Cullen/Frost Bankers, Inc. vs Ameris Bancorp
CFR and ABCB are evenly matched across key metrics.
🏆 Tale of the Tape
Green = winner in each category. Higher is better except P/E (lower = cheaper).
Rolling Correlation
Highly correlated — these stocks tend to move together. Limited diversification benefit.
Fundamentals
| Metric | CFR | ABCB |
|---|---|---|
| Market Cap | $8.5B | $5.7B |
| P/E Ratio | 13.2x | 13.3x |
| Forward P/E | 12.3x | 11.8x |
| P/B | 1.94x | 1.39x |
| Dividend Yield | 3.04% | 0.95% |
| Beta | 0.58 | 0.94 |
Quantitative Metrics
| Metric | CFR | ABCB |
|---|---|---|
| DCF Fair Value | $187.87 | $122.95 |
| DCF Upside | +31.3% | +47.4% |
| Piotroski F | 6/9 | 4/9 |
| Altman Z | 0.27 | 0.30 |
| Beneish M | — | — |
| FCF Yield | 34.89% | 7.03% |
| Net Debt/EBITDA | — | — |
| ROIC | — | — |
| WACC | 8.5% | 9.9% |
| ROIC – WACC | — | — |
| Gross Margin | — | — |
| Net Margin | 29.0% | 35.1% |
| Rev Growth YoY | 8.3% | 6.3% |
| Sharpe (1Y) | 0.98 | 1.58 |
| Max Drawdown 3Y | -27.4% | -29.5% |
| FCF Payout Ratio | 206% | 15% |
CFR Price
ABCB Price
ETF Exposure
More Comparisons
Quant metrics computed from financial statements and 1,200+ trading days. Correlation is Pearson coefficient on daily log returns. Not investment advice.
CFR vs ABCB: Head-to-Head Analysis
Cullen/Frost Bankers, Inc. (CFR) and Ameris Bancorp (ABCB) represent two companies in the Financial Services sector. Our quantitative Tale of the Tape shows these companies are evenly matched across profitability, valuation, and risk metrics.
The 252-day rolling correlation between CFR and ABCB is 0.802, indicating these stocks move closely together, offering limited diversification benefit in a portfolio context.
CFR appears in 23 ETFs tracked by SecuritiesDB, while ABCB appears in 12 ETFs. Investors holding broad-market ETFs may already have indirect exposure to both stocks.
Frequently Asked Questions
Which stock is the better investment, CFR or ABCB?
Our quantitative analysis compares CFR and ABCB across nine fundamental dimensions. CFR and ABCB are evenly matched across key metrics. However, stock selection depends on your individual risk tolerance, time horizon, and portfolio context. These metrics are computed from SEC filings and market data — they are not investment recommendations.
Are CFR and ABCB correlated?
The 252-day correlation between CFR and ABCB is 0.802. They are highly correlated, meaning they tend to move together.
How is the Tale of the Tape scored?
The Tale of the Tape compares both stocks across nine categories: profitability (net margin), valuation (P/E), efficiency (ROIC), health (Piotroski F-Score), safety (Altman Z-Score), growth (revenue YoY), risk (Sharpe ratio), leverage (debt-to-equity), and cash generation (FCF yield). The stock that wins more categories takes the overall score. Lower P/E and lower debt-to-equity count as wins.