Fifth Third Bancorp (FITB)
Quantitative Summary
DeterministicFITB trades at 16.8x earnings, roughly in line with its sector average of 19.2x. Strong operational fundamentals (Piotroski 7/9) with Altman Z of 0.3. DCF fair value of $39 implies 22% downside based on model assumptions.
Generated deterministically from quant metrics and financial statements. Not a recommendation.
DCF Sandbox
Interactive5-year two-stage DCF. Terminal growth 3%. Default sliders match the pre-computed base case. Drag to explore scenarios. Not investment advice.
The growth rate the market implicitly expects over the next 10 years to justify today's price. Compare with historical growth of 7% YoY revenue.
Sensitivity Matrix
| TG ↓ / WACC → | 7.2% | 9.2% | 11.2% |
|---|---|---|---|
| 2% | $50 | $34 | $24 |
| 3% | $61 | $39 | $27 |
| 4% | $80 | $46 | $31 |
Center = base case. Green = >10% upside, Red = >10% downside vs $50.31.
Pre-computed DCF: WACC=9.2%, terminal growth 3%. Fair value $39 (-22.1%). Not investment advice.
Valuation Context
Currently trading 10% below its 5-year average P/E of 15.5x.
Price Chart with Moving Averages
Technical Setup
AI GeneratedFifth Third Bancorp is currently trading at $47.60, a level that may represent a point of interest for larger market participants evaluating entry or adjustment strategies within the financial services sector. The presence of Simple Moving Average crossovers often signals shifts in momentum where institutional algorithms might be recalibrating their exposure based on changing short-term trends versus longer-term valuations. When price action interacts closely with these moving averages, it frequently suggests that significant capital is testing support and resistance levels to gauge market sentiment before committing substantial volume. Volume trends accompanying current price movements provide critical context regarding the conviction behind institutional positioning. Elevated trading activity near key technical thresholds often indicates active accumulation or distribution phases, where large players are either absorbing shares at specific prices or offloading positions as valuations reach perceived extremes. The interaction between the stock's trajectory and its moving averages can reveal whether institutions view the current price of $47.60 as an opportunity to increase holdings or a signal to reduce exposure depending on how the broader market environment is shaping up. These technical patterns collectively offer a window into the strategic thinking of major holders without dictating specific directional outcomes for individual investors to pursue.
Quant Health Deep Dive
Profitability & Value Creation
✅ Conservative payout — room for dividend increases.
DuPont Analysis — ROE Decomposition
Breaking down Return on Equity to see how the company generates its ROE — efficiency, margins, or leverage.
Balance Sheet Health
Insider Activity (Last 90 Days)
Open-market buys vs sells by company insiders. Source: yfinance.
Earnings Surprise History
EPS estimates vs actuals for the most recent reported quarters. Source: yfinance.
Dividend History
| Date | Amount | Change |
|---|---|---|
| 2026-03-31 | $0.4000 | 0.0% |
| 2025-12-31 | $0.4000 | 0.0% |
| 2025-09-30 | $0.4000 | +8.1% |
| 2025-06-30 | $0.3700 | 0.0% |
| 2025-03-31 | $0.3700 | 0.0% |
| 2024-12-31 | $0.3700 | 0.0% |
| 2024-09-30 | $0.3700 | +5.7% |
| 2024-06-28 | $0.3500 | 0.0% |
| 2024-03-27 | $0.3500 | 0.0% |
| 2023-12-28 | $0.3500 | 0.0% |
| 2023-09-28 | $0.3500 | +6.1% |
| 2023-06-29 | $0.3300 | 0.0% |
Dividend and split data from SEC filings and market data. Amounts are per share, not adjusted for splits. Source: yfinance.
Risk Profile
Sharpe = risk-adjusted return (higher is better). Max drawdown = largest peak-to-trough decline. 1,200+ trading days.
Underwater (Drawdown from Peak)
How far below the all-time high the price has been over time. Deeper = more pain for holders.
Rolling 60-Day Beta vs S&P 500 (VOO)
How the stock's sensitivity to market moves changes over time. β > 1 = more volatile than the market.
Fama-French 5-Factor Exposure
Academic factor model decomposition — what's really driving this stock's returns.
Fama-French 5-Factor Model. Data: Kenneth French Data Library. Regression over 3 years of daily returns.
Fundamentals
Passive Flow Attribution
ETF Draft EffectWhen investors buy or sell ETFs like DVY or SCHD, the fund manager is mechanically forced to buy or sell FITB shares regardless of Fifth Third Bancorp's individual fundamentals. We estimate $7.7B of passive capital is structurally linked to FITB through 8 tracked ETFs. This substantial passive exposure means that ETF inflows and outflows — not company fundamentals — can dominate daily volume on this stock.
Passive exposure = Σ (ETF AUM × stock weight in ETF) across 8 tracked ETFs. Actual passive ownership is larger (includes mutual funds). Not investment advice.
ETF Contagion Visualizer
Simulate a price drop in Fifth Third Bancorp to visualize passive redemption contagion across ETFs and collateral stocks.
If Fifth Third Bancorp (FITB) experiences a significant drawdown, ETF redemptions can create collateral selling pressure on co-held stocks. Our model identifies Altria Group Inc (MO) as the most exposed collateral stock, sharing 2 ETFs with FITB. This is the "Passive Contagion" effect described in the Inelastic Market Hypothesis.
Contagion model based on shared ETF exposure and constituent weights across 34 tracked ETFs. Estimated selling pressure is a simplified model — actual impact depends on market liquidity, ETF redemption mechanics, and market-maker activity.
FITB Ownership Dynamics
Passive funds hold 1 in every 6 FITB shares, reducing daily market volatility.
Fifth Third Bancorp (FITB) exerts notable gravity on the passive index market, currently representing 1.2% of the iShares Select Dividend ETF (DVY) and 1.2% of the Schwab U.S. Dividend Equity ETF (SCHD). Across 34 tracked ETFs, approximately 162M shares (17.9% of float) are held by passive funds and rarely trade on the open market. This level of passive ownership means index rebalances can create outsized volume events.
ETFs with Highest FITB Exposure
Float lock-up computed from 34 ETFs tracked by SecuritiesDB. Actual passive ownership is higher (includes mutual funds, pension funds, etc.).
FITB Institutional Volume Profile
252-day volume distribution by price level. The Point of Control (POC) marks — the price where the most institutional volume transacted — an implicit support/resistance floor.
The highest-volume price zone for Fifth Third Bancorp over the past year sits near $50.18 (12% of 252-day volume). The current price of $50.31 trades 0.3% above this institutional floor — a sign of upside momentum, though a pullback to the POC zone is a common reversion target. The highly concentrated volume profile (12% at POC) indicates strong consensus on fair value — institutional participants have repeatedly transacted near this price.
Volume Profile computed from 252 trading days of OHLCV data. Volume allocated to price bins proportionally based on daily high-low range. Not investment advice.
Fails-to-Deliver (FTD) History
SEC-reported settlement failures. Elevated FTDs can indicate high short-selling pressure, operational settlement issues, or naked shorting activity.
| Date | Failed Shares | Close Price | Notional Value |
|---|---|---|---|
| 2026-05-14 | 1,422 | $47.17 | $67,075.74 |
| 2026-05-11 | 44 | $49.33 | $2,170.52 |
| 2026-05-08 | 8,429 | $49.67 | $418,668.43 |
| 2026-05-06 | 537 | $50.30 | $27,011.1 |
| 2026-05-01 | 12,465 | $50.76 | $632,723.4 |
| 2026-04-30 | 1,469 | $49.79 | $73,141.51 |
| 2026-04-24 | 2,692 | $50.89 | $136,995.88 |
| 2026-04-23 | 1,031 | $50.56 | $52,127.36 |
| 2026-04-22 | 3,514 | $51.10 | $179,565.4 |
| 2026-04-15 | 6 | $49.77 | $298.62 |
| 2026-04-14 | 2,530 | $49.84 | $126,095.2 |
| 2026-04-10 | 102 | $50.22 | $5,122.44 |
| 2026-04-09 | 547 | $49.34 | $26,988.98 |
| 2026-04-06 | 2,901 | $47.11 | $136,666.11 |
| 2026-04-02 | 15,919 | $46.82 | $745,327.58 |
| 2026-03-31 | 229 | $44.68 | $10,231.72 |
| 2026-03-27 | 14,050 | $45.41 | $638,010.5 |
| 2026-03-25 | 192,781 | $45.99 | $8.9M |
| 2026-03-24 | 47 | $45.37 | $2,132.39 |
| 2026-03-23 | 34 | $44.19 | $1,502.46 |
| 2026-03-19 | 9,656 | $43.90 | $423,898.4 |
| 2026-03-18 | 983 | $44.22 | $43,468.26 |
| 2026-03-17 | 31,579 | $44.10 | $1.4M |
| 2026-03-16 | 118 | $43.40 | $5,121.2 |
| 2026-03-13 | 1,291 | $43.59 | $56,274.69 |
| 2026-03-10 | 3,269 | $46.98 | $153,577.62 |
| 2026-03-09 | 1,373 | $47.30 | $64,942.9 |
| 2026-03-06 | 5,858 | $48.69 | $285,226.02 |
| 2026-03-05 | 84,838 | $49.54 | $4.2M |
| 2026-03-03 | 3,662 | $49.84 | $182,514.08 |
Source: SEC Regulation SHO FTD data. Data is reported with a ~30 day delay. High FTD quantities relative to average daily volume may indicate settlement stress.
Price Correlations
Statistical correlation of daily returns with other stocks. High correlations indicate stocks that move together; negative correlations can offer diversification.
| Peer | 252-Day (1Y) | 126-Day (6M) | Direction |
|---|---|---|---|
| WTGXX | NaN | NaN | |
| RF | 0.889 | 0.891 | High co-movement |
| HBAN | 0.887 | 0.891 | High co-movement |
| CFG | 0.878 | 0.871 | High co-movement |
| MTB | 0.869 | 0.864 | High co-movement |
| TFC | 0.863 | 0.846 | High co-movement |
| KEY | 0.863 | 0.852 | High co-movement |
| PNC | 0.858 | 0.817 | High co-movement |
| USB | 0.857 | 0.819 | High co-movement |
| ZION | 0.836 | 0.833 | High co-movement |
Pearson correlation of daily log returns. 252d ≈ 1 trading year. Computed from price history. Not investment advice.
Compare FITB to Peers
Quant metrics computed deterministically from financial statements and price data. Updated: 2026-06-02.
SecuritiesDB provides programmatic data aggregation for informational purposes only. None of the metrics, summaries, or algorithmic flags constitute a recommendation to buy or sell any security.