Basic Materials

Steel Dynamics, Inc. (STLD)

$271.41
+3.75%
$37.5B
Market Cap
27.9
P/E Ratio
1.49
Beta
0.81%
Dividend Yield
Piotroski 4/9Altman Z 5.3 SafeBeneish M -2.39 CleanROIC−WACC -3.5%

Quantitative Summary

Deterministic

STLD trades at 27.9x earnings, roughly in line with its sector average of 36.7x. Financial health is average: Piotroski 4/9, Altman Z 5.3. DCF fair value of $2 implies 99% downside based on model assumptions.

Generated deterministically from quant metrics and financial statements. Not a recommendation.

Algorithmic Teardown

AI-Generated

The fundamental economics of Steel Dynamics, Inc. reveal a capital allocation challenge where the return on invested capital of 8.6% falls short of the weighted average cost of capital at 12.0%, generating a negative spread of -3.4%. Despite this efficiency drag, equity returns are sustained through financial leverage rather than operational expansion; the DuPont decomposition shows that an asset turnover of only 1.11x and net margins of 6.5% contribute minimally to the 13.3% ROE compared to the significant impact of the 1.84x equity multiplier. Credit metrics present a mixed picture, with an Altman Z-Score of 5.1 indicating moderate solvency while a low Piotroski F-Score of 4/9 suggests limited financial strength, though the negative Beneish M-Score of -2.39 offers some reassurance regarding earnings quality.

Valuation metrics indicate that the market is pricing in growth expectations significantly divergent from current operational performance. Although revenue grew merely 3.6% year-over-year with gross margins at 13.2%, the stock trades at a premium P/E of 22.6x versus a sector average of 36.1x, yet remains far above its calculated DCF fair value of $2, implying -98.6% downside if current assumptions hold. This disconnect suggests the market may be factoring in an unrealistic ten-year free cash flow growth rate of 34.6%, which is not supported by the modest margin profile or capital efficiency observed historically.

Risk-adjusted performance data highlights a divergence between factor exposures and realized returns over time. The stock exhibits positive Fama-French alpha of 2.71% annually, driven largely by strong tilts toward value (HML: 0.471) and robust profitability (RMW: 0.436). However, the negative ROIC-WACC spread acts as a headwind to long-term compound growth potential relative to peers with superior capital efficiency. With insider activity remaining neutral over the last ninety days, there is no immediate signal of management confidence or distress regarding future strategic direction based on available flow data.

Generated by LLM from quantitative data inputs. May contain inaccuracies. Not investment advice.

DCF Sandbox

Interactive
Market Price
$271.41
Fair Value
$2
Implied Upside
-99.3%
$2IMPLIED FAIR VALUEOVERVALUEDOVERUNDER
Growth Rate (Y1–5)-7%
-10%20%50%
Discount Rate (WACC)12.2%
5%12.5%20%

5-year two-stage DCF. Terminal growth 3%. Default sliders match the pre-computed base case. Drag to explore scenarios. Not investment advice.

Reverse DCFMarket-Implied
36.1%annual FCF growth priced in at $271.41

The growth rate the market implicitly expects over the next 10 years to justify today's price. Compare with historical growth of 4% YoY revenue.

Sensitivity Matrix

TG ↓ / WACC →10.2%12.2%14.2%
2%$5$1$0
3%$6$2$0
4%$8$4$1

Center = base case. Green = >10% upside, Red = >10% downside vs $271.41.

Pre-computed DCF: WACC=12.2%, terminal growth 3%. Fair value $2 (-98.8%). Not investment advice.

Valuation Context

27.9x
STLD P/E
36.7x
Sector Avg
29.0x
5Y Avg P/E
-24%
vs Sector

Currently trading 18% below its 5-year average P/E of 29.0x.

Price Chart with Moving Averages

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SMA 50 SMA 200

Quant Health Deep Dive

4/9
Piotroski F-Score
Average — mixed operational signals
5.3
Altman Z-Score
Safe Zone — above 3.0 threshold per academic model. Thresholds: >3 safe, 1.8–3 grey, <1.8 distress.
-2.39
Beneish M-Score
Below threshold — no statistical earnings quality concern per Beneish model. Threshold: <-2.22 = below threshold.

Profitability & Value Creation

13.2%
Gross Margin
6.5%
Net Margin
8.6%
ROIC
12.2%
WACC
ROIC − WACC Spread: -3.5%— Negative spread.
+3.6%
Revenue Growth (YoY)
-22.9%
Earnings Growth (YoY)
501.5M
Free Cash Flow
58%
FCF Payout Ratio

✅ Conservative payout — room for dividend increases.

DuPont Analysis — ROE Decomposition

Breaking down Return on Equity to see how the company generates its ROE — efficiency, margins, or leverage.

6.5%
Net Profit Margin
NI ÷ Revenue
×
1.11x
Asset Turnover
Revenue ÷ Assets
×
1.84x
Equity Multiplier
Assets ÷ Equity
=
13.3%
Return on Equity
Balanced ROE composition across margins, turnover, and leverage.

Balance Sheet Health

0.84x
Debt / Equity
3.06x
Current Ratio
22.3x
Interest Coverage
1.6x
Net Debt / EBITDA
1.62%
FCF Yield
2.1B
EBITDA

Earnings Surprise History

Q4
✓ Beat
Est: $1.38
Act: $1.44
+4.0%
Q3
✗ Miss
Est: $2.08
Act: $2.01
-3.5%
Q2
✓ Beat
Est: $2.63
Act: $2.74
+4.2%
Q1
✓ Beat
Est: $1.69
Act: $1.82
+7.9%

EPS estimates vs actuals for the most recent reported quarters. Source: yfinance.

Dividend History

$0.5300
Latest Dividend
$2.00
2025 Total
+8.7%
YoY Growth
9 yrs
Consecutive Increases
Annual Dividends per Share
$0.42
2016
$0.62
2017
$0.75
2018
$0.96
2019
$1.00
2020
$1.04
2021
$1.36
2022
$1.70
2023
$1.84
2024
$2.00
2025
$0.53
2026
DateAmountChange
2026-03-31$0.5300+6.0%
2025-12-31$0.50000.0%
2025-09-30$0.50000.0%
2025-06-30$0.50000.0%
2025-03-31$0.5000+8.7%
2024-12-31$0.46000.0%
2024-09-30$0.46000.0%
2024-06-28$0.46000.0%
2024-03-27$0.4600+8.2%
2023-12-28$0.42500.0%
2023-09-28$0.42500.0%
2023-06-29$0.42500.0%
Stock Splits
2008-03-31: 2:12006-11-21: 2:1

Dividend and split data from SEC filings and market data. Amounts are per share, not adjusted for splits. Source: yfinance.

Risk Profile

38.0%
Annual Volatility
1.41
Sharpe (1Y)
0.69
Sharpe (3Y)
-28.7%
Max Drawdown (3Y)
-32.2%
Max Drawdown (5Y)

Sharpe = risk-adjusted return (higher is better). Max drawdown = largest peak-to-trough decline. 1,200+ trading days.

Underwater (Drawdown from Peak)

How far below the all-time high the price has been over time. Deeper = more pain for holders.

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Rolling 60-Day Beta vs S&P 500 (VOO)

How the stock's sensitivity to market moves changes over time. β > 1 = more volatile than the market.

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Rolling Beta Market (β = 1.0)

Fama-French 5-Factor Exposure

Academic factor model decomposition — what's really driving this stock's returns.

1.28
Market β
Mkt-RF
+0.620
Size (SMB)
Small-cap tilt
+0.471
Value (HML)
Value tilt
+0.436
Profit (RMW)
Robust
+0.022
Invest (CMA)
Neutral
Alpha (annual): +2.71%
R²: 37.8%of variance explained by 5 factors

Fama-French 5-Factor Model. Data: Kenneth French Data Library. Regression over 3 years of daily returns.

Fundamentals

15.3
Forward P/E
11.95
PEG Ratio
4.21
Price/Book
1M
Avg Volume
$263.09
52W High
$119.89
52W Low
106%
52W Range Position

Passive Flow Attribution

ETF Draft Effect
$4.8B
Tracked Passive Exposure
8
ETFs Holding STLD
0.07%
Avg Weight in ETFs
$6.6T
Total ETF AUM

When investors buy or sell ETFs like XME or XLB, the fund manager is mechanically forced to buy or sell STLD shares regardless of Steel Dynamics, Inc.'s individual fundamentals. We estimate $4.8B of passive capital is structurally linked to STLD through 8 tracked ETFs. Index rebalances and ETF creation/redemption cycles can create noticeable volume spikes unrelated to company news.

Passive exposure = Σ (ETF AUM × stock weight in ETF) across 8 tracked ETFs. Actual passive ownership is larger (includes mutual funds). Not investment advice.

ETF Contagion Visualizer

Simulate a price drop in Steel Dynamics, Inc. to visualize passive redemption contagion across ETFs and collateral stocks.

STLD Shock
-0%
Est. Passive Redemption
$0
Systemic Risk
STABLE
STLDEpicenterVTIETFVOOETFIVVETFLINLow RiskLINLow RiskLINLow RiskNUELow RiskNEMLow Risk
STLD Price Drop (%)0

If Steel Dynamics, Inc. (STLD) experiences a significant drawdown, ETF redemptions can create collateral selling pressure on co-held stocks. Our model identifies Linde PLC (LIN) as the most exposed collateral stock, sharing 1 ETFs with STLD. This is the "Passive Contagion" effect described in the Inelastic Market Hypothesis.

Contagion model based on shared ETF exposure and constituent weights across 35 tracked ETFs. Estimated selling pressure is a simplified model — actual impact depends on market liquidity, ETF redemption mechanics, and market-maker activity.

STLD Ownership Dynamics

Passive funds hold 1 in every 6 STLD shares, reducing daily market volatility.

Ticker
STLD
Total Shares
144M
ETF Lock-Up
15.8%
Display Mode
Total Float Impact
15.8%Locked Float

Steel Dynamics, Inc. (STLD) exerts notable gravity on the passive index market, currently representing 5.4% of the XME (XME) and 4.0% of the State Street Materials Select Sector SPDR ETF (XLB). Across 34 tracked ETFs, approximately 23M shares (15.8% of float) are held by passive funds and rarely trade on the open market. This level of passive ownership means index rebalances can create outsized volume events.

Float lock-up computed from 34 ETFs tracked by SecuritiesDB. Actual passive ownership is higher (includes mutual funds, pension funds, etc.).

STLD Institutional Volume Profile

252-day volume distribution by price level. The Point of Control (POC) marks the price where the most institutional volume transacted — an implicit support/resistance floor.

TICKER
STLD
PRICE
$271.41
FLOOR (POC)
$130.69
STRENGTH
High
$1238%$131POC 20%$1389%$146$1548%$162$16913%$1779%$185$1927%$200$208$216$223$231$239$247$254$262$270$271.41
Focus Zone
Point of Control (POC) Support (below price) Resistance (above price) Current Price

The highest-volume price zone for Steel Dynamics, Inc. over the past year sits near $130.69 (20% of 252-day volume). The current price of $271.41 trades 107.7% above this institutional floor — a sign of upside momentum, though a pullback to the POC zone is a common reversion target. The highly concentrated volume profile (20% at POC) indicates strong consensus on fair value — institutional participants have repeatedly transacted near this price.

Volume Profile computed from 252 trading days of OHLCV data. Volume allocated to price bins proportionally based on daily high-low range. Not investment advice.

STLD Capital Efficiency

How efficiently does Steel Dynamics, Inc. convert operating profits into free cash? The FCF Conversion ratio measures the gap between accounting earnings and real cash generation.

Free Cash Flow
$502M
EBITDA
$2.1B
FCF Conversion
24%
Reinvestment Rate
76%
24% of EBITDA → Free Cash
0% (cash burn)25% (low)50% (efficient)100% (pure cash)
ROIC
8.6%
ROIC − WACC Spread
-3.5%

Steel Dynamics, Inc. converts 24% of its EBITDA into free cash flow, a moderate conversion rate — significant EBITDA is consumed by capital expenditures, working capital changes, or interest payments. The 76% reinvestment rate signals aggressive capacity expansion. However, the ROIC-WACC spread is negative (-3.5%), suggesting reinvested capital is destroying shareholder value.

Capital efficiency = Free Cash Flow ÷ EBITDA. Reinvestment = (EBITDA − FCF) ÷ EBITDA. Metrics from latest annual filings. Not investment advice.

Fails-to-Deliver (FTD) History

SEC-reported settlement failures. Elevated FTDs can indicate high short-selling pressure, operational settlement issues, or naked shorting activity.

DateFailed SharesClose PriceNotional Value
2026-04-216$209.35$1,256.1
2026-04-20168$200.32$33,653.76
2026-04-0867$177.19$11,871.73
2026-04-072,280$176.53$402,488.4
2026-04-062,553$180.20$460,050.6
2026-03-31524$171.78$90,012.72
2026-03-2620,560$173.47$3.6M
2026-03-2514$169.70$2,375.8
2026-03-116,406$182.19$1.2M
2026-03-103$182.36$547.08
2026-02-13417$199.51$83,195.67
2026-02-04614$192.95$118,471.3
2026-02-0338,545$186.55$7.2M
2026-01-28500$175.65$87,825
2026-01-271,102$173.32$190,998.64
2026-01-206,500$173.58$1.1M
2026-01-1422,678$169.84$3.9M
2026-01-0554$176.06$9,507.24
2025-12-22500$174.28$87,140
2025-12-153,182$171.97$547,208.54
2025-12-0315$167.63$2,514.45
2025-12-01356$167.83$59,747.48
2025-11-24614$158.16$97,110.24
2025-10-2727$152.95$4,129.65
2025-10-166,137$146.05$896,308.85
2025-10-142,948$145.54$429,051.92
2025-10-0876$142.73$10,847.48

Source: SEC Regulation SHO FTD data. Data is reported with a ~30 day delay. High FTD quantities relative to average daily volume may indicate settlement stress.

Price Correlations

Statistical correlation of daily returns with other stocks. High correlations indicate stocks that move together; negative correlations can offer diversification.

Peer252-Day (1Y)126-Day (6M)Direction
WTGXXNaNNaN
NUE0.8100.855High co-movement
CMC0.6970.694Moderate
RS0.6710.739Moderate
CLF0.6060.542Moderate
WAB0.5450.626Moderate
IR0.5140.561Moderate
DOV0.5070.468Moderate
SWK0.5030.539Moderate
NDSN0.4960.487Moderate

Pearson correlation of daily log returns. 252d ≈ 1 trading year. Computed from price history. Not investment advice.

Compare STLD to Peers

Quant metrics computed deterministically from financial statements and price data. Updated: 2026-06-02.

SecuritiesDB provides programmatic data aggregation for informational purposes only. None of the metrics, summaries, or algorithmic flags constitute a recommendation to buy or sell any security.