Technology / Information Technology Services

International Business Machines Corporation (IBM)

$329.23
+2.75%
$279.9B
Market Cap
26.4
P/E Ratio
0.58
Beta
2.27%
Dividend Yield
Piotroski 6/9Altman Z 3.2 SafeBeneish M -2.40 CleanROIC−WACC +0.5%

Quantitative Summary

Deterministic

At 26.4x earnings — a 59% discount to the sector average of 65.0x — IBM is in the lower valuation range. Financial health is average: Piotroski 6/9, Altman Z 3.2. DCF fair value of $135 implies 43% downside based on model assumptions.

Generated deterministically from quant metrics and financial statements. Not a recommendation.

Algorithmic Teardown

AI-Generated

The fundamental economics of IBM reveal a capital allocation environment where the return on invested capital slightly outpaces the weighted average cost of capital by merely 0.3%, suggesting marginal value creation relative to financing costs despite a robust DuPont ROE decomposition driven significantly by high leverage (Equity Multiplier of 4.64x) rather than operational efficiency or margin expansion alone. While the Piotroski F-Score of 6/9 indicates reasonable financial strength and the negative Beneish M-Score of -2.40 signals low earnings manipulation risk, the Altman Z-Score of 3.3 places the firm in a zone warranting caution regarding long-term solvency margins. The high gross margin of 58.2% combined with revenue growth of 7.6% supports the net margin of 15.7%, yet this profitability is heavily dependent on asset turnover, which remains constrained at 0.44x, creating a structural reliance on financial leverage to sustain returns.

Valuation metrics present a stark divergence between market pricing and intrinsic value models; trading at 22.3 times earnings significantly below the sector average of 42.2 times suggests a substantial discount relative to peers, yet this apparent bargain is contradicted by a Discounted Cash Flow analysis implying fair value at $130 with -46.4% downside from current levels. This valuation gap reflects market skepticism regarding the sustainability of an implied free cash flow growth rate of 15.4% over ten years, particularly given that profitability factors (RMW) currently register weakly at -0.110. The negative Fama-French alpha of -23.35% annually further indicates underperformance relative to risk-adjusted benchmarks, implying the market is pricing in significant execution risks or structural headwinds not fully captured by historical earnings multiples.

Risk and reward dynamics are complicated by conflicting factor exposures; while the stock exhibits a distinct value tilt with an HML score of 0.462, the weak profitability signal suggests limited upside from quality factors. However, insider activity provides a counter-narrative to the pessimistic alpha data, as net buying totaling $417,155 over the last ninety days hints at management confidence despite the challenging valuation landscape and negative risk-adjusted returns. Investors must weigh whether the deep discount relative to sector peers compensates for the low ROIC spread and weak profitability factors or if the DCF-implied downside represents a more prudent assessment of future cash flow constraints.

Generated by LLM from quantitative data inputs. May contain inaccuracies. Not investment advice.

DCF Sandbox

Interactive
Market Price
$329.23
Fair Value
$132
Implied Upside
-59.9%
$132IMPLIED FAIR VALUEOVERVALUEDOVERUNDER
Growth Rate (Y1–5)-6%
-10%20%50%
Discount Rate (WACC)8.1%
5%12.5%20%

5-year two-stage DCF. Terminal growth 3%. Default sliders match the pre-computed base case. Drag to explore scenarios. Not investment advice.

Reverse DCFMarket-Implied
14.8%annual FCF growth priced in at $329.23

The growth rate the market implicitly expects over the next 10 years to justify today's price. Compare with historical growth of 8% YoY revenue.

Sensitivity Matrix

TG ↓ / WACC →6.1%8.1%10.1%
2%$181$113$79
3%$238$135$90
4%$350$167$105

Center = base case. Green = >10% upside, Red = >10% downside vs $329.23.

Pre-computed DCF: WACC=8.1%, terminal growth 3%. Fair value $135 (-43.3%). Not investment advice.

Valuation Context

26.4x
IBM P/E
65.0x
Sector Avg
50.5x
5Y Avg P/E
-59%
vs Sector

Currently trading 59% below its 5-year average P/E of 50.5x.

Price Chart with Moving Averages

Loading chart...
SMA 50 SMA 200

Technical Setup

AI Generated

IBM's current positioning at $252.97 within the technology sector reflects a complex interplay between price stability and underlying market sentiment. While the specific drawdown metrics are not explicitly detailed in the provided snapshot, the proximity to this level suggests that recent volatility has been contained enough to maintain a defined trading range. This structural behavior often indicates that momentum is currently supported by steady demand rather than speculative fervor, yet it remains susceptible to shifts in broader sector fundamentals. The absence of extreme price fluctuations implies a consolidation phase where risk dynamics are being recalibrated against the backdrop of technological industry headwinds or tailwinds not fully captured here. The fundamental environment for technology firms frequently introduces friction into technical patterns, meaning any observed momentum must be evaluated with caution regarding its sustainability. If recent declines have been shallow and recovery attempts show consistent volume support at this price point, it may signal a resilient floor rather than a fragile equilibrium waiting to break. Conversely, if the $252.97 level represents resistance after a period of stagnation, the risk profile could be skewed toward potential downside pressure should external catalysts fail to materialize. Ultimately, the technical setup presents a scenario where risk management is critical, as the distinction between a robust structural trend and a temporary pause depends heavily on how future price action interacts with this current valuation anchor.

RSI (14)
SMA 50
SMA 200

Quant Health Deep Dive

6/9
Piotroski F-Score
Average — mixed operational signals
3.2
Altman Z-Score
Safe Zone — above 3.0 threshold per academic model. Thresholds: >3 safe, 1.8–3 grey, <1.8 distress.
-2.40
Beneish M-Score
Below threshold — no statistical earnings quality concern per Beneish model. Threshold: <-2.22 = below threshold.

Profitability & Value Creation

58.2%
Gross Margin
15.7%
Net Margin
8.6%
ROIC
8.1%
WACC
ROIC − WACC Spread: +0.5%— Positive spread.
+7.6%
Revenue Growth (YoY)
+75.9%
Earnings Growth (YoY)
11.5B
Free Cash Flow
55%
FCF Payout Ratio

✅ Conservative payout — room for dividend increases.

DuPont Analysis — ROE Decomposition

Breaking down Return on Equity to see how the company generates its ROE — efficiency, margins, or leverage.

15.7%
Net Profit Margin
NI ÷ Revenue
×
0.44x
Asset Turnover
Revenue ÷ Assets
×
4.64x
Equity Multiplier
Assets ÷ Equity
=
32.4%
Return on Equity
⚠️ High equity multiplier — ROE is being amplified by leverage, not operational excellence.

Balance Sheet Health

3.64x
Debt / Equity
0.96x
Current Ratio
6.3x
Interest Coverage
2.4x
Net Debt / EBITDA
4.44%
FCF Yield
17.3B
EBITDA

Insider Activity (Last 90 Days)

Net Insider Flow
+$417,155
Net Buying
3
Buy Transactions
0
Sale Transactions
2026-02-25MIEBACH MICHAELBuy$101,264
2026-02-25HOWARD MICHELLE J.Buy$11,891
2026-02-20FEHRING NICOLAS A.Other1,568 shares
2026-02-20THOMAS ROBERT DAVIDSold 1/7 qtrsOther8,414 shares
2026-02-20LAMOREAUX NICKLE JACLYNSold 1/7 qtrsOther4,391 shares

Open-market buys vs sells by company insiders. Source: yfinance.

Earnings Surprise History

Q4
✓ Beat
Est: $1.43
Act: $1.60
+12.1%
Q3
✓ Beat
Est: $2.65
Act: $2.80
+5.5%
Q2
✓ Beat
Est: $2.45
Act: $2.65
+8.3%
Q1
✓ Beat
Est: $4.29
Act: $4.52
+5.3%

EPS estimates vs actuals for the most recent reported quarters. Source: yfinance.

Dividend History

$1.6900
Latest Dividend
$6.71
2025 Total
+0.6%
YoY Growth
9 yrs
Consecutive Increases
Annual Dividends per Share
$2.68
2016
$5.64
2017
$5.94
2018
$6.15
2019
$6.22
2020
$6.33
2021
$6.59
2022
$6.63
2023
$6.67
2024
$6.71
2025
$3.37
2026
DateAmountChange
2026-05-08$1.6900+0.6%
2026-02-10$1.68000.0%
2025-11-10$1.68000.0%
2025-08-08$1.68000.0%
2025-05-09$1.6800+0.6%
2025-02-10$1.67000.0%
2024-11-12$1.67000.0%
2024-08-09$1.67000.0%
2024-05-09$1.6700+0.6%
2024-02-08$1.66000.0%
2023-11-09$1.66000.0%
2023-08-09$1.66000.0%
Stock Splits
2021-11-04: 1.046:11999-05-27: 2:11997-05-28: 2:11979-06-01: 4:11973-05-29: 1.25:11968-04-23: 2:11966-05-18: 1.5:11964-05-18: 1.25:1

Dividend and split data from SEC filings and market data. Amounts are per share, not adjusted for splits. Source: yfinance.

Risk Profile

33.3%
Annual Volatility
0.12
Sharpe (1Y)
-28.7%
Max Drawdown (5Y)

Sharpe = risk-adjusted return (higher is better). Max drawdown = largest peak-to-trough decline. 1,200+ trading days.

Underwater (Drawdown from Peak)

How far below the all-time high the price has been over time. Deeper = more pain for holders.

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Rolling 60-Day Beta vs S&P 500 (VOO)

How the stock's sensitivity to market moves changes over time. β > 1 = more volatile than the market.

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Rolling Beta Market (β = 1.0)

Fama-French 5-Factor Exposure

Academic factor model decomposition — what's really driving this stock's returns.

0.91
Market β
Mkt-RF
+0.101
Size (SMB)
Small-cap tilt
+0.462
Value (HML)
Value tilt
-0.110
Profit (RMW)
Weak
-0.251
Invest (CMA)
Aggressive
Alpha (annual): -23.35%
R²: 24.6%of variance explained by 5 factors

Fama-French 5-Factor Model. Data: Kenneth French Data Library. Regression over 3 years of daily returns.

Fundamentals

22.1
Forward P/E
2.47
PEG Ratio
8.49
Price/Book
7M
Avg Volume
$324.90
52W High
$212.34
52W Low
104%
52W Range Position

Passive Flow Attribution

ETF Draft Effect
$28.9B
Tracked Passive Exposure
8
ETFs Holding IBM
0.45%
Avg Weight in ETFs
$6.5T
Total ETF AUM

When investors buy or sell ETFs like DIA or XNTK, the fund manager is mechanically forced to buy or sell IBM shares regardless of International Business Machines Corporation's individual fundamentals. We estimate $28.9B of passive capital is structurally linked to IBM through 8 tracked ETFs. This substantial passive exposure means that ETF inflows and outflows — not company fundamentals — can dominate daily volume on this stock.

Passive exposure = Σ (ETF AUM × stock weight in ETF) across 8 tracked ETFs. Actual passive ownership is larger (includes mutual funds). Not investment advice.

ETF Contagion Visualizer

Simulate a price drop in International Business Machines Corporation to visualize passive redemption contagion across ETFs and collateral stocks.

IBM Shock
-0%
Est. Passive Redemption
$0
Systemic Risk
STABLE
IBMEpicenterVTIETFVOOETFIVVETFNVDALow RiskAAPLLow RiskMSFTLow RiskMULow RiskGSHigh Risk
IBM Price Drop (%)0

If International Business Machines Corporation (IBM) experiences a significant drawdown, ETF redemptions can create collateral selling pressure on co-held stocks. Our model identifies NVIDIA CORP (NVDA) as the most exposed collateral stock, sharing 3 ETFs with IBM. This is the "Passive Contagion" effect described in the Inelastic Market Hypothesis.

Contagion model based on shared ETF exposure and constituent weights across 37 tracked ETFs. Estimated selling pressure is a simplified model — actual impact depends on market liquidity, ETF redemption mechanics, and market-maker activity.

IBM Ownership Dynamics

Passive funds hold 1 in every 7 IBM shares, reducing daily market volatility.

Ticker
IBM
Total Shares
940M
ETF Lock-Up
13.6%
Display Mode
Total Float Impact
13.6%Locked Float

International Business Machines Corporation (IBM) exerts measurable gravity on the passive index market, currently representing 3.1% of the DIA (DIA) and 1.9% of the XNTK (XNTK). Across 38 tracked ETFs, approximately 128M shares (13.6% of float) are held by passive funds and rarely trade on the open market. This level of passive ownership means index rebalances can create outsized volume events.

Float lock-up computed from 38 ETFs tracked by SecuritiesDB. Actual passive ownership is higher (includes mutual funds, pension funds, etc.).

IBM Institutional Volume Profile

252-day volume distribution by price level. The Point of Control (POC) marks the price where the most institutional volume transacted — an implicit support/resistance floor.

TICKER
IBM
PRICE
$329.23
FLOOR (POC)
$251.36
STRENGTH
Medium
$215$221$227$2336%$2398%$2458%$251POC 9%$2578%$263$269$275$2818%$2876%$293$2997%$3057%$311$317$323$329$329.23
Focus Zone
Point of Control (POC) Support (below price) Resistance (above price) Current Price

The highest-volume price zone for International Business Machines Corporation over the past year sits near $251.36 (9% of 252-day volume). The current price of $329.23 trades 31.0% above this institutional floor — a sign of upside momentum, though a pullback to the POC zone is a common reversion target.

Volume Profile computed from 252 trading days of OHLCV data. Volume allocated to price bins proportionally based on daily high-low range. Not investment advice.

IBM Capital Efficiency

How efficiently does International Business Machines Corporation convert operating profits into free cash? The FCF Conversion ratio measures the gap between accounting earnings and real cash generation.

Free Cash Flow
$11.5B
EBITDA
$17.3B
FCF Conversion
66%
Reinvestment Rate
34%
66% of EBITDA → Free Cash
0% (cash burn)25% (low)50% (efficient)100% (pure cash)
ROIC
8.6%
ROIC − WACC Spread
0.5%

International Business Machines Corporation converts 66% of its EBITDA into free cash flow, an exceptional conversion rate indicating an asset-light business model with minimal capital reinvestment drag. The positive ROIC-WACC spread of 0.5% confirms that reinvested capital creates shareholder value.

Capital efficiency = Free Cash Flow ÷ EBITDA. Reinvestment = (EBITDA − FCF) ÷ EBITDA. Metrics from latest annual filings. Not investment advice.

Fails-to-Deliver (FTD) History

SEC-reported settlement failures. Elevated FTDs can indicate high short-selling pressure, operational settlement issues, or naked shorting activity.

DateFailed SharesClose PriceNotional Value
2026-05-1410$214.64$2,146.4
2026-05-08600$231.31$138,786
2026-05-06103$229.03$23,590.09
2026-05-041,100$232.20$255,420
2026-04-2437,581$231.08$8.7M
2026-04-23103,916$251.86$26.2M
2026-04-2277,827$255.68$19.9M
2026-04-2125,804$253.71$6.5M
2026-04-2025,896$253.47$6.6M
2026-04-167,569$244.80$1.9M
2026-04-1515,294$240.27$3.7M
2026-04-133,250$230.76$749,970
2026-04-10300$237.18$71,154
2026-04-075,414$246.74$1.3M
2026-04-065,275$248.16$1.3M
2026-04-0223,072$243.14$5.6M
2026-03-314,447$237.25$1.1M
2026-03-301,813$236.34$428,484.42
2026-03-275,293$241.67$1.3M
2026-03-262,781$241.39$671,305.59
2026-03-2529,702$240.59$7.1M
2026-03-2412,523$248.44$3.1M
2026-03-23547,627$241.77$132.4M
2026-03-2012,172$250.37$3.0M
2026-03-1836,201$256.11$9.3M
2026-03-1719,748$249.25$4.9M
2026-03-163,153$246.28$776,520.84
2026-03-121,950$248.87$485,296.5
2026-03-114,145$250.20$1.0M
2026-03-1028,226$253.33$7.2M

Source: SEC Regulation SHO FTD data. Data is reported with a ~30 day delay. High FTD quantities relative to average daily volume may indicate settlement stress.

SEC Comment Letters

SEC correspondence with the company regarding their filings. Comment letters often flag disclosure deficiencies, accounting concerns, or material omissions.

Source: SEC EDGAR correspondence. Comment letters are public records of SEC staff review of company filings.

Price Correlations

Statistical correlation of daily returns with other stocks. High correlations indicate stocks that move together; negative correlations can offer diversification.

Peer252-Day (1Y)126-Day (6M)Direction
WTGXXNaNNaN
ACN0.4470.516Moderate
ADP0.4410.505Moderate
AMP0.4320.470Moderate
TENB0.4290.503Moderate
PAYX0.4150.533Moderate
MA0.4130.503Moderate
BANC0.4090.437Moderate
CBRE0.4030.468Moderate
MCO0.3970.465Moderate

Pearson correlation of daily log returns. 252d ≈ 1 trading year. Computed from price history. Not investment advice.

Compare IBM to Peers

Quant metrics computed deterministically from financial statements and price data. Updated: 2026-06-02.

SecuritiesDB provides programmatic data aggregation for informational purposes only. None of the metrics, summaries, or algorithmic flags constitute a recommendation to buy or sell any security.