = risk-adjusted return (higher is better). Max drawdown = largest peak-to-trough decline. 1,200+ trading days.

Underwater (Drawdown from Peak)

How far below the all-time high the price has been over time. Deeper = more pain for holders.

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Rolling 60-Day Beta vs S&P 500 (VOO)

How the stock's sensitivity to market moves changes over time. β > 1 = more volatile than the market.

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Rolling Beta Market (β = 1.0)

Fama-French 5-Factor Exposure

Academic factor model decomposition — what's really driving this stock's returns.

0.66
Market β
Mkt-RF
+0.062
Size (SMB)
Neutral
+0.176
Value (HML)
Value tilt
+0.092
Profit (RMW)
Neutral
+0.262
Invest (CMA)
Conservative
Alpha (annual): -48.12%
R²: 29.6%of variance explained by 5 factors

Fama-French 5-Factor Model. Data: Kenneth French Data Library. Regression over 3 years of daily returns.

Fundamentals

18.2
Forward P/E
2.03
PEG Ratio
14.00
Price/Book
3M
Avg Volume
$329.93
52W High
$188.16
52W Low
30%
52W Range Position

Passive Flow Attribution

ETF Draft Effect
$13.3B
Tracked Passive Exposure
8
ETFs Holding ADP
0.20%
Avg Weight in ETFs
$6.8T
Total ETF AUM

When investors buy or sell ETFs like XLI or SDY, the fund manager is mechanically forced to buy or sell ADP shares regardless of Automatic Data Processing, Inc.'s individual fundamentals. We estimate $13.3B of passive capital is structurally linked to ADP through 8 tracked ETFs. This substantial passive exposure means that ETF inflows and outflows — not company fundamentals — can dominate daily volume on this stock.

Passive exposure = Σ (ETF AUM × stock weight in ETF) across 8 tracked ETFs. Actual passive ownership is larger (includes mutual funds). Not investment advice.

ETF Contagion Visualizer

Simulate a price drop in Automatic Data Processing, Inc. to visualize passive redemption contagion across ETFs and collateral stocks.

ADP Shock
-0%
Est. Passive Redemption
$0
Systemic Risk
STABLE
ADPEpicenterVTIETFVOOETFIVVETFCATLow RiskMSFTLow RiskGELow RiskCATLow RiskAAPLLow Risk
ADP Price Drop (%)0

If Automatic Data Processing, Inc. (ADP) experiences a significant drawdown, ETF redemptions can create collateral selling pressure on co-held stocks. Our model identifies CATERPILLAR INC (CAT) as the most exposed collateral stock, sharing 2 ETFs with ADP. This is the "Passive Contagion" effect described in the Inelastic Market Hypothesis.

Contagion model based on shared ETF exposure and constituent weights across 35 tracked ETFs. Estimated selling pressure is a simplified model — actual impact depends on market liquidity, ETF redemption mechanics, and market-maker activity.

ADP Ownership Dynamics

Passive funds hold 1 in every 6 ADP shares, reducing daily market volatility.

Ticker
ADP
Total Shares
400M
ETF Lock-Up
16.1%
Display Mode
Total Float Impact
16.1%Locked Float

Automatic Data Processing, Inc. (ADP) exerts notable gravity on the passive index market, currently representing 1.7% of the State Street Industrial Select Sector SPDR ETF (XLI) and 1.5% of the SDY (SDY). Across 36 tracked ETFs, approximately 64M shares (16.1% of float) are held by passive funds and rarely trade on the open market. This level of passive ownership means index rebalances can create outsized volume events.

Float lock-up computed from 36 ETFs tracked by SecuritiesDB. Actual passive ownership is higher (includes mutual funds, pension funds, etc.).

ADP Institutional Volume Profile

252-day volume distribution by price level. The Point of Control (POC) marks the price where the most institutional volume transacted — an implicit support/resistance floor.

TICKER
ADP
PRICE
$231.18
FLOOR (POC)
$212.02
STRENGTH
High
$192$198$2059%$212POC 17%$2198%$226$232$231.18$239$246$2537%$26012%$267$273$280$287$294$3019%$307$314$321
Focus Zone
Point of Control (POC) Support (below price) Resistance (above price) Current Price

The highest-volume price zone for Automatic Data Processing, Inc. over the past year sits near $212.02 (17% of 252-day volume). The current price of $231.18 trades 9.0% above this institutional floor — a sign of upside momentum, though a pullback to the POC zone is a common reversion target. The highly concentrated volume profile (17% at POC) indicates strong consensus on fair value — institutional participants have repeatedly transacted near this price.

Volume Profile computed from 252 trading days of OHLCV data. Volume allocated to price bins proportionally based on daily high-low range. Not investment advice.

ADP Capital Efficiency

How efficiently does Automatic Data Processing, Inc. convert operating profits into free cash? The FCF Conversion ratio measures the gap between accounting earnings and real cash generation.

Free Cash Flow
$4.4B
EBITDA
$6.3B
FCF Conversion
69%
Reinvestment Rate
31%
69% of EBITDA → Free Cash
0% (cash burn)25% (low)50% (efficient)100% (pure cash)
ROIC
37.7%
ROIC − WACC Spread
27.8%

Automatic Data Processing, Inc. converts 69% of its EBITDA into free cash flow, an exceptional conversion rate indicating an asset-light business model with minimal capital reinvestment drag. The positive ROIC-WACC spread of 27.8% confirms that reinvested capital creates shareholder value.

Capital efficiency = Free Cash Flow ÷ EBITDA. Reinvestment = (EBITDA − FCF) ÷ EBITDA. Metrics from latest annual filings. Not investment advice.

Fails-to-Deliver (FTD) History

SEC-reported settlement failures. Elevated FTDs can indicate high short-selling pressure, operational settlement issues, or naked shorting activity.

DateFailed SharesClose PriceNotional Value
2026-05-141,298$208.63$270,801.74
2026-05-119,627$213.00$2.1M
2026-05-0811$214.09$2,354.99
2026-05-07222$207.20$45,998.4
2026-05-06222$210.60$46,753.2
2026-05-05389,945$211.32$82.4M
2026-05-04480$214.21$102,820.8
2026-04-2918,397$199.17$3.7M
2026-04-2820$197.23$3,944.6
2026-04-218,926$202.39$1.8M
2026-04-173$200.39$601.17
2026-04-1518$195.08$3,511.44
2026-04-1450$195.38$9,769
2026-04-1048$196.02$9,408.96
2026-04-087$203.61$1,425.27
2026-04-023,869$201.28$778,752.32
2026-04-015,353$203.18$1.1M
2026-03-3137,926$205.47$7.8M
2026-03-2732,463$204.51$6.6M
2026-03-2541$204.89$8,400.49
2026-03-23340,922$208.69$71.1M
2026-03-198$208.28$1,666.24
2026-03-174$209.11$836.44
2026-03-0613$222.70$2,895.1
2026-03-0546$217.16$9,989.36
2026-03-0310$214.97$2,149.7
2026-02-201$215.97$215.97
2026-02-171$212.11$212.11
2026-02-1118$225.53$4,059.54
2026-01-3013,380$245.97$3.3M

Source: SEC Regulation SHO FTD data. Data is reported with a ~30 day delay. High FTD quantities relative to average daily volume may indicate settlement stress.

Price Correlations

Statistical correlation of daily returns with other stocks. High correlations indicate stocks that move together; negative correlations can offer diversification.

Peer252-Day (1Y)126-Day (6M)Direction
WTGXXNaNNaN
PAYX0.8360.847High co-movement
MCO0.6100.617Moderate
ACN0.6090.674Moderate
PAYC0.6010.604Moderate
FIS0.5750.696Moderate
ROP0.5720.559Moderate
ICE0.5560.577Moderate
SPGI0.5490.587Moderate
MMC0.5410.379Moderate

Pearson correlation of daily log returns. 252d ≈ 1 trading year. Computed from price history. Not investment advice.

Compare ADP to Peers

Quant metrics computed deterministically from financial statements and price data. Updated: 2026-06-02.

SecuritiesDB provides programmatic data aggregation for informational purposes only. None of the metrics, summaries, or algorithmic flags constitute a recommendation to buy or sell any security.