Stock vs Stock Comparison

Wells Fargo & Company vs American Coastal Insurance Corporation

ACIC wins the Tale of the Tape 5–3.

WFC$78.68
ACIC

🏆 Tale of the Tape

35
WFCACIC
25.5%Profitability (Net Margin)31.9%
12.0xValuation (P/E)
Efficiency (ROIC)11.3%
3/9Health (Piotroski F)4/9
0.3Safety (Altman Z)
1.7%Growth (Rev YoY)13.0%
1.05Risk (Sharpe 1Y)
10.74xBalance Sheet (D/E)2.38x

Green = winner in each category. Higher is better except P/E (lower = cheaper).

Fundamentals

MetricWFCACIC
Market Cap$237.3B
P/E Ratio12.0x
Forward P/E9.8x
P/B1.46x
Dividend Yield2.32%
Beta0.96

Quantitative Metrics

MetricWFCACIC
DCF Fair Value$16.00
DCF Upside
Piotroski F3/94/9
Altman Z0.27
Beneish M
FCF Yield
Net Debt/EBITDA-0.3x
ROIC11.3%
WACC8.4%
ROIC – WACC
Gross Margin
Net Margin25.5%31.9%
Rev Growth YoY1.7%13.0%
Sharpe (1Y)1.05
Max Drawdown 3Y
FCF Payout Ratio

WFC Price

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ACIC Price

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ETF Exposure

WFC found in:

IYF3.95%
XLF3.18%
VFH3.07%
MGV1.26%
VYM1.06%
VTV0.99%
KBE0.92%
SCHV0.86%
SPYV0.81%
IWD0.81%
VONV0.78%
IVV0.50%
SPLG0.47%
ITOT0.44%
SCHX0.41%
VFVA0.41%
VOO0.41%
VONE0.39%
SCHB0.38%
VTI0.37%
SPY0.37%
QUS0.35%
SPTM0.34%
URTH0.30%
ACWI0.30%
VT0.23%
RSP0.19%
VFQY0.18%
ONEO0.02%

ACIC found in:

VFQY0.02%
VFH0.00%

More Comparisons

Quant metrics computed from financial statements and 1,200+ trading days. Correlation is Pearson coefficient on daily log returns. Not investment advice.

WFC vs ACIC: Head-to-Head Analysis

Wells Fargo & Company (WFC) and American Coastal Insurance Corporation (ACIC) represent two companies in the Financial Services sector. In our quantitative Tale of the Tape scoring, ACIC leads 5–3 across nine fundamental and risk metrics including profitability, valuation, capital efficiency, and financial health.

WFC appears in 29 ETFs tracked by SecuritiesDB, while ACIC appears in 2 ETFs. Investors holding broad-market ETFs may already have indirect exposure to both stocks.

Frequently Asked Questions

Which stock is the better investment, WFC or ACIC?

Our quantitative analysis compares WFC and ACIC across nine fundamental dimensions. ACIC wins the Tale of the Tape 5–3. However, stock selection depends on your individual risk tolerance, time horizon, and portfolio context. These metrics are computed from SEC filings and market data — they are not investment recommendations.

Are WFC and ACIC correlated?

Correlation data is not yet available for this pair. Check back after both stocks have sufficient trading history.

How is the Tale of the Tape scored?

The Tale of the Tape compares both stocks across nine categories: profitability (net margin), valuation (P/E), efficiency (ROIC), health (Piotroski F-Score), safety (Altman Z-Score), growth (revenue YoY), risk (Sharpe ratio), leverage (debt-to-equity), and cash generation (FCF yield). The stock that wins more categories takes the overall score. Lower P/E and lower debt-to-equity count as wins.