Cincinnati Financial Corporation vs Arch Capital Group Ltd.
ACGL wins the Tale of the Tape 5–4.
🏆 Tale of the Tape
Green = winner in each category. Higher is better except P/E (lower = cheaper).
Rolling Correlation
Moderately correlated — some diversification benefit from holding both.
Fundamentals
| Metric | CINF | ACGL |
|---|---|---|
| Market Cap | $24.4B | $31.2B |
| P/E Ratio | 9.0x | 6.9x |
| Forward P/E | 17.1x | 9.0x |
| P/B | 1.55x | 1.34x |
| Dividend Yield | 2.39% | — |
| Beta | 0.60 | 0.33 |
Quantitative Metrics
| Metric | CINF | ACGL |
|---|---|---|
| DCF Fair Value | $479.81 | $453.32 |
| DCF Upside | +193.1% | +366.9% |
| Piotroski F | 4/9 | 5/9 |
| Altman Z | 1.72 | 1.31 |
| Beneish M | — | — |
| FCF Yield | 12.65% | 17.06% |
| Net Debt/EBITDA | -0.2x | 0.3x |
| ROIC | 5.8% | 5.1% |
| WACC | 8.7% | 7.7% |
| ROIC – WACC | -2.9pp | -2.6pp |
| Gross Margin | — | — |
| Net Margin | 18.9% | 22.8% |
| Rev Growth YoY | 11.4% | 14.0% |
| Sharpe (1Y) | 0.89 | 0.16 |
| Max Drawdown 3Y | — | -22.4% |
| FCF Payout Ratio | 17% | 1% |
CINF Price
ACGL Price
ETF Exposure
CINF found in:
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Quant metrics computed from financial statements and 1,200+ trading days. Correlation is Pearson coefficient on daily log returns. Not investment advice.
CINF vs ACGL: Head-to-Head Analysis
Cincinnati Financial Corporation (CINF) and Arch Capital Group Ltd. (ACGL) represent two companies in the Financial Services sector. In our quantitative Tale of the Tape scoring, ACGL leads 5–4 across nine fundamental and risk metrics including profitability, valuation, capital efficiency, and financial health.
In terms of capital efficiency, CINF generates a return on invested capital (ROIC) of 5.8% compared to ACGL's 5.1%. This suggests CINF is more effective at deploying capital to generate shareholder returns.
The 252-day rolling correlation between CINF and ACGL is 0.629, indicating moderate co-movement, with some diversification value from holding both in a portfolio context.
CINF appears in 36 ETFs tracked by SecuritiesDB, while ACGL appears in 19 ETFs. Investors holding broad-market ETFs may already have indirect exposure to both stocks.
Frequently Asked Questions
Which stock is the better investment, CINF or ACGL?
Our quantitative analysis compares CINF and ACGL across nine fundamental dimensions. ACGL wins the Tale of the Tape 5–4. However, stock selection depends on your individual risk tolerance, time horizon, and portfolio context. These metrics are computed from SEC filings and market data — they are not investment recommendations.
Are CINF and ACGL correlated?
The 252-day correlation between CINF and ACGL is 0.629. They show moderate correlation — partially diversifying.
How is the Tale of the Tape scored?
The Tale of the Tape compares both stocks across nine categories: profitability (net margin), valuation (P/E), efficiency (ROIC), health (Piotroski F-Score), safety (Altman Z-Score), growth (revenue YoY), risk (Sharpe ratio), leverage (debt-to-equity), and cash generation (FCF yield). The stock that wins more categories takes the overall score. Lower P/E and lower debt-to-equity count as wins.