Technology / Software - Infrastructure

Microsoft Corporation (MSFT)

$441.31
-4.17%
$3.34T
Market Cap
26.8
P/E Ratio
1.09
Beta
0.81%
Dividend Yield
Piotroski 5/9Altman Z 7.8 SafeBeneish M -2.57 CleanROIC−WACC +9.3%

Quantitative Summary

Deterministic

At 26.8x earnings — a 59% discount to the sector average of 65.0x — MSFT is in the lower valuation range. Financial health is average: Piotroski 5/9, Altman Z 7.8. DCF fair value of $121 implies 69% downside based on model assumptions.

Generated deterministically from quant metrics and financial statements. Not a recommendation.

Algorithmic Teardown

AI-Generated

Microsoft Corporation's fundamental quality is robust, as evidenced by a significant ROIC-WACC spread of +9.4%, indicating that the company generates returns well above its cost of capital. The DuPont analysis reveals strong profitability through high net margins (36.1%) and moderate asset turnover (0.46x), while leverage contributes to amplifying return on equity (ROE) at 29.6%. This financial structure is further supported by a Piotroski F-Score of 5/9, suggesting operational stability with some signs of potential weakness, alongside an Altman Z-Score of 8.2 and a Beneish M-Score indicating low likelihood of earnings manipulation (-2.57). These metrics collectively paint a picture of a well-managed company that effectively balances profitability and leverage.

In terms of valuation, Microsoft trades at a current P/E ratio of 23.4x, which is notably lower than the sector average (42.2x) but close to its five-year historical average (25.0x). The discounted cash flow analysis suggests a fair value of $123 per share, implying an upside potential that does not match current market expectations given the stock's price and implied future growth rate of 19.1%. This discrepancy could be due to factors such as cyclical headwinds or investor skepticism about sustaining high-growth rates over time. Additionally, Fama-French analysis reveals a negative alpha (-6.85%), indicating underperformance relative to market expectations, while insider activity shows significant net selling by insiders in the past 90 days ($3,058,893), potentially signaling internal concerns about near-term prospects or valuation.

Generated by LLM from quantitative data inputs. May contain inaccuracies. Not investment advice.

DCF Sandbox

Interactive
Market Price
$441.31
Fair Value
$123
Implied Upside
-72.1%
$123IMPLIED FAIR VALUEOVERVALUEDOVERUNDER
Growth Rate (Y1–5)5%
-10%20%50%
Discount Rate (WACC)11.5%
5%12.5%20%

5-year two-stage DCF. Terminal growth 3%. Default sliders match the pre-computed base case. Drag to explore scenarios. Not investment advice.

Reverse DCFMarket-Implied
19.9%annual FCF growth priced in at $441.31

The growth rate the market implicitly expects over the next 10 years to justify today's price. Compare with historical growth of 15% YoY revenue.

Sensitivity Matrix

TG ↓ / WACC →9.5%11.5%13.5%
2%$142$111$92
3%$158$121$97
4%$181$133$105

Center = base case. Green = >10% upside, Red = >10% downside vs $441.31.

Pre-computed DCF: WACC=11.5%, terminal growth 3%. Fair value $121 (-68.6%). Not investment advice.

Valuation Context

26.8x
MSFT P/E
65.0x
Sector Avg
25.9x
5Y Avg P/E
-59%
vs Sector

Currently trading 10% below its 5-year average P/E of 25.9x.

Price Chart with Moving Averages

Loading chart...
SMA 50 SMA 200

Technical Setup

AI Generated

Microsoft's stock is currently trading below its 50-day moving average but above its longer-term 200-day moving average, suggesting it may be in a period of consolidation or potential near-term weakness within an ongoing broader uptrend. With the RSI at 44.6, the security appears to be approaching oversold territory, indicating possible short-term support and reduced downside pressure relative to recent price action.

RSI (14)
SMA 50
SMA 200

Quant Health Deep Dive

5/9
Piotroski F-Score
Average — mixed operational signals
7.8
Altman Z-Score
Safe Zone — above 3.0 threshold per academic model. Thresholds: >3 safe, 1.8–3 grey, <1.8 distress.
-2.57
Beneish M-Score
Below threshold — no statistical earnings quality concern per Beneish model. Threshold: <-2.22 = below threshold.

Profitability & Value Creation

68.8%
Gross Margin
36.1%
Net Margin
20.8%
ROIC
11.5%
WACC
ROIC − WACC Spread: +9.3%— Positive value creation spread.
+14.9%
Revenue Growth (YoY)
+15.5%
Earnings Growth (YoY)
71.6B
Free Cash Flow
34%
FCF Payout Ratio

✅ Conservative payout — room for dividend increases.

DuPont Analysis — ROE Decomposition

Breaking down Return on Equity to see how the company generates its ROE — efficiency, margins, or leverage.

36.1%
Net Profit Margin
NI ÷ Revenue
×
0.46x
Asset Turnover
Revenue ÷ Assets
×
1.80x
Equity Multiplier
Assets ÷ Equity
=
29.6%
Return on Equity
✅ ROE driven primarily by strong profit margins — a sign of pricing power.

Balance Sheet Health

0.80x
Debt / Equity
1.35x
Current Ratio
52.8x
Interest Coverage
0.1x
Net Debt / EBITDA
2.59%
FCF Yield
160.2B
EBITDA

Insider Activity (Last 90 Days)

Net Insider Flow
-$3M
Net Selling
1
Buy Transactions
1
Sale Transactions
2026-03-06HOGAN KATHLEEN TSold 3/8 qtrsSale$5M
2026-02-18STANTON JOHN W.Buy$2M
2026-01-30LIST TERIGrant145 shares
2026-01-30STANTON JOHN W.Grant145 shares
2026-01-30SCHARF CHARLES WGrant145 shares

Open-market buys vs sells by company insiders. Source: yfinance.

Earnings Surprise History

Q4
✓ Beat
Est: $3.22
Act: $3.46
+7.4%
Q3
✓ Beat
Est: $3.38
Act: $3.65
+8.1%
Q2
✓ Beat
Est: $3.66
Act: $4.13
+12.7%
Q1
✓ Beat
Est: $3.92
Act: $4.14
+5.7%

EPS estimates vs actuals for the most recent reported quarters. Source: yfinance.

Dividend History

$0.9100
Latest Dividend
$3.40
2025 Total
+10.4%
YoY Growth
9 yrs
Consecutive Increases
Annual Dividends per Share
$0.75
2016
$1.59
2017
$1.72
2018
$1.89
2019
$2.09
2020
$2.30
2021
$2.54
2022
$2.79
2023
$3.08
2024
$3.40
2025
$1.82
2026
DateAmountChange
2026-05-21$0.91000.0%
2026-02-19$0.91000.0%
2025-11-20$0.9100+9.6%
2025-08-21$0.83000.0%
2025-05-15$0.83000.0%
2025-02-20$0.83000.0%
2024-11-21$0.8300+10.7%
2024-08-15$0.75000.0%
2024-05-15$0.75000.0%
2024-02-14$0.75000.0%
2023-11-15$0.7500+10.3%
2023-08-16$0.68000.0%
Stock Splits
2003-02-18: 2:11999-03-29: 2:11998-02-23: 2:11996-12-09: 2:11994-05-23: 2:11992-06-15: 1.5:11991-06-27: 1.5:11990-04-16: 2:11987-09-21: 2:1

Dividend and split data from SEC filings and market data. Amounts are per share, not adjusted for splits. Source: yfinance.

Risk Profile

26.1%
Annual Volatility
-0.11
Sharpe (1Y)
0.37
Sharpe (3Y)
-33.9%
Max Drawdown (3Y)
-37.1%
Max Drawdown (5Y)

Sharpe = risk-adjusted return (higher is better). Max drawdown = largest peak-to-trough decline. 1,200+ trading days.

Underwater (Drawdown from Peak)

How far below the all-time high the price has been over time. Deeper = more pain for holders.

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Rolling 60-Day Beta vs S&P 500 (VOO)

How the stock's sensitivity to market moves changes over time. β > 1 = more volatile than the market.

Loading beta chart...
Rolling Beta Market (β = 1.0)

Fama-French 5-Factor Exposure

Academic factor model decomposition — what's really driving this stock's returns.

0.94
Market β
Mkt-RF
-0.235
Size (SMB)
Large-cap tilt
-0.439
Value (HML)
Growth tilt
+0.196
Profit (RMW)
Robust
-0.630
Invest (CMA)
Aggressive
Alpha (annual): -6.85%
R²: 55.0%of variance explained by 5 factors

Fama-French 5-Factor Model. Data: Kenneth French Data Library. Regression over 3 years of daily returns.

Fundamentals

23.3
Forward P/E
1.32
PEG Ratio
8.07
Price/Book
34M
Avg Volume
$555.45
52W High
$356.28
52W Low
43%
52W Range Position

SEC Filings & Material Events

10-QQuarterly Report

Latest earnings

2026-01-28Read Filing →
8-KMaterial Event

Significant news

2026-01-28Read Filing →
8-KMaterial Event

Significant news

2025-12-08Read Filing →
10-QQuarterly Report

Latest earnings

2025-10-29Read Filing →
8-KMaterial Event

Significant news

2025-10-29Read Filing →

10-K Risk Factor Expansion

Word count of Item 1A (Risk Factors) across annual filings. Rising counts often signal new regulatory, competitive, or operational risks.

+2.3%
YoY Change (20212022)
10,373
Latest Word Count
+9%
3-Year Total
2020
2021
2022

Smart Money Flow

Institutional 13F filings from top hedge funds. Positions updated quarterly from SEC EDGAR.

FundQuarterShares Change% ChangeAction
Point72 Asset Mgmt2026-Q1+35,300+82.5%Increased
Tiger Global2026-Q1-2,977,747-54.4%Decreased
Soros Fund Management2026-Q1-51,075-19.4%Decreased
Renaissance Technologies2026-Q1-678,633-98.6%Decreased
Appaloosa Management2026-Q1-410,000-82.0%Decreased
Citadel Advisors2026-Q1+3,232,800+44.2%Increased
Bridgewater Associates2026-Q1+100,888+10.3%Increased
Two Sigma Investments2026-Q1+37,900+270.7%Increased
DE Shaw2026-Q1+294,294+10.8%Increased
Millennium Management2026-Q1-1,478,400-34.7%Decreased
Citadel Advisors2025-Q4-257,500-3.4%Decreased
Renaissance Technologies2025-Q4-630,789-47.8%Decreased

Source: SEC 13F-HR filings. 13F data is delayed ~45 days after quarter end. Not investment advice.

Passive Flow Attribution

ETF Draft Effect
$390.4B
Tracked Passive Exposure
8
ETFs Holding MSFT
5.36%
Avg Weight in ETFs
$7.3T
Total ETF AUM

When investors buy or sell ETFs like VGT or IVW, the fund manager is mechanically forced to buy or sell MSFT shares regardless of Microsoft Corporation's individual fundamentals. We estimate $390.4B of passive capital is structurally linked to MSFT through 8 tracked ETFs. This substantial passive exposure means that ETF inflows and outflows — not company fundamentals — can dominate daily volume on this stock.

Passive exposure = Σ (ETF AUM × stock weight in ETF) across 8 tracked ETFs. Actual passive ownership is larger (includes mutual funds). Not investment advice.

ETF Contagion Visualizer

Simulate a price drop in Microsoft Corporation to visualize passive redemption contagion across ETFs and collateral stocks.

MSFT Shock
-0%
Est. Passive Redemption
$0
Systemic Risk
STABLE
MSFTEpicenterVTIETFVOOETFIVVETFNVDALow RiskNVDALow RiskAAPLLow RiskNVDALow RiskNVDALow Risk
MSFT Price Drop (%)0

If Microsoft Corporation (MSFT) experiences a significant drawdown, ETF redemptions can create collateral selling pressure on co-held stocks. Our model identifies NVIDIA Corp. (NVDA) as the most exposed collateral stock, sharing 1 ETFs with MSFT. This is the "Passive Contagion" effect described in the Inelastic Market Hypothesis.

Contagion model based on shared ETF exposure and constituent weights across 46 tracked ETFs. Estimated selling pressure is a simplified model — actual impact depends on market liquidity, ETF redemption mechanics, and market-maker activity.

MSFT Ownership Dynamics

Passive funds hold 1 in every 8 MSFT shares, reducing daily market volatility.

Ticker
MSFT
Total Shares
7.4B
ETF Lock-Up
12.7%
Display Mode
Total Float Impact
12.7%Locked Float

Microsoft Corporation (MSFT) exerts measurable gravity on the passive index market, currently representing 10.0% of the VGT (VGT) and 9.1% of the IVW (IVW). Across 35 tracked ETFs, approximately 944M shares (12.7% of float) are held by passive funds and rarely trade on the open market. This level of passive ownership means index rebalances can create outsized volume events.

Float lock-up computed from 35 ETFs tracked by SecuritiesDB. Actual passive ownership is higher (includes mutual funds, pension funds, etc.).

MSFT Institutional Volume Profile

252-day volume distribution by price level. The Point of Control (POC) marks the price where the most institutional volume transacted — an implicit support/resistance floor.

TICKER
MSFT
PRICE
$441.31
FLOOR (POC)
$508.21
STRENGTH
Medium
$361$371$381$391$4019%$4109%$4209%$430$440$441.31$449$459$469$4799%$4897%$4988%$508POC 11%$5186%$528$538$547
Focus Zone
Point of Control (POC) Support (below price) Resistance (above price) Current Price

The highest-volume price zone for Microsoft Corporation over the past year sits near $508.21 (11% of 252-day volume). The current price of $441.31 sits 13.2% below the POC — suggesting potential mean-reversion upside if institutional demand reasserts at this level.

Volume Profile computed from 252 trading days of OHLCV data. Volume allocated to price bins proportionally based on daily high-low range. Not investment advice.

MSFT Capital Efficiency

How efficiently does Microsoft Corporation convert operating profits into free cash? The FCF Conversion ratio measures the gap between accounting earnings and real cash generation.

Free Cash Flow
$71.6B
EBITDA
$160.2B
FCF Conversion
45%
Reinvestment Rate
55%
45% of EBITDA → Free Cash
0% (cash burn)25% (low)50% (efficient)100% (pure cash)
ROIC
20.8%
ROIC − WACC Spread
9.3%

Microsoft Corporation converts 45% of its EBITDA into free cash flow, a healthy conversion rate indicating efficient capital management — the business generates substantial cash after reinvestment. The 55% reinvestment rate signals aggressive capacity expansion. The positive ROIC-WACC spread of 9.3% confirms that reinvested capital creates shareholder value.

Capital efficiency = Free Cash Flow ÷ EBITDA. Reinvestment = (EBITDA − FCF) ÷ EBITDA. Metrics from latest annual filings. Not investment advice.

Fails-to-Deliver (FTD) History

SEC-reported settlement failures. Elevated FTDs can indicate high short-selling pressure, operational settlement issues, or naked shorting activity.

DateFailed SharesClose PriceNotional Value
2026-05-144,537$405.21$1.8M
2026-05-131,901$407.77$775,170.77
2026-05-11210,742$415.12$87.5M
2026-05-061$411.38$411.38
2026-05-0515,830$413.62$6.5M
2026-05-049,500$414.44$3.9M
2026-04-281,138$424.82$483,445.16
2026-04-276,501$424.62$2.8M
2026-04-241$415.75$415.75
2026-04-23157$432.92$67,968.44
2026-04-2298$424.16$41,567.68
2026-04-2130,000$418.07$12.5M
2026-04-2033,731$422.79$14.3M
2026-04-171$420.26$420.26
2026-04-1610,200$411.22$4.2M
2026-04-1416,802$384.37$6.5M
2026-04-101,258$373.07$469,322.06
2026-04-0965$374.33$24,331.45
2026-04-08874$372.29$325,381.46
2026-04-07585$372.88$218,134.8
2026-04-068,600$373.46$3.2M
2026-04-0270,356$369.37$26.0M
2026-04-01101,968$370.17$37.7M
2026-03-31249$358.96$89,381.04
2026-03-30445$356.77$158,762.65
2026-03-27493$365.97$180,423.21
2026-03-2648$371.04$17,809.92
2026-03-25585$372.74$218,052.9
2026-03-2494,187$383.00$36.1M
2026-03-23392,396$381.87$149.8M

Source: SEC Regulation SHO FTD data. Data is reported with a ~30 day delay. High FTD quantities relative to average daily volume may indicate settlement stress.

Institutional Holdings (13F Filings)

Raw SEC 13F-HR filings from institutional investment managers. Shows exact share counts and portfolio values as reported to the SEC.

FundQuarterSharesValue ($K)
Citadel Advisors2026-Q110,543,100$3,902,739,327K
DE Shaw2026-Q13,006,618$1,112,959,785K
Millennium Management2026-Q12,781,800$1,029,738,906K
Tiger Global2026-Q12,500,000$925,425,000K
Bridgewater Associates2026-Q11,084,979$401,626,676K
Soros Fund Management2026-Q1211,966$78,463,454K
Appaloosa Management2026-Q190,000$33,315,300K
Point72 Asset Mgmt2026-Q178,100$28,910,277K
Two Sigma Investments2026-Q151,900$19,211,823K
Renaissance Technologies2026-Q19,485$3,517,796K
Citadel Advisors2025-Q47,310,300$3,535,407,286K
Tiger Global2025-Q45,477,747$2,649,148,004K
Millennium Management2025-Q44,260,200$2,060,317,924K
DE Shaw2025-Q42,712,324$1,311,734,133K
Bridgewater Associates2025-Q4984,091$475,926,089K

Source: SEC 13F-HR filings. Values reported in thousands. 13F data is delayed ~45 days after quarter end.

SEC Comment Letters

SEC correspondence with the company regarding their filings. Comment letters often flag disclosure deficiencies, accounting concerns, or material omissions.

Source: SEC EDGAR correspondence. Comment letters are public records of SEC staff review of company filings.

Price Correlations

Statistical correlation of daily returns with other stocks. High correlations indicate stocks that move together; negative correlations can offer diversification.

Peer252-Day (1Y)126-Day (6M)Direction
WTGXXNaNNaN
NOW0.5080.567Moderate
SAP0.4970.646Moderate
CRWD0.4960.566Moderate
SNOW0.4650.503Moderate
CRM0.4650.536Moderate
NVDA0.4450.374Moderate
CDNS0.4440.494Moderate
ZS0.4270.462Moderate
PANW0.4270.520Moderate

Pearson correlation of daily log returns. 252d ≈ 1 trading year. Computed from price history. Not investment advice.

Compare MSFT to Peers

Quant metrics computed deterministically from financial statements and price data. Updated: 2026-06-02.

SecuritiesDB provides programmatic data aggregation for informational purposes only. None of the metrics, summaries, or algorithmic flags constitute a recommendation to buy or sell any security.