Columbia Banking System, Inc. (COLB)
Quantitative Summary
DeterministicAt 11.6x earnings — a 40% discount to the sector average of 19.2x — COLB is in the lower valuation range. Financial health is average: Piotroski 4/9, Altman Z 0.1. DCF fair value of $80 implies 174% upside from current prices based on model assumptions.
Generated deterministically from quant metrics and financial statements. Not a recommendation.
DCF Sandbox
Interactive5-year two-stage DCF. Terminal growth 3%. Default sliders match the pre-computed base case. Drag to explore scenarios. Not investment advice.
The growth rate the market implicitly expects over the next 10 years to justify today's price. Compare with historical growth of 19% YoY revenue.
Sensitivity Matrix
| TG ↓ / WACC → | 6% | 7.6% | 9.6% |
|---|---|---|---|
| 2% | $96 | $67 | $47 |
| 3% | $125 | $80 | $53 |
| 4% | $184 | $100 | $62 |
Center = base case. Green = >10% upside, Red = >10% downside vs $29.18.
Pre-computed DCF: WACC=7.6%, terminal growth 3%. Fair value $80 (+173.6%). Not investment advice.
Valuation Context
Currently trading 7% above its 5-year average P/E of 11.7x.
Price Chart with Moving Averages
Technical Setup
AI GeneratedColumbia Banking System, Inc. is currently trading at $29.01 within the Financial Services sector. While specific moving average levels and Relative Strength Index readings were not provided in the input data to definitively characterize immediate momentum or trend direction, the current price point serves as a baseline for further technical analysis. In the absence of explicit crossover signals between the price and its short-term or long-term averages, one cannot confirm whether the asset is technically bullish based on mean reversion principles at this exact moment. Similarly, without RSI values, it remains impossible to determine if short-term momentum is exhibiting signs of overbought conditions, oversold states, or neutral stability. A complete technical assessment requires integrating these missing indicators with the $29.01 price level to observe relative positioning against historical volatility ranges and support structures. If future data reveals that the stock sustains positions above key moving averages while maintaining a robust RSI reading between 40 and 60, it would suggest an uptrend with healthy momentum. Conversely, if prices fall below these thresholds or if oscillators indicate extreme readings, the technical picture could shift toward consolidation or potential reversal patterns. The current snapshot alone does not provide sufficient granularity to assert a definitive trend direction without additional context regarding average crossovers and oscillator status. Ultimately, the $29.01 valuation must be evaluated alongside pending confirmations of moving average alignments and momentum strength before forming a conclusive view on market sentiment. Observers should monitor
Quant Health Deep Dive
Profitability & Value Creation
✅ Conservative payout — room for dividend increases.
DuPont Analysis — ROE Decomposition
Breaking down Return on Equity to see how the company generates its ROE — efficiency, margins, or leverage.
Balance Sheet Health
Insider Activity (Last 90 Days)
Open-market buys vs sells by company insiders. Source: yfinance.
Earnings Surprise History
EPS estimates vs actuals for the most recent reported quarters. Source: yfinance.
Dividend History
| Date | Amount | Change |
|---|---|---|
| 2026-05-29 | $0.3700 | 0.0% |
| 2026-02-27 | $0.3700 | 0.0% |
| 2025-11-28 | $0.3700 | +2.8% |
| 2025-08-29 | $0.3600 | 0.0% |
| 2025-05-30 | $0.3600 | 0.0% |
| 2025-02-28 | $0.3600 | 0.0% |
| 2024-11-29 | $0.3600 | 0.0% |
| 2024-08-23 | $0.3600 | 0.0% |
| 2024-05-23 | $0.3600 | 0.0% |
| 2024-02-22 | $0.3600 | 0.0% |
| 2023-11-22 | $0.3600 | 0.0% |
| 2023-08-24 | $0.3600 | 0.0% |
Dividend and split data from SEC filings and market data. Amounts are per share, not adjusted for splits. Source: yfinance.
Risk Profile
Sharpe = risk-adjusted return (higher is better). Max drawdown = largest peak-to-trough decline. 1,200+ trading days.
Underwater (Drawdown from Peak)
How far below the all-time high the price has been over time. Deeper = more pain for holders.
Rolling 60-Day Beta vs S&P 500 (VOO)
How the stock's sensitivity to market moves changes over time. β > 1 = more volatile than the market.
Fundamentals
Passive Flow Attribution
ETF Draft EffectWhen investors buy or sell ETFs like KRE or KBE, the fund manager is mechanically forced to buy or sell COLB shares regardless of Columbia Banking System, Inc.'s individual fundamentals. We estimate $644M of passive capital is structurally linked to COLB through 8 tracked ETFs. Passive flows have a limited but growing influence on COLB's daily trading dynamics.
Passive exposure = Σ (ETF AUM × stock weight in ETF) across 8 tracked ETFs. Actual passive ownership is larger (includes mutual funds). Not investment advice.
ETF Contagion Visualizer
Simulate a price drop in Columbia Banking System, Inc. to visualize passive redemption contagion across ETFs and collateral stocks.
If Columbia Banking System, Inc. (COLB) experiences a significant drawdown, ETF redemptions can create collateral selling pressure on co-held stocks. Our model identifies PINNACLE FINANCIAL PARTNERS (PNFP) as the most exposed collateral stock, sharing 4 ETFs with COLB. This is the "Passive Contagion" effect described in the Inelastic Market Hypothesis.
Contagion model based on shared ETF exposure and constituent weights across 14 tracked ETFs. Estimated selling pressure is a simplified model — actual impact depends on market liquidity, ETF redemption mechanics, and market-maker activity.
COLB Ownership Dynamics
Passive funds hold 1 in every 13 COLB shares, reducing daily market volatility.
Columbia Banking System, Inc. (COLB) exerts measurable gravity on the passive index market, currently representing 1.5% of the KRE (KRE) and 1.0% of the KBE (KBE). Across 14 tracked ETFs, approximately 23M shares (7.9% of float) are held by passive funds and rarely trade on the open market. As passive ownership grows, index inclusion changes may increasingly drive price discovery.
ETFs with Highest COLB Exposure
Float lock-up computed from 14 ETFs tracked by SecuritiesDB. Actual passive ownership is higher (includes mutual funds, pension funds, etc.).
COLB Institutional Volume Profile
252-day volume distribution by price level. The Point of Control (POC) marks — the price where the most institutional volume transacted — an implicit support/resistance floor.
The highest-volume price zone for Columbia Banking System, Inc. over the past year sits near $25.85 (15% of 252-day volume). The current price of $29.18 trades 12.9% above this institutional floor — a sign of upside momentum, though a pullback to the POC zone is a common reversion target. The highly concentrated volume profile (15% at POC) indicates strong consensus on fair value — institutional participants have repeatedly transacted near this price.
Volume Profile computed from 252 trading days of OHLCV data. Volume allocated to price bins proportionally based on daily high-low range. Not investment advice.
Fails-to-Deliver (FTD) History
SEC-reported settlement failures. Elevated FTDs can indicate high short-selling pressure, operational settlement issues, or naked shorting activity.
| Date | Failed Shares | Close Price | Notional Value |
|---|---|---|---|
| 2026-05-14 | 1,388 | $28.71 | $39,849.48 |
| 2026-05-13 | 2,508 | $29.09 | $72,957.72 |
| 2026-04-21 | 19,395 | $29.68 | $575,643.6 |
| 2026-04-20 | 46 | $29.63 | $1,362.98 |
| 2026-04-14 | 37,537 | $29.16 | $1.1M |
| 2026-04-01 | 16 | $27.43 | $438.88 |
| 2026-03-31 | 696 | $26.79 | $18,645.84 |
| 2026-03-30 | 629 | $26.70 | $16,794.3 |
| 2026-03-23 | 106 | $26.14 | $2,770.84 |
| 2026-03-10 | 142 | $27.11 | $3,849.62 |
| 2026-03-06 | 32 | $28.00 | $896 |
| 2026-03-02 | 26 | $28.45 | $739.7 |
| 2026-02-26 | 3 | $30.44 | $91.32 |
| 2026-02-20 | 415 | $31.19 | $12,943.85 |
| 2026-02-17 | 361 | $31.49 | $11,367.89 |
| 2026-02-12 | 1,561 | $31.63 | $49,374.43 |
| 2026-02-05 | 70,184 | $31.14 | $2.2M |
| 2026-01-12 | 31 | $29.05 | $900.55 |
| 2025-12-23 | 7 | $29.02 | $203.14 |
| 2025-12-12 | 217 | $29.26 | $6,349.42 |
| 2025-12-05 | 6 | $28.28 | $169.68 |
| 2025-11-21 | 1,511 | $26.23 | $39,633.53 |
| 2025-10-22 | 23 | $25.57 | $588.11 |
| 2025-10-15 | 57 | $26.74 | $1,524.18 |
| 2025-10-14 | 447,714 | $25.71 | $11.5M |
| 2025-10-10 | 41,407 | $25.66 | $1.1M |
| 2025-10-06 | 27,463 | $26.41 | $725,297.83 |
| 2025-10-01 | 4 | $25.74 | $102.96 |
Source: SEC Regulation SHO FTD data. Data is reported with a ~30 day delay. High FTD quantities relative to average daily volume may indicate settlement stress.
Price Correlations
Statistical correlation of daily returns with other stocks. High correlations indicate stocks that move together; negative correlations can offer diversification.
| Peer | 252-Day (1Y) | 126-Day (6M) | Direction |
|---|---|---|---|
| WTGXX | NaN | NaN | |
| FNB | 0.860 | 0.876 | High co-movement |
| HWC | 0.850 | 0.872 | High co-movement |
| ONB | 0.847 | 0.856 | High co-movement |
| FIBK | 0.846 | 0.839 | High co-movement |
| ASB | 0.841 | 0.838 | High co-movement |
| SSB | 0.840 | 0.840 | High co-movement |
| UMBF | 0.838 | 0.853 | High co-movement |
| VLY | 0.836 | 0.847 | High co-movement |
| FULT | 0.832 | 0.847 | High co-movement |
Pearson correlation of daily log returns. 252d ≈ 1 trading year. Computed from price history. Not investment advice.
Compare COLB to Peers
Quant metrics computed deterministically from financial statements and price data. Updated: 2026-06-02.
SecuritiesDB provides programmatic data aggregation for informational purposes only. None of the metrics, summaries, or algorithmic flags constitute a recommendation to buy or sell any security.