Industrials / Conglomerates

3M Company (MMM)

$152.90
+1.31%
$79.9B
Market Cap
29.5
P/E Ratio
1.09
Beta
2.04%
Dividend Yield
Piotroski 5/9Altman Z 4.2 SafeBeneish M -2.27 CleanROIC−WACC +3.5%

Quantitative Summary

Deterministic

At 29.5x earnings — a 34% discount to the sector average of 44.7x — MMM is in the lower valuation range. Financial health is average: Piotroski 5/9, Altman Z 4.2. DCF fair value of $33 implies 78% downside based on model assumptions.

Generated deterministically from quant metrics and financial statements. Not a recommendation.

Algorithmic Teardown

AI-Generated

The fundamental economics of this Industrials leader present a distinct dichotomy between high capital efficiency and stagnant top-line expansion. The company generates an ROIC-WACC spread of +3.6%, indicating that deployed capital exceeds the cost of financing, yet revenue growth remains tepet at 1.5% year-over-year. This dynamic is reflected in the DuPont decomposition where a robust net margin of 13.0% and significant leverage (Equity Multiplier of 7.95x) drive an ROE of 68.5%, masking weak asset turnover of 0.66x relative to peers. While solvency appears secure with an Altman Z-Score of 4.2 and low earnings manipulation risk per the Beneish M-Score of -2.27, the Piotroski F-Score of 5/9 suggests moderate financial strength without recent upgrades in profitability or leverage metrics.

Valuation multiples currently trade at a discount to sector norms but imply aggressive future growth assumptions that may not align with current trajectory. The stock commands a P/E ratio of 24.1x, which is notably lower than the sector average of 32.1x, yet this compression conflicts sharply with DCF modeling suggesting fair value lies significantly below current levels and implying a -76.7% downside from present prices if realized growth assumptions hold. This discrepancy highlights that the market may be pricing in an implied ten-year free cash flow compound rate of 31.6%, a figure inconsistent with the observed near-flat revenue performance, creating a potential valuation overhang despite the attractive profitability factor alpha of 0.286.

Risk-adjusted returns appear constrained by negative momentum factors and insider activity that contradicts long-term value signals. Although the stock exhibits robust profitability characteristics under the Fama-French framework (RMW: 0.286), it has generated a significant annualized negative alpha of -13.82% relative to its factor benchmarks, suggesting poor risk-adjusted performance over the measured period. Furthermore, substantial net insider selling totaling $8.85 million over the last ninety days introduces counter-signals that may warrant caution when assessing future catalysts, even as value metrics like HML remain neutral at 0.078.

Generated by LLM from quantitative data inputs. May contain inaccuracies. Not investment advice.

DCF Sandbox

Interactive
Market Price
$152.90
Fair Value
$33
Implied Upside
-78.3%
$33IMPLIED FAIR VALUEOVERVALUEDOVERUNDER
Growth Rate (Y1–5)9%
-10%20%50%
Discount Rate (WACC)11.0%
5%12.5%20%

5-year two-stage DCF. Terminal growth 3%. Default sliders match the pre-computed base case. Drag to explore scenarios. Not investment advice.

Reverse DCFMarket-Implied
32.7%annual FCF growth priced in at $152.90

The growth rate the market implicitly expects over the next 10 years to justify today's price. Compare with historical growth of 2% YoY revenue.

Sensitivity Matrix

TG ↓ / WACC →9%11%13%
2%$41$30$23
3%$47$33$25
4%$57$38$27

Center = base case. Green = >10% upside, Red = >10% downside vs $152.90.

Pre-computed DCF: WACC=11.0%, terminal growth 3%. Fair value $33 (-78.3%). Not investment advice.

Valuation Context

29.5x
MMM P/E
44.7x
Sector Avg
41.9x
5Y Avg P/E
-34%
vs Sector

Currently trading 40% below its 5-year average P/E of 41.9x.

Price Chart with Moving Averages

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SMA 50 SMA 200

Technical Setup

AI Generated

The current technical profile for 3M Company reflects a price level of $150.32 within the Industrials sector, presenting a snapshot where market positioning must be weighed against inherent volatility risks. Without access to specific drawdown metrics or recent variance data, the structural integrity of any existing momentum remains indeterminate; it is unclear whether current price action represents a resilient trend built on fundamental strength or a fragile accumulation susceptible to sharp corrections if broader industrial sector headwinds emerge. The absence of explicit volatility figures prevents an assessment of how much risk capital might be at stake during potential swings, leaving the durability of the $150.32 mark open to interpretation based on unseen recent price history and trading volume patterns. In this context, any observed upward or downward pressure cannot definitively be classified as a long-term structural shift without corroborating data regarding asset quality or earnings stability. The fundamental backdrop for industrial firms often dictates whether technical levels hold firm under stress, yet the limited dataset here isolates only the current price point, obscuring the relationship between valuation and risk tolerance. Consequently, while the stock sits at $150.32, the lack of volatility context means that sudden market shifts could rapidly alter this status from a stable anchor to a volatile pivot point. Stakeholders must evaluate whether this specific price level aligns with their individual risk appetite, recognizing that technical setups without supporting fundamental or statistical depth may mask underlying fragility in the asset's trajectory.

RSI (14)
SMA 50
SMA 200

Quant Health Deep Dive

5/9
Piotroski F-Score
Average — mixed operational signals
4.2
Altman Z-Score
Safe Zone — above 3.0 threshold per academic model. Thresholds: >3 safe, 1.8–3 grey, <1.8 distress.
-2.27
Beneish M-Score
Below threshold — no statistical earnings quality concern per Beneish model. Threshold: <-2.22 = below threshold.

Profitability & Value Creation

39.9%
Gross Margin
13.0%
Net Margin
14.5%
ROIC
11.0%
WACC
ROIC − WACC Spread: +3.5%— Positive spread.
+1.5%
Revenue Growth (YoY)
-22.1%
Earnings Growth (YoY)
1.4B
Free Cash Flow
112%
FCF Payout Ratio

⚠️ Dividend consumes >80% of FCF — sustainability risk.

DuPont Analysis — ROE Decomposition

Breaking down Return on Equity to see how the company generates its ROE — efficiency, margins, or leverage.

13.0%
Net Profit Margin
NI ÷ Revenue
×
0.66x
Asset Turnover
Revenue ÷ Assets
×
7.95x
Equity Multiplier
Assets ÷ Equity
=
68.5%
Return on Equity
⚠️ High equity multiplier — ROE is being amplified by leverage, not operational excellence.

Balance Sheet Health

6.95x
Debt / Equity
1.71x
Current Ratio
5.5x
Interest Coverage
0.9x
Net Debt / EBITDA
1.64%
FCF Yield
6.5B
EBITDA

Insider Activity (Last 90 Days)

Net Insider Flow
-$9M
Net Selling
0
Buy Transactions
4
Sale Transactions
2026-02-11REINSETH THERESA ESold 5/8 qtrsSale$888,796
2026-02-11REINSETH THERESA ESold 5/8 qtrsGrant$518,057
2026-02-09CHAVEZ RODRIGUEZ BEATRIZ KARINASold 2/8 qtrsSale$203,645
2026-02-09DICKSON ZOE LSold 4/8 qtrsSale$4M
2026-02-09DICKSON ZOE LSold 4/8 qtrsSale$3M

Open-market buys vs sells by company insiders. Source: yfinance.

Earnings Surprise History

Q4
✓ Beat
Est: $1.77
Act: $1.88
+6.4%
Q3
✓ Beat
Est: $2.01
Act: $2.16
+7.4%
Q2
✓ Beat
Est: $2.07
Act: $2.19
+5.6%
Q1
✓ Beat
Est: $1.80
Act: $1.83
+1.8%

EPS estimates vs actuals for the most recent reported quarters. Source: yfinance.

Dividend History

$0.7800
Latest Dividend
$2.92
2025 Total
-13.2%
YoY Growth
Annual Dividends per Share
$1.86
2016
$3.93
2017
$4.55
2018
$4.82
2019
$4.92
2020
$4.95
2021
$4.98
2022
$5.02
2023
$3.36
2024
$2.92
2025
$1.56
2026
DateAmountChange
2026-05-22$0.78000.0%
2026-02-13$0.7800+6.8%
2025-11-14$0.73000.0%
2025-08-25$0.73000.0%
2025-05-23$0.73000.0%
2025-02-14$0.7300+4.3%
2024-11-15$0.70000.0%
2024-08-26$0.70000.0%
2024-05-23$0.7000-44.6%
2024-02-15$1.2625+0.7%
2023-11-16$1.25420.0%
2023-08-18$1.25420.0%
Stock Splits
2024-04-01: 1.196:12003-09-30: 2:11994-04-11: 2:11987-06-16: 2:11972-06-16: 2:1

Dividend and split data from SEC filings and market data. Amounts are per share, not adjusted for splits. Source: yfinance.

Risk Profile

30.5%
Annual Volatility
0.39
Sharpe (1Y)
-18.8%
Max Drawdown (5Y)

Sharpe = risk-adjusted return (higher is better). Max drawdown = largest peak-to-trough decline. 1,200+ trading days.

Underwater (Drawdown from Peak)

How far below the all-time high the price has been over time. Deeper = more pain for holders.

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Rolling 60-Day Beta vs S&P 500 (VOO)

How the stock's sensitivity to market moves changes over time. β > 1 = more volatile than the market.

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Rolling Beta Market (β = 1.0)

Fama-French 5-Factor Exposure

Academic factor model decomposition — what's really driving this stock's returns.

1.17
Market β
Mkt-RF
+0.216
Size (SMB)
Small-cap tilt
+0.078
Value (HML)
Neutral
+0.286
Profit (RMW)
Robust
+0.907
Invest (CMA)
Conservative
Alpha (annual): -13.82%
R²: 54.5%of variance explained by 5 factors

Fama-French 5-Factor Model. Data: Kenneth French Data Library. Regression over 3 years of daily returns.

Fundamentals

16.2
Forward P/E
1.61
PEG Ratio
24.48
Price/Book
4M
Avg Volume
$177.41
52W High
$139.34
52W Low
36%
52W Range Position

Passive Flow Attribution

ETF Draft Effect
$9.4B
Tracked Passive Exposure
8
ETFs Holding MMM
0.15%
Avg Weight in ETFs
$6.2T
Total ETF AUM

When investors buy or sell ETFs like DIA or XLI, the fund manager is mechanically forced to buy or sell MMM shares regardless of 3M Company's individual fundamentals. We estimate $9.4B of passive capital is structurally linked to MMM through 8 tracked ETFs. This substantial passive exposure means that ETF inflows and outflows — not company fundamentals — can dominate daily volume on this stock.

Passive exposure = Σ (ETF AUM × stock weight in ETF) across 8 tracked ETFs. Actual passive ownership is larger (includes mutual funds). Not investment advice.

ETF Contagion Visualizer

Simulate a price drop in 3M Company to visualize passive redemption contagion across ETFs and collateral stocks.

MMM Shock
-0%
Est. Passive Redemption
$0
Systemic Risk
STABLE
MMMEpicenterVTIETFVOOETFIVVETFCATLow RiskGSHigh RiskCATLow RiskGELow RiskBAHigh Risk
MMM Price Drop (%)0

If 3M Company (MMM) experiences a significant drawdown, ETF redemptions can create collateral selling pressure on co-held stocks. Our model identifies CATERPILLAR INC (CAT) as the most exposed collateral stock, sharing 2 ETFs with MMM. This is the "Passive Contagion" effect described in the Inelastic Market Hypothesis.

Contagion model based on shared ETF exposure and constituent weights across 29 tracked ETFs. Estimated selling pressure is a simplified model — actual impact depends on market liquidity, ETF redemption mechanics, and market-maker activity.

MMM Ownership Dynamics

Passive funds hold 1 in every 8 MMM shares, reducing daily market volatility.

Ticker
MMM
Total Shares
522M
ETF Lock-Up
12.8%
Display Mode
Total Float Impact
12.8%Locked Float

3M Company (MMM) exerts measurable gravity on the passive index market, currently representing 1.8% of the DIA (DIA) and 1.5% of the State Street Industrial Select Sector SPDR ETF (XLI). Across 30 tracked ETFs, approximately 67M shares (12.8% of float) are held by passive funds and rarely trade on the open market. This level of passive ownership means index rebalances can create outsized volume events.

Float lock-up computed from 30 ETFs tracked by SecuritiesDB. Actual passive ownership is higher (includes mutual funds, pension funds, etc.).

MMM Institutional Volume Profile

252-day volume distribution by price level. The Point of Control (POC) marks the price where the most institutional volume transacted — an implicit support/resistance floor.

TICKER
MMM
PRICE
$152.90
FLOOR (POC)
$151.45
STRENGTH
Medium
$140$142$1446%$1467%$148$1508%$151POC 11%$15310%$152.90$1559%$157$159$161$163$165$166$168$170$172$174$176
Focus Zone
Point of Control (POC) Support (below price) Resistance (above price) Current Price

The highest-volume price zone for 3M Company over the past year sits near $151.45 (11% of 252-day volume). The current price of $152.90 trades 1.0% above this institutional floor — a sign of upside momentum, though a pullback to the POC zone is a common reversion target.

Volume Profile computed from 252 trading days of OHLCV data. Volume allocated to price bins proportionally based on daily high-low range. Not investment advice.

MMM Capital Efficiency

How efficiently does 3M Company convert operating profits into free cash? The FCF Conversion ratio measures the gap between accounting earnings and real cash generation.

Free Cash Flow
$1.4B
EBITDA
$6.5B
FCF Conversion
22%
Reinvestment Rate
78%
22% of EBITDA → Free Cash
0% (cash burn)25% (low)50% (efficient)100% (pure cash)
ROIC
14.5%
ROIC − WACC Spread
3.5%

3M Company converts 22% of its EBITDA into free cash flow, a moderate conversion rate — significant EBITDA is consumed by capital expenditures, working capital changes, or interest payments. The 78% reinvestment rate signals aggressive capacity expansion. The positive ROIC-WACC spread of 3.5% confirms that reinvested capital creates shareholder value.

Capital efficiency = Free Cash Flow ÷ EBITDA. Reinvestment = (EBITDA − FCF) ÷ EBITDA. Metrics from latest annual filings. Not investment advice.

Fails-to-Deliver (FTD) History

SEC-reported settlement failures. Elevated FTDs can indicate high short-selling pressure, operational settlement issues, or naked shorting activity.

DateFailed SharesClose PriceNotional Value
2026-05-124$143.34$573.36
2026-05-06642$142.82$91,690.44
2026-05-04968$142.50$137,940
2026-05-017,492$146.52$1.1M
2026-04-301,517$143.87$218,250.79
2026-04-292,198$146.03$320,973.94
2026-04-282,108$145.77$307,283.16
2026-04-2417,124$144.84$2.5M
2026-04-232,674$145.78$389,815.72
2026-04-172,659$150.55$400,312.45
2026-04-15258$152.55$39,357.9
2026-04-13230$150.32$34,573.6
2026-04-10269$150.50$40,484.5
2026-04-073,312$144.50$478,584
2026-04-06320$144.47$46,230.4
2026-03-2553$146.67$7,773.51
2026-03-24330$146.56$48,364.8
2026-03-236$141.20$847.2
2026-03-1281$155.17$12,568.77
2026-03-0966$153.41$10,125.06
2026-02-13474$174.61$82,765.14
2026-02-09900$172.65$155,385
2026-02-06304$165.08$50,184.32
2026-01-2717$159.52$2,711.84
2026-01-21130,568$156.12$20.4M
2026-01-2027,545$167.80$4.6M
2026-01-053,947$161.82$638,703.54
2025-12-304,672$161.72$755,555.84
2025-12-22782$161.96$126,652.72
2025-12-171,052$163.20$171,686.4

Source: SEC Regulation SHO FTD data. Data is reported with a ~30 day delay. High FTD quantities relative to average daily volume may indicate settlement stress.

Price Correlations

Statistical correlation of daily returns with other stocks. High correlations indicate stocks that move together; negative correlations can offer diversification.

Peer252-Day (1Y)126-Day (6M)Direction
WTGXXNaNNaN
ITW0.6760.611Moderate
MAS0.6250.596Moderate
DOV0.6250.534Moderate
SWK0.6130.595Moderate
NDSN0.5930.569Moderate
PPG0.5880.543Moderate
AVY0.5650.490Moderate
IR0.5630.482Moderate
OC0.5520.528Moderate

Pearson correlation of daily log returns. 252d ≈ 1 trading year. Computed from price history. Not investment advice.

Compare MMM to Peers

Quant metrics computed deterministically from financial statements and price data. Updated: 2026-06-02.

SecuritiesDB provides programmatic data aggregation for informational purposes only. None of the metrics, summaries, or algorithmic flags constitute a recommendation to buy or sell any security.