Healthcare / Healthcare Plans

Centene Corporation (CNC)

$59.99
-3.24%
$29.4B
Market Cap
P/E Ratio
1.06
Beta
Dividend Yield
Piotroski 3/9Altman Z 2.7 Gray ZoneBeneish M -3.06 CleanROIC−WACC -18.2%

Quantitative Summary

Deterministic

Below-average fundamentals indicated by Piotroski score of 3/9. DCF fair value of $149 implies 298% upside from current prices based on model assumptions.

Generated deterministically from quant metrics and financial statements. Not a recommendation.

Algorithmic Teardown

AI-Generated

The fundamental economics of this healthcare entity reveal a severe capital allocation challenge, characterized by an ROIC-WACC spread of -17.8% that indicates value destruction rather than creation. The DuPont decomposition underscores this distress: while asset turnover remains robust at 2.54x and leverage sits high at 3.83x, these operational drivers cannot offset a net margin contraction to -3.4%, resulting in an ROE of -33.3%. Quality screening metrics further highlight structural fragility; the Piotroski F-Score of 3/9 signals deteriorating financial health, and while the Beneish M-Score of -3.06 suggests earnings manipulation is unlikely, the Altman Z-Score of 2.7 places the firm in a zone approaching distress thresholds.

Valuation metrics present a stark dichotomy between historical performance and theoretical DCF models. The current multiple trades at a significant discount relative to the sector average P/E of 36.8x, yet this compression aligns with an implied ten-year free cash flow growth rate of -20.0% embedded in the valuation framework. While the DCF model projects a fair value implying substantial upside potential based on specific long-term assumptions, such a wide gap often reflects market pricing in persistent profitability issues rather than transient shocks. The weak profitability factor score of -0.307 reinforces that current earnings power is insufficient to justify traditional growth premiums, even if revenue expansion remains strong at 19.4% year-over-year.

Risk-adjusted return profiles derived from Fama-French factors indicate a challenging risk/reward asymmetry. Despite exhibiting a positive value tilt with an HML factor of 0.250, the annualized alpha of -19.70% suggests consistent underperformance relative to its size and book-to-market peers over time. With insider activity remaining neutral at zero flow over the past ninety days, there is no clear signal from management regarding future capital deployment or strategic shifts intended to address the underlying margin compression. Investors must weigh the theoretical DCF upside against the empirical evidence of negative alpha generation and a deteriorating Piotroski score before drawing conclusions on long-term viability.

Generated by LLM from quantitative data inputs. May contain inaccuracies. Not investment advice.

DCF Sandbox

Interactive
Market Price
$59.99
Fair Value
$147
Implied Upside
+145.2%
$147IMPLIED FAIR VALUEUNDERVALUEDOVERUNDER
Growth Rate (Y1–5)-10%
-10%20%50%
Discount Rate (WACC)6.3%
5%12.5%20%

5-year two-stage DCF. Terminal growth 3%. Default sliders match the pre-computed base case. Drag to explore scenarios. Not investment advice.

Reverse DCFMarket-Implied
-18.4%annual FCF growth priced in at $59.99

The growth rate the market implicitly expects over the next 10 years to justify today's price. Compare with historical growth of 19% YoY revenue.

Sensitivity Matrix

TG ↓ / WACC →6%6.3%8.3%
2%$128$120$83
3%$164$149$95
4%$234$205$112

Center = base case. Green = >10% upside, Red = >10% downside vs $59.99.

Pre-computed DCF: WACC=6.3%, terminal growth 3%. Fair value $149 (+298.3%). Not investment advice.

Price Chart with Moving Averages

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SMA 50 SMA 200

Technical Setup

AI Generated

Centene Corporation is currently trading at $58.23 within the healthcare sector, presenting a snapshot of its immediate market positioning without explicit directional guidance regarding future price movements. To assess momentum and trend integrity, one would typically compare this current level against key moving averages to determine if recent pricing action aligns with longer-term trajectories or signals a potential divergence. The Relative Strength Index serves as a critical gauge for short-term velocity; while specific RSI values are not provided in the available data, any reading above 70 often suggests overbought conditions where selling pressure might emerge, whereas readings below 30 could indicate oversold territory ripe for a rebound. Observing whether the stock price maintains its position relative to these dynamic averages helps clarify if the current trend has structural support or is facing resistance. In this technical context, the interplay between the $58.23 mark and established moving average lines reveals the prevailing market sentiment without dictating specific actions for market participants. If the price hovers above these benchmarks, it generally reflects sustained bullish momentum driven by recent buying interest, while a position below them might signal weakening demand or a corrective phase following prior gains. The absence of concrete RSI data prevents a definitive conclusion on short-term exhaustion or accumulation, leaving analysts to infer potential inflection points based solely on the price level relative to historical norms. Ultimately, this setup highlights the importance of monitoring how Centene's valuation evolves against its own moving averages and momentum indicators to identify shifts in market

RSI (14)
SMA 50
SMA 200

Quant Health Deep Dive

3/9
Piotroski F-Score
Weak — below-average operational and profitability metrics
2.7
Altman Z-Score
Grey Zone — between 1.8 and 3.0 thresholds. Thresholds: >3 safe, 1.8–3 grey, <1.8 distress.
-3.06
Beneish M-Score
Below threshold — no statistical earnings quality concern per Beneish model. Threshold: <-2.22 = below threshold.

Profitability & Value Creation

7.1%
Gross Margin
-3.4%
Net Margin
-11.9%
ROIC
6.3%
WACC
ROIC − WACC Spread: -18.2%— Negative spread.
+19.4%
Revenue Growth (YoY)
-301.9%
Earnings Growth (YoY)
4.3B
Free Cash Flow

DuPont Analysis — ROE Decomposition

Breaking down Return on Equity to see how the company generates its ROE — efficiency, margins, or leverage.

-3.4%
Net Profit Margin
NI ÷ Revenue
×
2.54x
Asset Turnover
Revenue ÷ Assets
×
3.83x
Equity Multiplier
Assets ÷ Equity
=
-33.3%
Return on Equity
⚠️ High equity multiplier — ROE is being amplified by leverage, not operational excellence.

Balance Sheet Health

2.83x
Debt / Equity
1.10x
Current Ratio
-8.9x
Interest Coverage
24.27%
FCF Yield
-4.8B
EBITDA

Earnings Surprise History

Q4
✓ Beat
Est: $2.52
Act: $2.90
+15.3%
Q3
✗ Miss
Est: $0.21
Act: $-0.16
-177.3%
Q2
✓ Beat
Est: $-0.16
Act: $0.50
+404.3%
Q1
✓ Beat
Est: $-1.22
Act: $-1.19
+2.5%

EPS estimates vs actuals for the most recent reported quarters. Source: yfinance.

Risk Profile

60.5%
Annual Volatility
-0.54
Sharpe (1Y)
-60.8%
Max Drawdown (5Y)

Sharpe = risk-adjusted return (higher is better). Max drawdown = largest peak-to-trough decline. 1,200+ trading days.

Underwater (Drawdown from Peak)

How far below the all-time high the price has been over time. Deeper = more pain for holders.

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Rolling 60-Day Beta vs S&P 500 (VOO)

How the stock's sensitivity to market moves changes over time. β > 1 = more volatile than the market.

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Rolling Beta Market (β = 1.0)

Fama-French 5-Factor Exposure

Academic factor model decomposition — what's really driving this stock's returns.

0.18
Market β
Mkt-RF
-0.148
Size (SMB)
Large-cap tilt
+0.250
Value (HML)
Value tilt
-0.307
Profit (RMW)
Weak
+0.688
Invest (CMA)
Conservative
Alpha (annual): -19.70%
R²: 1.4%of variance explained by 5 factors

Fama-French 5-Factor Model. Data: Kenneth French Data Library. Regression over 3 years of daily returns.

Fundamentals

13.4
Forward P/E
1.13
PEG Ratio
1.37
Price/Book
6M
Avg Volume
$60.76
52W High
$25.08
52W Low
98%
52W Range Position

Passive Flow Attribution

ETF Draft Effect
$3.6B
Tracked Passive Exposure
8
ETFs Holding CNC
0.06%
Avg Weight in ETFs
$6.3T
Total ETF AUM

When investors buy or sell ETFs like XHS or XLV, the fund manager is mechanically forced to buy or sell CNC shares regardless of Centene Corporation's individual fundamentals. We estimate $3.6B of passive capital is structurally linked to CNC through 8 tracked ETFs. Index rebalances and ETF creation/redemption cycles can create noticeable volume spikes unrelated to company news.

Passive exposure = Σ (ETF AUM × stock weight in ETF) across 8 tracked ETFs. Actual passive ownership is larger (includes mutual funds). Not investment advice.

ETF Contagion Visualizer

Simulate a price drop in Centene Corporation to visualize passive redemption contagion across ETFs and collateral stocks.

CNC Shock
-0%
Est. Passive Redemption
$0
Systemic Risk
STABLE
CNCEpicenterVTIETFVOOETFIVVETFLLYLow RiskLLYLow RiskJNJLow RiskUNHMed RiskJNJLow Risk
CNC Price Drop (%)0

If Centene Corporation (CNC) experiences a significant drawdown, ETF redemptions can create collateral selling pressure on co-held stocks. Our model identifies ELI LILLY + CO (LLY) as the most exposed collateral stock, sharing 1 ETFs with CNC. This is the "Passive Contagion" effect described in the Inelastic Market Hypothesis.

Contagion model based on shared ETF exposure and constituent weights across 30 tracked ETFs. Estimated selling pressure is a simplified model — actual impact depends on market liquidity, ETF redemption mechanics, and market-maker activity.

CNC Ownership Dynamics

Passive funds hold 1 in every 7 CNC shares, reducing daily market volatility.

Ticker
CNC
Total Shares
494M
ETF Lock-Up
14.6%
Display Mode
Total Float Impact
14.6%Locked Float

Centene Corporation (CNC) exerts measurable gravity on the passive index market, currently representing 2.9% of the XHS (XHS) and 0.5% of the State Street Health Care Select Sector SPDR ETF (XLV). Across 30 tracked ETFs, approximately 72M shares (14.6% of float) are held by passive funds and rarely trade on the open market. This level of passive ownership means index rebalances can create outsized volume events.

Float lock-up computed from 30 ETFs tracked by SecuritiesDB. Actual passive ownership is higher (includes mutual funds, pension funds, etc.).

CNC Institutional Volume Profile

252-day volume distribution by price level. The Point of Control (POC) marks the price where the most institutional volume transacted — an implicit support/resistance floor.

TICKER
CNC
PRICE
$59.99
FLOOR (POC)
$35.25
STRENGTH
High
$269%$2811%$309%$32$3311%$35POC 14%$379%$398%$41$43$45$46$48$50$52$54$56$57$59$59.99$61
Focus Zone
Point of Control (POC) Support (below price) Resistance (above price) Current Price

The highest-volume price zone for Centene Corporation over the past year sits near $35.25 (14% of 252-day volume). The current price of $59.99 trades 70.2% above this institutional floor — a sign of upside momentum, though a pullback to the POC zone is a common reversion target. The highly concentrated volume profile (14% at POC) indicates strong consensus on fair value — institutional participants have repeatedly transacted near this price.

Volume Profile computed from 252 trading days of OHLCV data. Volume allocated to price bins proportionally based on daily high-low range. Not investment advice.

Fails-to-Deliver (FTD) History

SEC-reported settlement failures. Elevated FTDs can indicate high short-selling pressure, operational settlement issues, or naked shorting activity.

DateFailed SharesClose PriceNotional Value
2026-05-11100$55.96$5,596
2026-05-044,428$53.34$236,189.52
2026-05-01159,211$53.69$8.5M
2026-04-2799$41.82$4,140.18
2026-04-20299$38.17$11,412.83
2026-04-156$37.26$223.56
2026-04-097,005$37.28$261,146.4
2026-04-0810$36.31$363.1
2026-04-061,000$35.11$35,110
2026-04-0141$32.74$1,342.34
2026-03-2513$32.98$428.74
2026-03-23260$34.40$8,944
2026-03-2041$35.57$1,458.37
2026-03-19100$36.16$3,616
2026-03-1812$34.94$419.28
2026-03-12372$35.86$13,339.92
2026-03-09873,127$43.65$38.1M
2026-02-23334,921$43.24$14.5M
2026-02-20503$43.68$21,971.04
2026-02-195,050$43.07$217,503.5
2026-02-13446$39.18$17,474.28
2026-02-123,293$40.43$133,135.99
2026-02-112,659$39.61$105,322.99
2026-02-1043,442$38.04$1.7M
2026-02-09180$38.46$6,922.8
2026-02-0611,607$39.92$463,351.44
2026-02-05134$40.96$5,488.64
2026-02-042,395$42.51$101,811.45
2026-02-03347$42.80$14,851.6
2026-01-282,041$41.53$84,762.73

Source: SEC Regulation SHO FTD data. Data is reported with a ~30 day delay. High FTD quantities relative to average daily volume may indicate settlement stress.

Price Correlations

Statistical correlation of daily returns with other stocks. High correlations indicate stocks that move together; negative correlations can offer diversification.

Peer252-Day (1Y)126-Day (6M)Direction
WTGXXNaNNaN
MOH0.6720.493Moderate
ELV0.5930.481Moderate
CVS0.4190.406Moderate
UNH0.3970.422Moderate
HUM0.3640.436Moderate
CI0.3620.334Moderate
MMC0.3200.357Moderate
MRSH0.3060.300Moderate
AON0.3020.278Moderate

Pearson correlation of daily log returns. 252d ≈ 1 trading year. Computed from price history. Not investment advice.

Compare CNC to Peers

Quant metrics computed deterministically from financial statements and price data. Updated: 2026-06-02.

SecuritiesDB provides programmatic data aggregation for informational purposes only. None of the metrics, summaries, or algorithmic flags constitute a recommendation to buy or sell any security.