ETF · Broad Market

XHB(XHB)

$108.25
-2.30%
Expense Ratio
$1.5B
Total AUM
Holdings
Inception
Active Share vs VOO
Truly Active
0%20%60%100%
97.8%

AI Look-Through Summary

AI Generated

The portfolio exhibits a significant tilt towards consumer cyclical and industrial sectors, which account for nearly two-thirds of its allocation, suggesting a focus on companies that benefit from economic growth and expansion. This sector mix is more concentrated in these areas than the broader market, implying a potential higher sensitivity to changes in consumer spending and business investment.

The top holdings are largely comprised of building materials, home improvement retailers, and furniture manufacturers, with Owens Corning (OC) being the largest single holding at 4% of the portfolio. This concentration in a specific area of the economy may amplify exposure to regional economic trends or supply chain disruptions. The valuation metrics suggest that the fund holds stocks with a moderate growth profile, but it is worth noting that the sector mix and holdings could be more vulnerable in an economic downturn than in a period of sustained growth.

Generated by Qwen-32B from constituent-level data. Not investment advice. Updated: 2026-07-14 09:40:20.648752+00

🔍 Theme Alignment Audit

AI GeneratedPurity: 92/100

The investment theme implied by the ticker XHB, widely recognized as a homebuilding ETF, aligns strongly with the provided portfolio composition. The top holdings are predominantly composed of major residential construction and real estate development firms such as D.R. Horton, Lennar, and PulteGroup, which directly serve the housing sector. While several positions lack explicit industry labels in the data provided, their inclusion within a fund named for homebuilding suggests they operate within the same value chain or are closely linked ancillary services rather than unrelated industries. The portfolio avoids significant exposure to sectors that would contradict a residential focus, maintaining a tight thematic boundary despite some holdings having ambiguous sector classifications in this specific dataset.

Sector coherence is high, with Consumer Cyclical and Industrials combining for over sixty percent of the total assets under management, reflecting the capital-intensive nature of housing development which requires both manufacturing inputs and construction services. The concentration risk appears manageable given that the top ten positions account for approximately thirty-eight percent of the fund, preventing any single entity from dominating performance while still ensuring deep exposure to industry leaders. This structure differentiates the vehicle from a broad market index by heavily weighting specific cyclical sectors tied to housing starts and interest rate sensitivity, rather than diversifying across technology or financial services. The minimal allocation to Real Estate further indicates that the fund targets the builders themselves rather than property owners, preserving its distinct identity as an equity play on construction activity.

AI analysis of holdings alignment vs fund theme. Not investment advice. Updated: 2026-05-20 13:00:18.7315+00

🏢 Sector Analysis

AI Generated

The sector allocation of XHB reveals a distinct strategic emphasis on cyclical growth and manufacturing activity, with Consumer Cyclical and Industrials collectively comprising over 62% of the portfolio. This heavy weighting suggests an investment thesis predicated on economic expansion, where demand for discretionary goods and industrial output is expected to outpace broader market averages. The presence of significant positions in companies like MOD within these sectors further indicates a focus on firms with substantial exposure to construction materials and infrastructure spending. Conversely, the minimal Real Estate allocation at 1.1% highlights an intentional avoidance of interest rate sensitivity often found in property-heavy funds, reinforcing a bias toward operational cash flows rather than asset appreciation driven by leverage or rental yields.

Concentration risk is notably elevated given that the top ten holdings account for nearly 40% of total assets under management, with individual positions such as MOD and BLD approaching single-digit percentages. This lack of diversification implies that portfolio performance will be highly correlated with the fortunes of specific large-cap industrials and cyclical retailers rather than broad sector trends. The dominance of Industrials in both the top five holdings list and overall sector weight underscores a factor tilt toward momentum and value characteristics often associated with heavy machinery, automotive parts, and home improvement retailers. Such a structure exposes the fund to heightened volatility during economic slowdowns or supply chain disruptions that specifically impact these concentrated industries, while potentially offering amplified returns if cyclical conditions strengthen relative to defensive sectors.

AI-generated sector analysis from constituent-level data. Not investment advice. Updated: 2026-05-22 05:32:27.925609+00

Flow Driver Analysis

2-Step Circle

Which larger ETFs share XHB's holdings — and mechanically drive its price through index rebalancing flows?

Approximately 100% of XHB's weight flows through these larger ETFs

Driver ETFAUMExpenseShared StocksWeight Overlap
SPTMSPTM$12B3295.3%
ONEOONEO$25M2167.5%
ESGVESGV$11B1860.7%
VCRVCR$6B2259.0%
VONVVONV$18B1758.6%

95% of XHB's portfolio by weight is also held by SPTM, which commands 8× more assets under management. When SPTM receives inflows, it mechanically buys these shared stocks — dragging XHB's NAV along regardless of any thematic or sector catalyst. Combined, the top 5 overlapping ETFs control exposure to 100% ofXHB's weight.

Overlap computed from constituent-level holdings data across 5 ETFs. Price co-movement with driver ETFs is structural, not coincidental. Not investment advice.

ETF Look-Through Dashboard

Peer through the ETF wrapper to see exactly what you own. Every metric is computed from constituent-level data.

19.1x
Weighted P/E
5.43x
Weighted P/B
$34B
Wtd Avg Market Cap

Weighted metrics calculated based on 96% of fund assets with available data.

Herfindahl-Hirschman Concentration Index

01000200030004000324
Well Diversified
Top 5: 18.7%Top 10: 36.2%

Morningstar-Style Box

Value
Blend
Growth
Large
Mid
Small
Mid Blend

Sector & Cap Explorer

Other36.9%Consumer Cyclical35.2%Industrials26.6%
Visualization Mode

ETF Fundamental Radar

Total Analysis
100% Weight
Market Cap
Large
Risk Profile
Low Risk

Caution: 22% of fund weight scores below 4 — indicating weak profitability or deteriorating fundamentals.

Piotroski F-Score (Operational Health)

Score 0-9: Measures Profitability, Leverage, and Efficiency

↑ Weight (%)100%80%60%40%20%
22%
0–3 Weak
64%
4–6 Average
13%
7–9 Strong

Computed by rolling up individual stock Piotroski F-Scores, Altman Z-Scores, and Beneish M-Scores weighted by each constituent's allocation.

Dividend Safety True-Up

Deterministic
114%
Wtd FCF Payout Ratio
TTM Yield
At Risk
Dividend Durability
114% of FCF
0% (retains all cash)50%100% (pays out everything)

The dividend-paying companies inside XHB collectively pay out 114% of their Free Cash Flow to maintain the current yield. Warning: constituent companies are paying out nearly all cash flow. A wave of dividend cuts may be imminent if earnings decline. Based on 71% of fund weight in dividend-paying stocks.

FCF Payout Ratio = Dividends Paid / Free Cash Flow, weighted by constituent allocation. Not investment advice.

Earnings vs. Price Decomposition

Proprietary
+7.4%
ETF 1Y Return
-20.4%
Wtd Earnings Growth
+27.8%
Multiple Expansion
P/E Inflation

XHB is up 7.4% over the last 12 months. The underlying weighted earnings growth of its constituents is -20.4%. The remaining +27.8% of performance is driven by multiple expansion (P/E inflation) — prices rose faster than earnings grew.

Earnings growth = weighted average YoY EPS growth of all constituents (capped at ±500% to limit outlier distortion). Based on 100% of fund weight with earnings data. Not investment advice.

Value Creation Map

ROIC vs WACC

What percentage of XHB's weight is allocated to companies that create economic value (ROIC > WACC) vs. destroy it?

52% Creators
48% Destroyers
Value Creators (ROIC > WACC)48.1%
Value Destroyers45.2%

Of XHB's analyzed weight, 52% is invested in companies earning more than their cost of capital — genuine value creators. The remaining 48% consists of companies whose ROIC falls below their WACC, effectively destroying shareholder value with every dollar invested.

ROIC-WACC spread for 93% of fund weight with available data. Not investment advice.

Passive Crowding Score

MODERATE

How much of each constituent's market cap is structurally locked in passive ETFs — a proxy for liquidity fragility during sell-offs.

31/ 100
Wtd Avg Passive Ownership9.4%
Most Crowded HoldingMAS (17.1%)
Least CrowdedDFH (1.2%)
Coverage100% of fund weight
0 — Low255075100 — Extreme

XHB has a Passive Crowding Score of 31/100. On average, 9.4% of the market capitalization of XHB's underlying holdings is structurally locked in passive ETF vehicles. This indicates moderate passive ownership density. Index rebalances and ETF creation/redemption activity can amplify short-term volatility in the underlying holdings.

Passive $ = Σ(ETF AUM × holding weight) across all 17 tracked ETFs. Actual passive ownership is higher (includes mutual funds, pension funds). Not investment advice.

Under the Hood — Top 15 Constituents

Top 10 Concentration36.2%
#TickerCompanyWeightP/EF-Score
1OC
OWENS CORNING
3.99%
3/9
2IBP
INSTALLED BUILDING PRODUCTS
3.82%
24.4x7/9
3WMS
ADVANCED DRAINAGE SYSTEMS IN
3.71%
27.8x5/9
4MAS
MASCO CORP
3.59%
19.9x6/9
5TOL
TOLL BROTHERS INC
Consumer Cyclical
3.57%
11.8x4/9
6KBH
KB HOME
3.52%
14.1x3/9
7LII
LENNOX INTERNATIONAL INC
Industrials
3.52%
24.8x5/9
8WSM
WILLIAMS SONOMA INC
Consumer Cyclical
3.50%
25.6x4/9
9SGI
SOMNIGROUP INTERNATIONAL INC
Consumer Cyclical
3.49%
29.1x6/9
10MTH
MERITAGE HOMES CORP
3.49%
14.1x4/9
11SKY
CHAMPION HOMES INC
3.49%
23.6x9/9
12HD
HOME DEPOT INC
Consumer Cyclical
3.47%
24.7x4/9
13PHM
PULTEGROUP INC
Consumer Cyclical
3.46%
12.5x5/9
14ALLE
ALLEGION PLC
Industrials
3.43%
19.0x6/9
15CSL
CARLISLE COS INC
Industrials
3.42%
20.6x5/9
The bottom 20 stocks in XHB account for only 46.5% of the total fund weight.

Historical Holdings Snapshots

Browse how XHB’s holdings have changed across SEC filing dates. Showing top holdings per snapshot.

2026-07-18

15 holdings · 53.5% tracked weight
#TickerWeightSharesMarket Value
1OC3.99%477,303
2IBP3.82%280,851
3WMS3.71%424,151
4MAS3.59%775,389
5TOL3.57%395,602
6KBH3.52%1,053,508
7LII3.52%108,844
8WSM3.50%265,505
9SGI3.49%802,762
10MTH3.49%778,419
11SKY3.49%700,756
12HD3.47%172,238
13PHM3.46%463,713
14ALLE3.43%424,777
15CSL3.42%167,627

2026-07-17

15 holdings · 53.3% tracked weight
#TickerWeightSharesMarket Value
1OC4.03%489,591
2IBP3.78%288,083
3WMS3.78%435,071
4TOL3.57%405,786
5MAS3.56%795,349
6LII3.52%111,644
7KBH3.50%1,080,628
8WSM3.48%272,337
9SGI3.46%823,426
10HD3.46%176,670
11TT3.46%125,476
12SKY3.45%718,804
13MTH3.44%798,467
14PHM3.42%475,649
15ALLE3.40%435,713

2026-07-16

15 holdings · 53.3% tracked weight
#TickerWeightSharesMarket Value
1OC4.04%501,887
2WMS3.80%445,991
3IBP3.74%295,315
4LII3.63%114,444
5MAS3.58%815,309
6TOL3.58%415,970
7TT3.51%128,628
8WSM3.47%279,169
9KBH3.47%1,107,748
10HD3.45%181,102
11SGI3.44%844,090
12ALLE3.44%446,649
13PHM3.42%487,585
14MTH3.40%818,515
15JCI3.39%414,605

2026-07-15

15 holdings · 53.3% tracked weight
#TickerWeightSharesMarket Value
1OC4.04%522,065
2WMS3.75%463,960
3IBP3.74%307,067
4LII3.59%118,994
5MAS3.54%847,744
6TT3.52%133,750
7TOL3.51%432,519
8HD3.48%188,375
9ALLE3.47%464,420
10KBH3.46%1,151,818
11SGI3.45%877,669
12WSM3.45%290,284
13MTH3.44%851,474
14PHM3.44%506,981
15JCI3.40%431,102

2026-07-14

15 holdings · 53.3% tracked weight
#TickerWeightSharesMarket Value
1OC4.04%528,213
2WMS3.77%469,420
3IBP3.73%310,683
4MAS3.56%857,724
5LII3.55%120,394
6KBH3.50%1,165,378
7HD3.49%190,591
8TOL3.49%437,611
9SGI3.49%888,001
10WSM3.48%293,700
11MTH3.47%861,498
12TT3.47%135,326
13ALLE3.43%469,888
14PHM3.42%512,949
15SKY3.36%775,557

2026-07-13

15 holdings · 53.3% tracked weight
#TickerWeightSharesMarket Value
1OC3.99%545,109
2WMS3.74%484,435
3IBP3.68%320,627
4SGI3.59%916,414
5KBH3.56%1,202,657
6MAS3.54%885,169
7TOL3.49%451,614
8LII3.49%124,244
9HD3.48%196,685
10WSM3.48%303,094
11MTH3.48%889,064
12SKY3.47%800,373
13TT3.44%139,660
14ALLE3.42%484,925
15PHM3.42%529,361

Source: SEC filings and fund provider disclosures. Shows last 6 snapshot dates, top 15 holdings per date by weight.

Risk Profile

27.7%
Annual Volatility
0.23
Sharpe (1Y)
0.31
Sharpe (3Y)
-30.5%
Max Drawdown (3Y)
-39.5%
Max Drawdown (5Y)

Sharpe = risk-adjusted return (higher is better). Computed from 1,200+ trading days with 5% risk-free rate.

Price Chart with Moving Averages

Loading chart...

What Drove XHB Today?

Daily return attribution — which holdings contributed most (and least) to the fund's move.

Fund move:-2.30%(2026-07-17)

Top Contributors

+0.038%
+0.000%

Top Detractors

-0.135%
-0.147%
-0.168%

Attribution = holding weight × stock daily return. Only the top contributors and detractors are shown.

Underwater (Drawdown from Peak)

How far below the all-time high the price has been over time. Deeper = more pain for holders.

Loading drawdown chart...

Rolling 60-Day Beta vs S&P 500 (VOO)

How the ETF's sensitivity to market moves changes over time. β > 1 = more volatile than the market.

Loading beta chart...
Rolling Beta Market (β = 1.0)

Yield & Income

TTM Yield
30-Day SEC Yield
5Y Div CAGR

Sector Drift Over Time

How XHB’s sector allocation has shifted across snapshots. Use the slider to travel through time.

2026-07-1893 snapshots
Other36.9%
Consumer Cyclical35.2%
Industrials26.6%
Real Estate1.3%
Change since 2026-03-30
Other
-0.9%
Consumer Cyclical
+0.7%
Real Estate
+0.1%
2026-03-302026-07-18

Active Conviction Tracker

Shares bought and sold between the latest two data snapshots — reveals what the fund manager is actually doing.

Comparing 2026-07-172026-07-180 buys, 35 sells

Positions Increased (0)

Positions Decreased (35)

SELL-
556K90K-466K (-83.8%)
0.01%(-0.03)
SELLKBH
1.1M1.1M-27K (-2.5%)
3.52%(+0.02)
SELLCARR
829K808K-21K (-2.5%)
3.24%(-0.03)
SELLSGI
823K803K-21K (-2.5%)
3.49%(+0.03)
SELLMTH
798K778K-20K (-2.5%)
3.49%(+0.04)
SELLMAS
795K775K-20K (-2.5%)
3.59%(+0.03)
SELLTMHC
787K767K-20K (-2.5%)
3.20%(-0.04)
SELLBLDR
755K736K-19K (-2.5%)
3.33%(+0.03)

Explore More

Quant metrics computed deterministically from financial statements and price data. Updated: 2026-07-17.

SecuritiesDB is for informational purposes only. Not investment advice.