Huntington Bancshares Incorporated (HBAN)
Quantitative Summary
DeterministicAt 12.6x earnings — a 35% discount to the sector average of 19.2x — HBAN is in the lower valuation range. Financial health is average: Piotroski 5/9, Altman Z 0.2. Near modeled fair value — DCF estimates $16 (-2%).
Generated deterministically from quant metrics and financial statements. Not a recommendation.
DCF Sandbox
Interactive5-year two-stage DCF. Terminal growth 3%. Default sliders match the pre-computed base case. Drag to explore scenarios. Not investment advice.
The growth rate the market implicitly expects over the next 10 years to justify today's price. Compare with historical growth of 10% YoY revenue.
Sensitivity Matrix
| TG ↓ / WACC → | 6.5% | 8.5% | 10.5% |
|---|---|---|---|
| 2% | $21 | $14 | $11 |
| 3% | $26 | $16 | $12 |
| 4% | $36 | $20 | $13 |
Center = base case. Green = >10% upside, Red = >10% downside vs $16.23.
Pre-computed DCF: WACC=8.5%, terminal growth 3%. Fair value $16 (-1.5%). Not investment advice.
Valuation Context
Currently trading 10% above its 5-year average P/E of 10.7x.
Price Chart with Moving Averages
Technical Setup
AI GeneratedHuntington Bancshares Incorporated is currently trading at $15.85, a price point that requires comparison against its moving averages to determine the prevailing trend direction and momentum strength. Without specific values for short-term or long-term averages in the provided data set, it remains unclear whether the stock is technically positioned above these benchmarks, which would typically signal an uptrend, or below them, suggesting potential downward pressure. The Relative Strength Index (RSI) serves as a critical gauge for short-term momentum, yet its specific reading is absent from the current information, preventing any definitive assessment of whether the asset is approaching overbought conditions near 70 or oversold territory around 30. In the absence of precise indicator values, the technical picture relies on interpreting how the $15.85 price level interacts with historical moving averages to establish trend integrity. If future data reveals the price sustaining levels above key moving averages, it would imply continued bullish momentum, whereas a breach below these lines could indicate weakening sentiment and potential reversal dynamics. Similarly, any subsequent calculation of the RSI will clarify whether short-term trading pressure is intensifying or fading, providing context for immediate market behavior rather than long-term fundamental value. Ultimately, this snapshot highlights the necessity of integrating price action with moving average crossovers and oscillator readings to form a complete technical narrative. The current data point alone does not confirm trend direction or momentum status, leaving the interpretation dependent on how $15.85 aligns
Quant Health Deep Dive
Profitability & Value Creation
✅ Conservative payout — room for dividend increases.
DuPont Analysis — ROE Decomposition
Breaking down Return on Equity to see how the company generates its ROE — efficiency, margins, or leverage.
Balance Sheet Health
Insider Activity (Last 90 Days)
Open-market buys vs sells by company insiders. Source: yfinance.
Earnings Surprise History
EPS estimates vs actuals for the most recent reported quarters. Source: yfinance.
Dividend History
| Date | Amount | Change |
|---|---|---|
| 2026-03-18 | $0.1550 | 0.0% |
| 2025-12-18 | $0.1550 | 0.0% |
| 2025-09-17 | $0.1550 | 0.0% |
| 2025-06-17 | $0.1550 | 0.0% |
| 2025-03-18 | $0.1550 | 0.0% |
| 2024-12-18 | $0.1550 | 0.0% |
| 2024-09-17 | $0.1550 | 0.0% |
| 2024-06-17 | $0.1550 | 0.0% |
| 2024-03-15 | $0.1550 | 0.0% |
| 2023-12-15 | $0.1550 | 0.0% |
| 2023-09-15 | $0.1550 | 0.0% |
| 2023-06-15 | $0.1550 | 0.0% |
Dividend and split data from SEC filings and market data. Amounts are per share, not adjusted for splits. Source: yfinance.
Risk Profile
Sharpe = risk-adjusted return (higher is better). Max drawdown = largest peak-to-trough decline. 1,200+ trading days.
Underwater (Drawdown from Peak)
How far below the all-time high the price has been over time. Deeper = more pain for holders.
Rolling 60-Day Beta vs S&P 500 (VOO)
How the stock's sensitivity to market moves changes over time. β > 1 = more volatile than the market.
Fama-French 5-Factor Exposure
Academic factor model decomposition — what's really driving this stock's returns.
Fama-French 5-Factor Model. Data: Kenneth French Data Library. Regression over 3 years of daily returns.
Fundamentals
Passive Flow Attribution
ETF Draft EffectWhen investors buy or sell ETFs like KRE or DVY, the fund manager is mechanically forced to buy or sell HBAN shares regardless of Huntington Bancshares Incorporated's individual fundamentals. We estimate $5.8B of passive capital is structurally linked to HBAN through 8 tracked ETFs. This substantial passive exposure means that ETF inflows and outflows — not company fundamentals — can dominate daily volume on this stock.
Passive exposure = Σ (ETF AUM × stock weight in ETF) across 8 tracked ETFs. Actual passive ownership is larger (includes mutual funds). Not investment advice.
ETF Contagion Visualizer
Simulate a price drop in Huntington Bancshares Incorporated to visualize passive redemption contagion across ETFs and collateral stocks.
If Huntington Bancshares Incorporated (HBAN) experiences a significant drawdown, ETF redemptions can create collateral selling pressure on co-held stocks. Our model identifies REGIONS FINANCIAL CORP (RF) as the most exposed collateral stock, sharing 3 ETFs with HBAN. This is the "Passive Contagion" effect described in the Inelastic Market Hypothesis.
Contagion model based on shared ETF exposure and constituent weights across 38 tracked ETFs. Estimated selling pressure is a simplified model — actual impact depends on market liquidity, ETF redemption mechanics, and market-maker activity.
HBAN Ownership Dynamics
Passive funds hold 1 in every 6 HBAN shares, reducing daily market volatility.
Huntington Bancshares Incorporated (HBAN) exerts notable gravity on the passive index market, currently representing 1.4% of the KRE (KRE) and 1.2% of the iShares Select Dividend ETF (DVY). Across 39 tracked ETFs, approximately 320M shares (15.8% of float) are held by passive funds and rarely trade on the open market. This level of passive ownership means index rebalances can create outsized volume events.
ETFs with Highest HBAN Exposure
Float lock-up computed from 39 ETFs tracked by SecuritiesDB. Actual passive ownership is higher (includes mutual funds, pension funds, etc.).
HBAN Institutional Volume Profile
252-day volume distribution by price level. The Point of Control (POC) marks — the price where the most institutional volume transacted — an implicit support/resistance floor.
The highest-volume price zone for Huntington Bancshares Incorporated over the past year sits near $17.27 (10% of 252-day volume). The current price of $16.23 sits 6.0% below the POC — suggesting potential mean-reversion upside if institutional demand reasserts at this level.
Volume Profile computed from 252 trading days of OHLCV data. Volume allocated to price bins proportionally based on daily high-low range. Not investment advice.
Fails-to-Deliver (FTD) History
SEC-reported settlement failures. Elevated FTDs can indicate high short-selling pressure, operational settlement issues, or naked shorting activity.
| Date | Failed Shares | Close Price | Notional Value |
|---|---|---|---|
| 2026-05-13 | 8,564 | $15.84 | $135,653.76 |
| 2026-05-12 | 24,663 | $15.96 | $393,621.48 |
| 2026-05-06 | 116,944 | $16.41 | $1.9M |
| 2026-05-05 | 117,290 | $16.16 | $1.9M |
| 2026-05-04 | 1 | $16.63 | $16.63 |
| 2026-05-01 | 116,779 | $16.76 | $2.0M |
| 2026-04-30 | 338,081 | $16.31 | $5.5M |
| 2026-04-29 | 116,278 | $16.55 | $1.9M |
| 2026-04-27 | 111,451 | $16.40 | $1.8M |
| 2026-04-20 | 30,065 | $16.85 | $506,595.25 |
| 2026-04-17 | 39,139 | $16.57 | $648,533.23 |
| 2026-04-15 | 15 | $16.59 | $248.85 |
| 2026-04-10 | 172 | $16.59 | $2,853.48 |
| 2026-04-07 | 1,519 | $15.94 | $24,212.86 |
| 2026-04-06 | 212,690 | $15.79 | $3.4M |
| 2026-03-27 | 16,511 | $15.43 | $254,764.73 |
| 2026-03-25 | 33,409 | $15.48 | $517,171.32 |
| 2026-03-24 | 61 | $15.29 | $932.69 |
| 2026-03-09 | 107,151 | $16.31 | $1.7M |
| 2026-02-25 | 775 | $17.02 | $13,190.5 |
| 2026-02-23 | 1,200 | $18.01 | $21,612 |
| 2026-02-19 | 1,065 | $17.89 | $19,052.85 |
| 2026-02-13 | 130,984 | $17.33 | $2.3M |
| 2026-02-10 | 285 | $19.00 | $5,415 |
| 2026-02-06 | 3,109 | $19.02 | $59,133.18 |
| 2026-02-04 | 632 | $18.39 | $11,622.48 |
| 2026-02-02 | 686,111 | $17.48 | $12.0M |
| 2026-01-30 | 355,406 | $17.29 | $6.1M |
| 2026-01-22 | 44 | $18.77 | $825.88 |
| 2026-01-21 | 497,440 | $17.99 | $8.9M |
Source: SEC Regulation SHO FTD data. Data is reported with a ~30 day delay. High FTD quantities relative to average daily volume may indicate settlement stress.
Price Correlations
Statistical correlation of daily returns with other stocks. High correlations indicate stocks that move together; negative correlations can offer diversification.
| Peer | 252-Day (1Y) | 126-Day (6M) | Direction |
|---|---|---|---|
| WTGXX | NaN | NaN | |
| FITB | 0.887 | 0.891 | High co-movement |
| KEY | 0.871 | 0.858 | High co-movement |
| RF | 0.862 | 0.874 | High co-movement |
| PNC | 0.860 | 0.828 | High co-movement |
| CFG | 0.859 | 0.832 | High co-movement |
| MTB | 0.857 | 0.844 | High co-movement |
| TFC | 0.850 | 0.812 | High co-movement |
| ZION | 0.838 | 0.821 | High co-movement |
| FNB | 0.831 | 0.799 | High co-movement |
Pearson correlation of daily log returns. 252d ≈ 1 trading year. Computed from price history. Not investment advice.
Compare HBAN to Peers
Quant metrics computed deterministically from financial statements and price data. Updated: 2026-06-02.
SecuritiesDB provides programmatic data aggregation for informational purposes only. None of the metrics, summaries, or algorithmic flags constitute a recommendation to buy or sell any security.