Essent Group Ltd. vs Arch Capital Group Ltd.
ESNT and ACGL are evenly matched across key metrics.
🏆 Tale of the Tape
Green = winner in each category. Higher is better except P/E (lower = cheaper).
Fundamentals
| Metric | ESNT | ACGL |
|---|---|---|
| Market Cap | $5.5B | $31.2B |
| P/E Ratio | 8.4x | 6.9x |
| Forward P/E | 7.5x | 9.0x |
| P/B | 0.96x | 1.34x |
| Dividend Yield | 2.42% | — |
| Beta | 0.87 | 0.33 |
Quantitative Metrics
| Metric | ESNT | ACGL |
|---|---|---|
| DCF Fair Value | $209.63 | $453.32 |
| DCF Upside | — | +366.9% |
| Piotroski F | 5/9 | 5/9 |
| Altman Z | 3.50 | 1.31 |
| Beneish M | — | — |
| FCF Yield | 14.47% | 17.06% |
| Net Debt/EBITDA | 0.4x | 0.3x |
| ROIC | 9.1% | 5.1% |
| WACC | 9.7% | 7.7% |
| ROIC – WACC | -0.7pp | -2.6pp |
| Gross Margin | — | — |
| Net Margin | 53.6% | 22.8% |
| Rev Growth YoY | 1.7% | 14.0% |
| Sharpe (1Y) | — | 0.16 |
| Max Drawdown 3Y | — | -22.4% |
| FCF Payout Ratio | 14% | 1% |
ESNT Price
ACGL Price
ETF Exposure
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Quant metrics computed from financial statements and 1,200+ trading days. Correlation is Pearson coefficient on daily log returns. Not investment advice.
ESNT vs ACGL: Head-to-Head Analysis
Essent Group Ltd. (ESNT) and Arch Capital Group Ltd. (ACGL) represent two companies in the Financial Services sector. Our quantitative Tale of the Tape shows these companies are evenly matched across profitability, valuation, and risk metrics.
In terms of capital efficiency, ESNT generates a return on invested capital (ROIC) of 9.1% compared to ACGL's 5.1%. This suggests ESNT is more effective at deploying capital to generate shareholder returns.
ESNT appears in 13 ETFs tracked by SecuritiesDB, while ACGL appears in 19 ETFs. Investors holding broad-market ETFs may already have indirect exposure to both stocks.
Frequently Asked Questions
Which stock is the better investment, ESNT or ACGL?
Our quantitative analysis compares ESNT and ACGL across nine fundamental dimensions. ESNT and ACGL are evenly matched across key metrics. However, stock selection depends on your individual risk tolerance, time horizon, and portfolio context. These metrics are computed from SEC filings and market data — they are not investment recommendations.
Are ESNT and ACGL correlated?
Correlation data is not yet available for this pair. Check back after both stocks have sufficient trading history.
How is the Tale of the Tape scored?
The Tale of the Tape compares both stocks across nine categories: profitability (net margin), valuation (P/E), efficiency (ROIC), health (Piotroski F-Score), safety (Altman Z-Score), growth (revenue YoY), risk (Sharpe ratio), leverage (debt-to-equity), and cash generation (FCF yield). The stock that wins more categories takes the overall score. Lower P/E and lower debt-to-equity count as wins.