FIBK (FIBK)
Quantitative Summary
DeterministicFinancial health is average: Piotroski 6/9, Altman Z 0.2. DCF fair value of $43 implies 24% upside from current prices based on model assumptions.
Generated deterministically from quant metrics and financial statements. Not a recommendation.
DCF Sandbox
Interactive5-year two-stage DCF. Terminal growth 3%. Default sliders match the pre-computed base case. Drag to explore scenarios. Not investment advice.
The growth rate the market implicitly expects over the next 10 years to justify today's price. Compare with historical growth of 6% YoY revenue.
Sensitivity Matrix
| TG ↓ / WACC → | 7.1% | 9.1% | 11.1% |
|---|---|---|---|
| 2% | $50 | $39 | $33 |
| 3% | $58 | $43 | $35 |
| 4% | $71 | $48 | $37 |
Center = base case. Green = >10% upside, Red = >10% downside vs $35.22.
Pre-computed DCF: WACC=9.1%, terminal growth 3%. Fair value $43 (+23.9%). Not investment advice.
Price Chart with Moving Averages
Technical Setup
AI GeneratedFIBK is currently trading at $35.18, a price point that requires contextualization against its moving average envelope to assess relative value. Without the specific upper and lower band limits of this envelope, it remains unclear whether the current valuation represents an expansion above recent trend lines or a contraction below them. The positioning of the stock relative to these dynamic averages is critical for identifying potential mean-reversion opportunities; if the price sits near the outer boundaries of the envelope, statistical probability suggests a higher likelihood of reverting toward the central moving average line over time. Conversely, trading within the inner bands might indicate continued momentum rather than an imminent reversal. The absence of additional metrics such as volume profiles or volatility indices limits the precision of this analysis regarding immediate support and resistance levels. Observers should note that extreme deviations from long-term averages often precede corrections, while prices hovering close to the mean may sustain their current trajectory longer than historical norms suggest for similar financial instruments. Any assessment of value here must account for how far $35.18 diverges from the calculated statistical center defined by the specific timeframe used in the envelope construction. Ultimately, this snapshot highlights a state where future price action depends heavily on whether the market corrects toward equilibrium or continues its directional drift. The current data alone does not confirm if the asset is overextended to the point of inevitable pullback or simply exhibiting normal volatility within established parameters. Market participants must weigh these relative positioning factors against broader macroeconomic conditions and sector
Quant Health Deep Dive
Profitability & Value Creation
✅ Conservative payout — room for dividend increases.
DuPont Analysis — ROE Decomposition
Breaking down Return on Equity to see how the company generates its ROE — efficiency, margins, or leverage.
Balance Sheet Health
Insider Activity (Last 90 Days)
Open-market buys vs sells by company insiders. Source: yfinance.
Earnings Surprise History
EPS estimates vs actuals for the most recent reported quarters. Source: yfinance.
Dividend History
| Date | Amount | Change |
|---|---|---|
| 2026-05-11 | $0.4700 | 0.0% |
| 2026-02-10 | $0.4700 | 0.0% |
| 2025-11-10 | $0.4700 | 0.0% |
| 2025-08-11 | $0.4700 | 0.0% |
| 2025-05-12 | $0.4700 | 0.0% |
| 2025-02-10 | $0.4700 | 0.0% |
| 2024-11-04 | $0.4700 | 0.0% |
| 2024-08-05 | $0.4700 | 0.0% |
| 2024-05-03 | $0.4700 | 0.0% |
| 2024-02-08 | $0.4700 | 0.0% |
| 2023-11-03 | $0.4700 | 0.0% |
| 2023-08-04 | $0.4700 | 0.0% |
Dividend and split data from SEC filings and market data. Amounts are per share, not adjusted for splits. Source: yfinance.
Risk Profile
Sharpe = risk-adjusted return (higher is better). Max drawdown = largest peak-to-trough decline. 1,200+ trading days.
Underwater (Drawdown from Peak)
How far below the all-time high the price has been over time. Deeper = more pain for holders.
Rolling 60-Day Beta vs S&P 500 (VOO)
How the stock's sensitivity to market moves changes over time. β > 1 = more volatile than the market.
Fundamentals
Passive Flow Attribution
ETF Draft EffectWhen investors buy or sell ETFs like KRE or KBE, the fund manager is mechanically forced to buy or sell FIBK shares regardless of FIBK's individual fundamentals. We estimate $175M of passive capital is structurally linked to FIBK through 8 tracked ETFs. Passive flows have a limited but growing influence on FIBK's daily trading dynamics.
Passive exposure = Σ (ETF AUM × stock weight in ETF) across 8 tracked ETFs. Actual passive ownership is larger (includes mutual funds). Not investment advice.
ETF Contagion Visualizer
Simulate a price drop in FIBK to visualize passive redemption contagion across ETFs and collateral stocks.
If FIBK (FIBK) experiences a significant drawdown, ETF redemptions can create collateral selling pressure on co-held stocks. Our model identifies ATLANTIC UNION BANKSHARES CO (AUB) as the most exposed collateral stock, sharing 4 ETFs with FIBK. This is the "Passive Contagion" effect described in the Inelastic Market Hypothesis.
Contagion model based on shared ETF exposure and constituent weights across 9 tracked ETFs. Estimated selling pressure is a simplified model — actual impact depends on market liquidity, ETF redemption mechanics, and market-maker activity.
FIBK Ownership Dynamics
Passive funds hold 1 in every 18 FIBK shares, reducing daily market volatility.
FIBK (FIBK) exerts measurable gravity on the passive index market, currently representing 1.3% of the KRE (KRE) and 1.0% of the KBE (KBE). Across 10 tracked ETFs, approximately 5M shares (5.6% of float) are held by passive funds and rarely trade on the open market. As passive ownership grows, index inclusion changes may increasingly drive price discovery.
ETFs with Highest FIBK Exposure
Float lock-up computed from 10 ETFs tracked by SecuritiesDB. Actual passive ownership is higher (includes mutual funds, pension funds, etc.).
FIBK Institutional Volume Profile
252-day volume distribution by price level. The Point of Control (POC) marks — the price where the most institutional volume transacted — an implicit support/resistance floor.
The highest-volume price zone for FIBK over the past year sits near $32.84 (11% of 252-day volume). The current price of $35.22 trades 7.2% above this institutional floor — a sign of upside momentum, though a pullback to the POC zone is a common reversion target.
Volume Profile computed from 252 trading days of OHLCV data. Volume allocated to price bins proportionally based on daily high-low range. Not investment advice.
Fails-to-Deliver (FTD) History
SEC-reported settlement failures. Elevated FTDs can indicate high short-selling pressure, operational settlement issues, or naked shorting activity.
| Date | Failed Shares | Close Price | Notional Value |
|---|---|---|---|
| 2026-05-11 | 797 | $36.42 | $29,026.74 |
| 2026-04-29 | 300 | $35.68 | $10,704 |
| 2026-04-16 | 197 | $34.07 | $6,711.79 |
| 2026-04-14 | 908 | $34.44 | $31,271.52 |
| 2026-04-13 | 2 | $34.03 | $68.06 |
| 2026-04-08 | 5,464 | $33.22 | $181,514.08 |
| 2026-04-06 | 229 | $33.48 | $7,666.92 |
| 2026-03-27 | 1,107 | $33.50 | $37,084.5 |
| 2026-03-23 | 37,170 | $32.48 | $1.2M |
| 2026-03-16 | 7,751 | $33.13 | $256,790.63 |
| 2026-03-13 | 547 | $33.23 | $18,176.81 |
| 2026-03-12 | 1,303 | $33.76 | $43,989.28 |
| 2026-03-06 | 4,545 | $35.00 | $159,075 |
| 2026-03-03 | 2,755 | $35.18 | $96,920.9 |
| 2026-03-02 | 79 | $34.61 | $2,734.19 |
| 2026-02-27 | 1,912 | $36.79 | $70,342.48 |
| 2026-02-19 | 309 | $37.26 | $11,513.34 |
| 2026-02-05 | 2,240 | $38.14 | $85,433.6 |
| 2026-02-04 | 13 | $37.60 | $488.8 |
| 2026-01-29 | 2,017 | $36.66 | $73,943.22 |
| 2026-01-09 | 31,370 | $37.52 | $1.2M |
| 2025-12-31 | 58 | $35.15 | $2,038.7 |
| 2025-12-04 | 30 | $33.33 | $999.9 |
| 2025-12-02 | 43 | $33.03 | $1,420.29 |
| 2025-11-26 | 24,145 | $33.13 | $799,923.85 |
| 2025-11-06 | 1,309 | $32.20 | $42,149.8 |
| 2025-10-31 | 86 | $31.48 | $2,707.28 |
| 2025-10-14 | 8,410 | $31.21 | $262,476.1 |
Source: SEC Regulation SHO FTD data. Data is reported with a ~30 day delay. High FTD quantities relative to average daily volume may indicate settlement stress.
Price Correlations
Statistical correlation of daily returns with other stocks. High correlations indicate stocks that move together; negative correlations can offer diversification.
| Peer | 252-Day (1Y) | 126-Day (6M) | Direction |
|---|---|---|---|
| WTGXX | NaN | NaN | |
| FNB | 0.856 | 0.865 | High co-movement |
| ASB | 0.851 | 0.855 | High co-movement |
| FULT | 0.846 | 0.841 | High co-movement |
| COLB | 0.846 | 0.839 | High co-movement |
| ONB | 0.841 | 0.856 | High co-movement |
| HWC | 0.841 | 0.842 | High co-movement |
| AUB | 0.831 | 0.838 | High co-movement |
| VLY | 0.828 | 0.819 | High co-movement |
| CFG | 0.827 | 0.848 | High co-movement |
Pearson correlation of daily log returns. 252d ≈ 1 trading year. Computed from price history. Not investment advice.
Compare FIBK to Peers
Quant metrics computed deterministically from financial statements and price data. Updated: 2026-06-02.
SecuritiesDB provides programmatic data aggregation for informational purposes only. None of the metrics, summaries, or algorithmic flags constitute a recommendation to buy or sell any security.