ETF · Broad Market

DIA(DIA)

$514.05
+0.51%
Expense Ratio
$41.8B
Total AUM
Holdings
Inception
Active Share vs VOO
Truly Active
0%20%60%100%
73.3%

AI Look-Through Summary

AI Generated

The iShares Russell 1000 Growth ETF, identified by the ticker DIA in this context, demonstrates a distinct tilt toward large-cap equities with significant exposure to financial services and industrials. Financial Services commands the largest sector weight at 27.2%, driven heavily by top holdings such as Goldman Sachs, Visa, American Express, and Travelers Insurance, which collectively account for nearly half of the fund's total assets in this single category. This concentration suggests a portfolio heavily influenced by interest rate sensitivity and economic cycle dynamics inherent to lending and insurance sectors. Industrials follow closely at 18.2%, anchored primarily by Caterpillar Holdings, while Technology and Healthcare each represent substantial portions at roughly 18% and 13% respectively, featuring major constituents like Microsoft, Apple, UnitedHealth Group, and Amgen.

Geographically, the provided data reflects a domestic U.S.-centric composition typical of Russell 1000 index tracking vehicles, with no explicit international breakdown available in the source metrics. The top ten holdings alone represent over 58% of the fund's assets under management, indicating high concentration risk where performance is disproportionately tied to these specific mega-cap names rather than broad market dispersion. With an asset base exceeding $41 billion, the ETF possesses substantial liquidity and tracking efficiency for its underlying index. The sector distribution reveals a blend of cyclical growth drivers in industrials and consumer goods alongside defensive characteristics found in healthcare and utilities-adjacent financials, creating a profile that may react differently to macroeconomic shifts compared to pure-play technology or value-oriented indices. Investors observing this structure must weigh the benefits of exposure to established industry leaders against the lack of diversification within the top-tier holdings.

Generated by Qwen-32B from constituent-level data. Not investment advice. Updated: 2026-05-20 05:24:32.770943+00

🔍 Theme Alignment Audit

AI GeneratedPurity: 95/100

The investment theme implied by the name DIA, which stands for the Dow Jones Industrial Average ETF, aligns almost perfectly with its underlying holdings. The top positions include industry titans such as Goldman Sachs in financial services, Caterpillar in industrials, and Microsoft in technology, all of which are constituent members of the benchmark index they track. There is no evidence of unrelated assets or thematic drift; rather, the portfolio composition reflects a deliberate selection of large-cap blue-chip companies that define the broader U.S. industrial market. The presence of mega-cap stocks like Apple and United Health Group serves to stabilize returns through established market leadership rather than indicating a lack of focus, as these entities are integral components of the specific index strategy this fund is designed to replicate.

Sector weights demonstrate strong coherence with the stated objective of mirroring the Dow Jones Industrial Average. Financial services and industrials collectively account for nearly half of the portfolio, consistent with their historical prominence in that specific index, while technology and healthcare provide balanced exposure without deviating from the established weightings. The fund exhibits significant concentration risk within its top ten holdings, which comprise over 56 percent of assets under management; however, this high degree of overlap is an inherent characteristic of tracking a narrow basket of thirty large companies rather than a sign of poor diversification relative to its mandate. Consequently, while the portfolio lacks broad market differentiation by design, it maintains strict adherence to its thematic and index-based parameters without introducing extraneous risks or unrelated sectors.

AI analysis of holdings alignment vs fund theme. Not investment advice. Updated: 2026-05-20 00:56:21.733874+00

⚠️ Systemic Risk Synthesis

AI Generated

The newly disclosed risk factors from the top holdings of DIA highlight emerging macro-level pressures centered on regulatory compliance and operational costs. A significant systemic theme involves potential financial strain resulting from adherence to evolving climate change regulations, data privacy requirements, and responsible artificial intelligence frameworks. These disclosures indicate that companies across diverse sectors are anticipating material adverse impacts on their financial conditions due to increased expenditures necessary for meeting new legal standards related to environmental stewardship, cybersecurity, and AI governance.

The concentration of these specific risk categories within the fund's portfolio suggests a correlated downside potential if regulatory environments tighten further or enforcement becomes more stringent. Although the provided text explicitly details only NVIDIA (NVDA) regarding climate change, data privacy, and AI regulation, the presence of such forward-looking operational risks in high-weight technology giants signals that macro-level policy shifts could simultaneously affect multiple large-cap constituents. This clustering implies that external regulatory developments may drive synchronized cost increases across the index, potentially dampening overall profitability for the fund regardless of individual company performance or sector rotation.

While no other top holdings provided specific risk disclosures in this dataset, the weight of NVIDIA at 2.9% means that its unique exposure to AI regulation and climate compliance represents a non-negligible portion of the fund's total market value relative to smaller positions. Any material adverse outcome stemming from these specific regulatory hurdles for NVIDIA could disproportionately influence the fund's aggregate earnings trajectory compared to risks faced by lower-weighted peers whose disclosures were not included in this analysis.

Synthesized from constituent 10-K risk factor disclosures. Not investment advice. Updated: 2026-05-18 17:06:00.197256+00

🏢 Sector Analysis

AI Generated

The sector allocation of this fund reveals a distinct tilt toward large-cap cyclicals and financials, with Financial Services alone accounting for over 27% of the portfolio. This heavy weighting in sectors sensitive to economic expansion suggests an investment thesis anchored on macroeconomic growth rather than defensive stability or deep-value strategies. The significant representation of Technology at 18%, led by major software and hardware giants, indicates a deliberate exposure to secular innovation trends while maintaining a substantial footprint in Industrials and Healthcare that rounds out the top four sectors. This blend prioritizes established industry leaders capable of driving earnings during favorable business cycles, effectively positioning the vehicle as a proxy for broad market leadership within high-growth or recovery-oriented industries rather than small-cap value or emerging markets.

Concentration risk emerges as a defining characteristic, evidenced by the fact that the top ten holdings comprise more than 56% of total assets under management. Such a structure implies that performance will be heavily driven by the specific fortunes of these mega-caps, including global investment banks and industrial conglomerates, potentially amplifying volatility relative to more diversified benchmarks. The dominance of single-name positions in Financial Services and Industrials further underscores this lack of diversification within key sectors, meaning adverse events affecting a few top-tier issuers could disproportionately impact overall portfolio returns. Additionally, the minimal exposure to Energy, Communication Services, and Consumer Defensive sectors highlights an intentional avoidance of defensive hedges or commodity plays, reinforcing the fund's aggressive stance on cyclical growth factors at the expense of sector balance.

AI-generated sector analysis from constituent-level data. Not investment advice. Updated: 2026-05-22 22:53:45.277634+00

Flow Driver Analysis

2-Step Circle

Which larger ETFs share DIA's holdings — and mechanically drive its price through index rebalancing flows?

Approximately 100% of DIA's weight flows through these larger ETFs

Driver ETFAUMExpenseShared StocksWeight Overlap
SPYState Street SPDR S&P 500 ETF Trust$640B0.09%31100.0%
SPLGSPLG$97B31100.0%
SPTMSPTM$12B31100.0%
QUSQUS$1B31100.0%
VOOVanguard S&P 500 ETF$1.5T0.03%3099.9%

100% of DIA's portfolio by weight is also held by SPY, which commands 15× more assets under management. When SPY receives inflows, it mechanically buys these shared stocks — dragging DIA's NAV along regardless of any thematic or sector catalyst. Combined, the top 5 overlapping ETFs control exposure to 100% ofDIA's weight.

Overlap computed from constituent-level holdings data across 5 ETFs. Price co-movement with driver ETFs is structural, not coincidental. Not investment advice.

ETF Look-Through Dashboard

Replaces $249/yr Morningstar

Peer through the ETF wrapper to see exactly what you own. Every metric is computed from constituent-level data.

24.2x
Weighted P/E
11.98x
Weighted P/B
1.52%
Dividend Yield
$838B
Wtd Avg Market Cap

Herfindahl-Hirschman Concentration Index

01000200030004000501
Well Diversified
Top 5: 35.4%Top 10: 55.6%

Morningstar-Style Box

Value
Blend
Growth
Large
Mid
Small
Large Blend

Sector & Cap Explorer

Financial Services27.4%Technology18.2%Industrials17.9%Healthcare13.1%Consumer Cyclical11.1%Consumer Defensive4.2%Basic Materials3.8%Energy2.3%Communication Services1.9%
Visualization Mode

ETF Fundamental Radar

Total Analysis
100% Weight
Market Cap
Mega
Risk Profile
High Distress

Operational health is mixed, with the bulk of weight in the mid-range (4–6) Piotroski scores.

Piotroski F-Score (Operational Health)

Score 0-9: Measures Profitability, Leverage, and Efficiency

↑ Weight (%)100%80%60%40%20%
16%
0–3 Weak
68%
4–6 Average
16%
7–9 Strong

Computed by rolling up individual stock Piotroski F-Scores, Altman Z-Scores, and Beneish M-Scores weighted by each constituent's allocation. Data that Vanguard and BlackRock don't surface.

Dividend Safety True-Up

Deterministic
46%
Wtd FCF Payout Ratio
1.20%
TTM Yield
Very Safe
Dividend Durability
46% of FCF
0% (retains all cash)50%100% (pays out everything)

The dividend-paying companies inside DIA collectively pay out 46% of their Free Cash Flow to maintain the current yield. This leaves a substantial cash buffer, making dividend cuts unlikely even in a downturn. Based on 74% of fund weight in dividend-paying stocks.

FCF Payout Ratio = Dividends Paid / Free Cash Flow, weighted by constituent allocation. Not investment advice.

Earnings vs. Price Decomposition

Proprietary
+22.4%
ETF 1Y Return
+18.0%
Wtd Earnings Growth
+4.4%
Multiple Expansion
Earnings
P/E Inflation

DIA is up 22.4% over the last 12 months. The underlying weighted earnings growth of its constituents is +18.0%. The remaining +4.4% of performance is driven by multiple expansion (P/E inflation) — prices rose faster than earnings grew.

Earnings growth = weighted average YoY EPS growth of all constituents (capped at ±500% to limit outlier distortion). Based on 100% of fund weight with earnings data. Not investment advice.

Value Creation Map

ROIC vs WACC

What percentage of DIA's weight is allocated to companies that create economic value (ROIC > WACC) vs. destroy it?

84% Creators
16% Destroyers
Value Creators (ROIC > WACC)67.6%
Value Destroyers12.7%

Of DIA's analyzed weight, 84% is invested in companies earning more than their cost of capital — genuine value creators. The remaining 16% consists of companies whose ROIC falls below their WACC, effectively destroying shareholder value with every dollar invested.

ROIC-WACC spread for 80% of fund weight with available data. Not investment advice.

Concentration Risk Monitor

HIGH
12.1%
Largest Holding
GS
27.8%
Top 3 Weight
19
Effective # of Stocks
28%
Top Stock Var. Share
Portfolio weight concentration
GS
CAT
Other 26 stocks

GS at 12.1% contributes an estimated 28% of portfolio variance.DIA holds 31 stocks but behaves like an 19-stock portfolio due to weight concentration in the top holdings.

Effective # of Stocks = 1 / HHI (Herfindahl-Hirschman Index). Variance share approximated as w² / Σw². Not investment advice.

Passive Crowding Score

MODERATE

How much of each constituent's market cap is structurally locked in passive ETFs — a proxy for liquidity fragility during sell-offs.

41/ 100
Wtd Avg Passive Ownership12.3%
Most Crowded HoldingAMGN (17.5%)
Least CrowdedWMT (6.8%)
Coverage100% of fund weight
0 — Low255075100 — Extreme

DIA has a Passive Crowding Score of 41/100. On average, 12.3% of the market capitalization of DIA's underlying holdings is structurally locked in passive ETF vehicles. This indicates moderate passive ownership density. Index rebalances and ETF creation/redemption activity can amplify short-term volatility in the underlying holdings.

Passive $ = Σ(ETF AUM × holding weight) across all 33 tracked ETFs. Actual passive ownership is higher (includes mutual funds, pension funds). Not investment advice.

Under the Hood — Top 15 Constituents

Top 10 Concentration55.8%
#TickerCompanyWeightP/EF-Score
1GS
GOLDMAN SACHS GROUP INC
Financial Services
12.09%
18.7x3/9
2CAT
CATERPILLAR INC
Industrials
10.59%
43.7x6/9
3MSFT
MICROSOFT CORP
Technology
5.13%
26.8x5/9
4UNH
UNITEDHEALTH GROUP INC
Healthcare
4.68%
28.7x6/9
5AMGN
AMGEN INC
Healthcare
4.13%
23.4x7/9
6V
VISA INC CLASS A SHARES
Financial Services
4.05%
28.5x6/9
7HD
HOME DEPOT INC
Consumer Cyclical
3.84%
22.5x4/9
8AXP
AMERICAN EXPRESS CO
Financial Services
3.79%
19.8x4/9
9SHW
SHERWIN WILLIAMS CO/THE
Basic Materials
3.77%
29.2x6/9
10TRV
TRAVELERS COS INC/THE
Financial Services
3.76%
8.7x4/9
11AAPL
APPLE INC
Technology
3.73%
37.7x8/9
12JPM
JPMORGAN CHASE + CO
Financial Services
3.71%
14.3x3/9
13MCD
MCDONALD S CORP
Consumer Cyclical
3.48%
23.0x6/9
14AMZN
AMAZON.COM INC
Consumer Cyclical
3.28%
31.7x6/9
15IBM
INTL BUSINESS MACHINES CORP
Technology
3.09%
26.4x6/9
The bottom 16 stocks in DIA account for only 26.9% of the total fund weight.

Historical Holdings Snapshots

Browse how DIA’s holdings have changed across SEC filing dates. Showing top holdings per snapshot.

2026-05-24

15 holdings · 73.1% tracked weight
#TickerWeightSharesMarket Value
1GS12.09%5,378,426
2CAT10.59%5,378,426
3MSFT5.13%5,378,426
4UNH4.68%5,378,426
5AMGN4.13%5,378,426
6V4.05%5,378,426
7HD3.84%5,378,426
8AXP3.79%5,378,426
9SHW3.77%5,378,426
10TRV3.76%5,378,426
11AAPL3.73%5,378,426
12JPM3.71%5,378,426
13MCD3.48%5,378,426
14AMZN3.28%5,378,426
15IBM3.09%5,378,426

2026-05-23

15 holdings · 73.1% tracked weight
#TickerWeightSharesMarket Value
1GS12.09%5,378,426
2CAT10.59%5,378,426
3MSFT5.13%5,378,426
4UNH4.68%5,378,426
5AMGN4.13%5,378,426
6V4.05%5,378,426
7HD3.84%5,378,426
8AXP3.79%5,378,426
9SHW3.77%5,378,426
10TRV3.76%5,378,426
11AAPL3.73%5,378,426
12JPM3.71%5,378,426
13MCD3.48%5,378,426
14AMZN3.28%5,378,426
15IBM3.09%5,378,426

2026-05-22

15 holdings · 73.0% tracked weight
#TickerWeightSharesMarket Value
1GS12.08%5,319,963
2CAT10.73%5,319,963
3MSFT5.17%5,319,963
4UNH4.72%5,319,963
5AMGN4.08%5,319,963
6V4.07%5,319,963
7HD3.82%5,319,963
8AXP3.81%5,319,963
9SHW3.79%5,319,963
10TRV3.78%5,319,963
11AAPL3.72%5,319,963
12JPM3.71%5,319,963
13MCD3.45%5,319,963
14AMZN3.26%5,319,963
15JNJ2.82%5,319,963

2026-05-21

15 holdings · 72.7% tracked weight
#TickerWeightSharesMarket Value
1GS11.57%5,230,730
2CAT10.72%5,230,730
3MSFT5.20%5,230,730
4UNH4.85%5,230,730
5AMGN4.12%5,230,730
6V4.11%5,230,730
7AXP3.85%5,230,730
8TRV3.81%5,230,730
9HD3.77%5,230,730
10SHW3.73%5,230,730
11AAPL3.73%5,230,730
12JPM3.69%5,230,730
13MCD3.50%5,230,730
14AMZN3.23%5,230,730
15JNJ2.87%5,230,730

2026-05-20

15 holdings · 72.8% tracked weight
#TickerWeightSharesMarket Value
1GS11.72%5,243,038
2CAT10.70%5,243,038
3MSFT5.25%5,243,038
4UNH4.84%5,243,038
5V4.12%5,243,038
6AMGN4.02%5,243,038
7AXP3.87%5,243,038
8TRV3.79%5,243,038
9SHW3.75%5,243,038
10JPM3.72%5,243,038
11HD3.71%5,243,038
12AAPL3.69%5,243,038
13MCD3.50%5,243,038
14AMZN3.28%5,243,038
15JNJ2.83%5,243,038

2026-05-19

15 holdings · 73.1% tracked weight
#TickerWeightSharesMarket Value
1GS11.78%5,184,575
2CAT11.04%5,184,575
3MSFT5.24%5,184,575
4UNH4.89%5,184,575
5AMGN4.05%5,184,575
6V4.05%5,184,575
7AXP3.89%5,184,575
8AAPL3.73%5,184,575
9SHW3.73%5,184,575
10TRV3.72%5,184,575
11JPM3.70%5,184,575
12HD3.70%5,184,575
13MCD3.43%5,184,575
14AMZN3.28%5,184,575
15JNJ2.82%5,184,575

Source: SEC filings and fund provider disclosures. Shows last 6 snapshot dates, top 15 holdings per date by weight.

Risk Profile

14.8%
Annual Volatility
1.10
Sharpe (1Y)
0.73
Sharpe (3Y)
-16.0%
Max Drawdown (3Y)
-20.8%
Max Drawdown (5Y)

Sharpe = risk-adjusted return (higher is better). Computed from 1,200+ trading days with 5% risk-free rate.

Price Chart with Moving Averages

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What Drove DIA Today?

Daily return attribution — which holdings contributed most (and least) to the fund's move.

Fund move:+0.51%(2026-06-02)

Top Contributors

+0.171%
+0.105%
+0.080%

Top Detractors

-0.026%
-0.027%
-0.051%

Attribution = holding weight × stock daily return. Only the top contributors and detractors are shown.

Technical Setup

AI Generated

The current price level of $497.01 for DIA sits within a broader context where historical drawdown metrics and volatility readings suggest that recent momentum may be more fragile than structural. Without specific trend line data or volume profiles, the proximity to this price point alone does not confirm sustained strength; rather, it highlights a state where underlying risk dynamics are likely being tested by market sentiment shifts. If the asset has experienced significant prior drawdowns, any recovery toward $497 could represent a temporary stabilization rather than a reversal of long-term weakness, especially if volatility remains elevated. The fundamental backdrop often dictates whether such price levels act as support or resistance, but in isolation, this single data point offers limited insight into the health of the broader trend. A lack of accompanying volume expansion or positive momentum indicators implies that the current positioning might be susceptible to rapid devaluation should external pressures intensify. Consequently, observers must weigh whether $497 represents a floor for accumulation or merely an interim plateau before further downside pressure emerges from macroeconomic factors not captured in this snapshot. Ultimately, the interplay between potential drawdown recovery and prevailing volatility creates an environment where technical setups are inherently uncertain. The absence of corroborating bullish signals means that any upward movement near $497 should be viewed with caution regarding its durability. Market participants must recognize that without a strengthening fundamental narrative or confirmed volume support, momentum at this level is likely prone to sharp corrections, suggesting that risk management strategies remain critical regardless of

Underwater (Drawdown from Peak)

How far below the all-time high the price has been over time. Deeper = more pain for holders.

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Rolling 60-Day Beta vs S&P 500 (VOO)

How the ETF's sensitivity to market moves changes over time. β > 1 = more volatile than the market.

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Rolling Beta Market (β = 1.0)

Yield & Income

1.20%
TTM Yield
30-Day SEC Yield
5Y Div CAGR

Sector Drift Over Time

How DIA’s sector allocation has shifted across snapshots. Use the slider to travel through time.

2026-05-2456 snapshots
Financial Services27.4%
Technology18.2%
Industrials17.9%
Healthcare13.1%
Consumer Cyclical11.1%
Consumer Defensive4.2%
Basic Materials3.8%
Energy2.3%
Communication Services1.9%
Other0.1%
Change since 2026-03-30
Technology
+1.0%
Industrials
+0.8%
Consumer Cyclical
-0.8%
Financial Services
+0.8%
Energy
-0.5%
Basic Materials
-0.5%
2026-03-302026-05-24

Active Conviction Tracker

Shares bought and sold between the latest two data snapshots — reveals what the fund manager is actually doing.

No position changes detected between snapshots.

Explore More

Quant metrics computed deterministically from financial statements and price data. Updated: 2026-06-02.

SecuritiesDB is for informational purposes only. Not investment advice.