Utilities

PG&E Corporation (PCG)

$16.57
+2.60%
$36.0B
Market Cap
12.7
P/E Ratio
0.29
Beta
1.22%
Dividend Yield
Piotroski 5/9Altman Z 0.5 DistressBeneish M -2.79 CleanROIC−WACC -2.6%

Quantitative Summary

Deterministic

At 12.7x earnings — a 48% discount to the sector average of 24.4x — PCG is in the lower valuation range. Financial health is average: Piotroski 5/9, Altman Z 0.5.

Generated deterministically from quant metrics and financial statements. Not a recommendation.

Algorithmic Teardown

AI-Generated

The fundamental economics of PCG reveal a capital allocation challenge where the return on invested capital of 3.4% significantly underperforms the estimated cost of equity at 5.1%, creating a negative spread that erodes shareholder value over time. Despite this drag, earnings per share are supported by high leverage and moderate asset turnover rather than operational efficiency; the DuPont decomposition shows an ROE of 8.2% driven primarily by an equity multiplier of 4.32x, while net margins sit at a respectable 10.8%. This reliance on financial engineering is corroborated by a weak profitability factor score of -0.225 and an Altman Z-Score of 0.5, which signals elevated distress risk despite a moderate Piotroski F-Score of 5/9 and a clean Beneish M-Score suggesting low earnings manipulation likelihood.

Valuation metrics present a mixed picture where the current P/E of 15.1x appears compressed relative to historical norms but trades at a premium compared to the sector average, implying the market may be pricing in stability that is not reflected in the underlying capital efficiency. A discounted cash flow analysis suggests fair value is constrained by the inability to generate returns above the cost of debt and equity, with implied growth rates failing to justify the multiple given the sluggish 2.1% revenue expansion year-over-year. The negative Fama-French alpha of -0.97% annually further indicates that recent performance has lagged behind a standard market benchmark adjusted for size, value, and profitability characteristics.

Risk factors are amplified by significant insider activity over the last ninety days, with net selling totaling $3.1 million, which often precedes downward revisions in analyst expectations or strategic shifts not yet visible in public filings. The combination of negative capital spreads, distress indicators, and active insider distribution creates a risk-reward profile where downside protection is limited while upside potential remains capped by the structural inability to improve ROIC without substantial margin expansion or deleveraging. Investors must weigh whether current pricing adequately compensates for these fundamental headwinds versus any latent catalysts that could reverse the negative alpha trajectory.

Generated by LLM from quantitative data inputs. May contain inaccuracies. Not investment advice.

Valuation Context

12.7x
PCG P/E
24.4x
Sector Avg
15.7x
5Y Avg P/E
-48%
vs Sector

Currently trading 0% above its 5-year average P/E of 15.7x.

Price Chart with Moving Averages

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SMA 50 SMA 200

Quant Health Deep Dive

5/9
Piotroski F-Score
Average — mixed operational signals
0.5
Altman Z-Score
Distress Zone — below 1.8 threshold per academic model. Thresholds: >3 safe, 1.8–3 grey, <1.8 distress.
-2.79
Beneish M-Score
Below threshold — no statistical earnings quality concern per Beneish model. Threshold: <-2.22 = below threshold.

Profitability & Value Creation

39.6%
Gross Margin
10.8%
Net Margin
3.4%
ROIC
6.0%
WACC
ROIC − WACC Spread: -2.6%— Negative spread.
+2.1%
Revenue Growth (YoY)
+7.6%
Earnings Growth (YoY)
-3.1B
Free Cash Flow

DuPont Analysis — ROE Decomposition

Breaking down Return on Equity to see how the company generates its ROE — efficiency, margins, or leverage.

10.8%
Net Profit Margin
NI ÷ Revenue
×
0.18x
Asset Turnover
Revenue ÷ Assets
×
4.32x
Equity Multiplier
Assets ÷ Equity
=
8.2%
Return on Equity
⚠️ High equity multiplier — ROE is being amplified by leverage, not operational excellence.

Balance Sheet Health

3.32x
Debt / Equity
0.97x
Current Ratio
1.8x
Interest Coverage
5.6x
Net Debt / EBITDA
-3.15%
FCF Yield
10.1B
EBITDA

Insider Activity (Last 90 Days)

Net Insider Flow
-$3M
Net Selling
0
Buy Transactions
5
Sale Transactions
2026-03-17COOPER KERRY WHORTONSold 1/8 qtrsSale$46,700
2026-03-16PETERMAN CARLA JSold 3/8 qtrsSale$582,002
2026-03-16BURKE CAROLYN JEANNEGrant144,806 shares
2026-03-05SINGH SUMEETSold 1/8 qtrsSale$1M
2026-03-04POPPE PATRICIA K.Sold 3/8 qtrsGrant236,465 shares

Open-market buys vs sells by company insiders. Source: yfinance.

Earnings Surprise History

Q4
✗ Miss
Est: $0.34
Act: $0.33
-3.0%
Q3
✗ Miss
Est: $0.32
Act: $0.31
-1.9%
Q2
✓ Beat
Est: $0.43
Act: $0.50
+17.3%
Q1
✗ Miss
Est: $0.36
Act: $0.36
-1.1%

EPS estimates vs actuals for the most recent reported quarters. Source: yfinance.

Dividend History

$0.0500
Latest Dividend
$0.13
2025 Total
+127.3%
YoY Growth
2 yrs
Consecutive Increases
Annual Dividends per Share
$1.36
2010
$1.82
2011
$1.82
2012
$1.82
2013
$1.82
2014
$1.82
2015
$1.93
2016
$1.55
2017
$0.01
2023
$0.06
2024
$0.13
2025
$0.05
2026
DateAmountChange
2026-03-31$0.05000.0%
2025-12-31$0.0500+100.0%
2025-09-30$0.02500.0%
2025-06-30$0.02500.0%
2025-03-31$0.02500.0%
2024-12-31$0.0250+150.0%
2024-09-30$0.01000.0%
2024-06-28$0.01000.0%
2024-03-27$0.01000.0%
2023-12-28$0.0100-98.1%
2017-09-28$0.53000.0%
2017-06-28$0.5300+8.2%
Stock Splits
1983-07-18: 2:1

Dividend and split data from SEC filings and market data. Amounts are per share, not adjusted for splits. Source: yfinance.

Risk Profile

28.1%
Annual Volatility
0.18
Sharpe (1Y)
0.04
Sharpe (3Y)
-39.6%
Max Drawdown (3Y)
-39.6%
Max Drawdown (5Y)

Sharpe = risk-adjusted return (higher is better). Max drawdown = largest peak-to-trough decline. 1,200+ trading days.

Underwater (Drawdown from Peak)

How far below the all-time high the price has been over time. Deeper = more pain for holders.

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Rolling 60-Day Beta vs S&P 500 (VOO)

How the stock's sensitivity to market moves changes over time. β > 1 = more volatile than the market.

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Rolling Beta Market (β = 1.0)

Fama-French 5-Factor Exposure

Academic factor model decomposition — what's really driving this stock's returns.

0.54
Market β
Mkt-RF
-0.117
Size (SMB)
Large-cap tilt
+0.491
Value (HML)
Value tilt
-0.225
Profit (RMW)
Weak
+0.498
Invest (CMA)
Conservative
Alpha (annual): -0.97%
R²: 16.5%of variance explained by 5 factors

Fama-French 5-Factor Model. Data: Kenneth French Data Library. Regression over 3 years of daily returns.

Fundamentals

9.1
Forward P/E
0.71
PEG Ratio
1.14
Price/Book
22M
Avg Volume
$19.16
52W High
$12.97
52W Low
58%
52W Range Position

Passive Flow Attribution

ETF Draft Effect
$5.5B
Tracked Passive Exposure
8
ETFs Holding PCG
0.09%
Avg Weight in ETFs
$6.1T
Total ETF AUM

When investors buy or sell ETFs like XLU or VPU, the fund manager is mechanically forced to buy or sell PCG shares regardless of PG&E Corporation's individual fundamentals. We estimate $5.5B of passive capital is structurally linked to PCG through 8 tracked ETFs. This substantial passive exposure means that ETF inflows and outflows — not company fundamentals — can dominate daily volume on this stock.

Passive exposure = Σ (ETF AUM × stock weight in ETF) across 8 tracked ETFs. Actual passive ownership is larger (includes mutual funds). Not investment advice.

ETF Contagion Visualizer

Simulate a price drop in PG&E Corporation to visualize passive redemption contagion across ETFs and collateral stocks.

PCG Shock
-0%
Est. Passive Redemption
$0
Systemic Risk
STABLE
PCGEpicenterVTIETFVOOETFIVVETFNEEHigh RiskNEEHigh RiskSOHigh RiskCEGMed RiskDUKHigh Risk
PCG Price Drop (%)0

If PG&E Corporation (PCG) experiences a significant drawdown, ETF redemptions can create collateral selling pressure on co-held stocks. Our model identifies NEXTERA ENERGY INC (NEE) as the most exposed collateral stock, sharing 1 ETFs with PCG. This is the "Passive Contagion" effect described in the Inelastic Market Hypothesis.

Contagion model based on shared ETF exposure and constituent weights across 25 tracked ETFs. Estimated selling pressure is a simplified model — actual impact depends on market liquidity, ETF redemption mechanics, and market-maker activity.

PCG Ownership Dynamics

Passive funds hold 1 in every 6 PCG shares, reducing daily market volatility.

Ticker
PCG
Total Shares
2.2B
ETF Lock-Up
15.7%
Display Mode
Total Float Impact
15.7%Locked Float

PG&E Corporation (PCG) exerts notable gravity on the passive index market, currently representing 2.6% of the State Street Utilities Select Sector SPDR ETF (XLU) and 2.3% of the VPU (VPU). Across 26 tracked ETFs, approximately 345M shares (15.7% of float) are held by passive funds and rarely trade on the open market. This level of passive ownership means index rebalances can create outsized volume events.

Float lock-up computed from 26 ETFs tracked by SecuritiesDB. Actual passive ownership is higher (includes mutual funds, pension funds, etc.).

PCG Institutional Volume Profile

252-day volume distribution by price level. The Point of Control (POC) marks the price where the most institutional volume transacted — an implicit support/resistance floor.

TICKER
PCG
PRICE
$16.57
FLOOR (POC)
$14.94
STRENGTH
Medium
$13$13$14$146%$14$15$15POC 11%$1511%$168%$1610%$169%$178%$16.57$17$17$17$18$18$18$19$19
Focus Zone
Point of Control (POC) Support (below price) Resistance (above price) Current Price

The highest-volume price zone for PG&E Corporation over the past year sits near $14.94 (11% of 252-day volume). The current price of $16.57 trades 10.9% above this institutional floor — a sign of upside momentum, though a pullback to the POC zone is a common reversion target.

Volume Profile computed from 252 trading days of OHLCV data. Volume allocated to price bins proportionally based on daily high-low range. Not investment advice.

PCG Capital Efficiency

How efficiently does PG&E Corporation convert operating profits into free cash? The FCF Conversion ratio measures the gap between accounting earnings and real cash generation.

Free Cash Flow
$-3,071,000,000
EBITDA
$10.1B
FCF Conversion
-30%
Reinvestment Rate
130%
-30% of EBITDA → Free Cash
0% (cash burn)25% (low)50% (efficient)100% (pure cash)
ROIC
3.4%
ROIC − WACC Spread
-2.6%

PG&E Corporation converts -30% of its EBITDA into free cash flow, negative FCF conversion — the company is consuming cash faster than it generates EBITDA, which is unsustainable long-term. The 130% reinvestment rate signals aggressive capacity expansion. However, the ROIC-WACC spread is negative (-2.6%), suggesting reinvested capital is destroying shareholder value.

Capital efficiency = Free Cash Flow ÷ EBITDA. Reinvestment = (EBITDA − FCF) ÷ EBITDA. Metrics from latest annual filings. Not investment advice.

Fails-to-Deliver (FTD) History

SEC-reported settlement failures. Elevated FTDs can indicate high short-selling pressure, operational settlement issues, or naked shorting activity.

DateFailed SharesClose PriceNotional Value
2026-04-1511,745$17.56$206,242.2
2026-03-27258$17.37$4,481.46
2026-03-26359,849$17.44$6.3M
2026-03-25219$17.34$3,797.46
2026-03-235,308$17.32$91,934.56
2026-03-199,610$18.17$174,613.7
2026-03-1718,214$18.45$336,048.3
2026-03-161,519$18.14$27,554.66
2026-02-1911$17.88$196.68
2026-02-183,879$18.02$69,899.58
2026-02-17500$18.16$9,080
2026-02-1081$16.35$1,324.35
2026-01-0536$16.27$585.72
2026-01-021,120$16.07$17,998.4
2025-12-1782,177$15.27$1.3M
2025-12-126,687$14.83$99,168.21
2025-12-116,658$15.08$100,402.64
2025-12-096,650$14.94$99,351
2025-11-1251,046$16.59$846,853.14
2025-11-04257$15.91$4,088.87
2025-10-15342$16.40$5,608.8
2025-10-14169,343$15.97$2.7M
2025-10-1070,305$16.24$1.1M
2025-10-07237,243$16.04$3.8M
2025-10-06175$15.90$2,782.5

Source: SEC Regulation SHO FTD data. Data is reported with a ~30 day delay. High FTD quantities relative to average daily volume may indicate settlement stress.

Price Correlations

Statistical correlation of daily returns with other stocks. High correlations indicate stocks that move together; negative correlations can offer diversification.

Peer252-Day (1Y)126-Day (6M)Direction
WTGXXNaNNaN
EIX0.7880.777High co-movement
SRE0.6120.550Moderate
AEE0.5210.650Moderate
VRTPX0.5200.576Moderate
ATO0.4880.616Moderate
FE0.4870.516Moderate
XEL0.4760.588Moderate
LNT0.4710.580Moderate
PNW0.4590.517Moderate

Pearson correlation of daily log returns. 252d ≈ 1 trading year. Computed from price history. Not investment advice.

Compare PCG to Peers

Quant metrics computed deterministically from financial statements and price data. Updated: 2026-06-02.

SecuritiesDB provides programmatic data aggregation for informational purposes only. None of the metrics, summaries, or algorithmic flags constitute a recommendation to buy or sell any security.